I have a lender that might be able to work with you. Give me a call so that we can get the two of you connected. My email: Karen@SoldThruKaren.com or call me at (209)968-7653 so that we can discuss what you are looking for.... more
We have them here in New Jersey and they are DEFINITELY worth it! We have the New Jersey Smart Start Program, run by the State that provides up to 4% of the purchase price. We have 'Live Where You Work" which provides up to 5% for people who buy a home in the town where they also work. We also have matching funds programs that permit buyers to save the money for their down payment at particular institutions and have those funds matched dollar for dollar. On top of all that some lenders have special programs for civil servants and such, school teachers, municipal workers, fire fighters, police officers, nurses, EMTs and so on, that eliminate many of the bank fees associated with obtaining a mortgage. Put them together and you have DYNAMITE program that will get you into a home you can afford at a price you can afford! Definitely worth the trouble!... more
My understanding is in CA, untill you have proof that you are not responsible for any of his debt, it has to be assumed half of it is yours. You will also have to have him sign off ,that he will have no claim to your new property. I am only giving my personal opinion as how the court could rule it.... more
Unfortunately not. You would need to utilize the program to purchase the home.
Will Addo is a Renovation Specialist with Wells Fargo Home Mortgage. We finance 1 in every 4 home in your Market. While having no Best Sellers to his name, he's really a decent chap for all intensive purposes. By email, Will can be reached at email@example.com. By phone, he can be reached directly at 770-497-6006... more
I am not familiar with this company, but I would be leery of any offer made through an internet company. The close ratio from internet lending institutions is not good.
You as a seller can ask that the buyer gets pre-approved from a local lender. In fact, you can require them to use a specific lender...although most are simply requiring the buyer to get pre-approved from a local lender then allowing them to use lender of their choice.... more
Bank of America 810 Standiford Ave Ste. 1 for Acorn Loans( one of the best loans around for First Time Buyers), Maria McMillen 209-342-2503
Mission Hills Mortgage, Christine Foreman 209-531-5330... more