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Financing in 95356 : Real Estate Advice

  • All17
  • Local Info0
  • Home Buying10
  • Home Selling0
  • Market Conditions0

Activity 11
Thu Sep 27, 2012
Karen Gustafson answered:
I have a lender that might be able to work with you. Give me a call so that we can get the two of you connected. My email: or call me at (209)968-7653 so that we can discuss what you are looking for. ... more
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Thu Jan 17, 2013
Suzanne MacDowell answered:
We have them here in New Jersey and they are DEFINITELY worth it! We have the New Jersey Smart Start Program, run by the State that provides up to 4% of the purchase price. We have 'Live Where You Work" which provides up to 5% for people who buy a home in the town where they also work. We also have matching funds programs that permit buyers to save the money for their down payment at particular institutions and have those funds matched dollar for dollar. On top of all that some lenders have special programs for civil servants and such, school teachers, municipal workers, fire fighters, police officers, nurses, EMTs and so on, that eliminate many of the bank fees associated with obtaining a mortgage. Put them together and you have DYNAMITE program that will get you into a home you can afford at a price you can afford! Definitely worth the trouble! ... more
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Tue Feb 16, 2010
Thadeus Brewer answered:
Hi Lura,
short list:
last 2 paystubs
last 2 bank statements
last 2 yrs 1040's
dr license & s.s.card or passport
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Thu Aug 12, 2010
Robert Chomentowski answered:
Yes this is still available for Fannie Mae REO properties. You also have the FHA 203k renovation loan.
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Sat Jun 13, 2009
Mission Viejo Real Estate by Valorie Stover answered:
My understanding is in CA, untill you have proof that you are not responsible for any of his debt, it has to be assumed half of it is yours. You will also have to have him sign off ,that he will have no claim to your new property. I am only giving my personal opinion as how the court could rule it. ... more
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Sun May 24, 2009
Will answered:
Unfortunately not. You would need to utilize the program to purchase the home.

Will Addo is a Renovation Specialist with Wells Fargo Home Mortgage. We finance 1 in every 4 home in your Market. While having no Best Sellers to his name, he's really a decent chap for all intensive purposes. By email, Will can be reached at By phone, he can be reached directly at 770-497-6006 ... more
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Tue Jun 9, 2009
Ben Balsbaugh answered:
I am not familiar with this company, but I would be leery of any offer made through an internet company. The close ratio from internet lending institutions is not good.
You as a seller can ask that the buyer gets pre-approved from a local lender. In fact, you can require them to use a specific lender...although most are simply requiring the buyer to get pre-approved from a local lender then allowing them to use lender of their choice. ... more
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Thu Mar 26, 2009
Bill Eckler answered:

There are many factors to of which is, will the home appraise for the amount he purchased it for? In a market with downward tendencies this should be a concern. ... more
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Thu Oct 7, 2010
Tyler Flaherty answered:
Depends Vera,
The main thing is that your home cannot be worth less than what you paid for it. Get in touch with a good lender and they can better assess your situation.
Best of luck. ... more
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Thu Mar 26, 2009
John Brasil answered:
I would recommend pricing several different Mortgage Brokers and actual Banks.
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Tue Nov 27, 2012
Gary Hall answered:
Bank of America 810 Standiford Ave Ste. 1 for Acorn Loans( one of the best loans around for First Time Buyers), Maria McMillen 209-342-2503
Mission Hills Mortgage, Christine Foreman 209-531-5330 ... more
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