Thank you for your question:
In general, it is easier to get a loan to finance a single family house and the rates are lower.
A mobile home is generally personal property, like a car, that is parked on leased land.
The lender regards the loan on the mobile home to be a higher risk than the loan on a single family home where you own the land as well as the house.
Charles Butterfield MBA
Real Estate Broker/REALTOR
Cell Phone: (408)509-6218
Email Address: firstname.lastname@example.org