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Home Buying in 95051 : Real Estate Advice

  • All78
  • Local Info3
  • Home Buying49
  • Home Selling6
  • Market Conditions3

Activity 178
Tue Jul 20, 2010
Grace Hanamoto answered:
Hello Homebuyer 2009 and thanks for your post.

I am a lifelong resident of the Santa Clara Valley, have 25 years in the real estate business, have worked with developers for the past 20 years, helped plan and manage homeowners associations, have consulted with the Department of Real Estate, have an accounting background and work as a facilitator for buyers, like you, who take the initiative to find their own homes. My job begins when you've found the home that you like and for that, I charge 1 percent of the sales price. You would retain whatever is paid to the buyers agent over the 1 percent.

For more information and to see my curriculum vitae, please contact me directly or look to my website below or my profile here on Trulia. Also take a few minutes to read my blog on "Facilitation" to learn more about how I work as a low cost facilitator for many Trulia buyers.

Grace Morioka, SRES, E-Pro
Area Pro Realty
Specializing in Sunnyvale, Los Altos, Cupertino, Santa Clara and West San Jose
Tel 408-426-1616
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0 votes 13 answers Share Flag
Mon Mar 21, 2011
Hector Gamez/Jo Cel Perez answered:
Hello Priya,

I would not worry about any potential structure issue. When you go to purchase a home you should have it inspected, also have your Realtor find out what the high cost of HOA is going toward. Most of the time it will have to do with the cost of a new roof to the complex, pool rehab, insurance cost, etc. Like most properties it will appreciate in the near future but slowly so do not purchase the condo at a high cost. Have your agent to the comparable and then you and the agent can come to a price that will be reasonable. Keep in mind that if it is a short sale the condo is already at a low price and will sell high. If you need any additional help please do not hesitate to contact us. ... more
0 votes 7 answers Share Flag
Fri Oct 9, 2009
Jacob Varghese answered:
Hi Ice,

Are you pre-approved? If not please visit the link below. I can get you pre-approved.

0 votes 6 answers Share Flag
Tue Feb 15, 2011
Bill Eckler answered:
Zillow generates their "zestimates" from recently generated sales information filed with the county tax department focusing on property in common physical area. Homes that are selected as comparison properties are often located in sub communities, developments, or neighborhoods that are not good comparisons. More emphasis is placed on the distance from the subject property than the appropriateness of the comparison property.

The information used is generally reliable but the best property value is one that can be generated by an individual that knows and understand the areas within a community and has the ability to weed out homes that are not good comps.
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0 votes 11 answers Share Flag
Wed Sep 30, 2009
Hector Gamez/Jo Cel Perez answered:
Hello Alan,
Do you have a complete address for this property? All that is missing is the street name....

Thank you
0 votes 2 answers Share Flag
Sun Sep 13, 2009
Mark Burns answered:
Generally yes. You need to discuss it with your CPA.

Mark Burns, Realtor
Coldwell Banker Elite - Top 3% Worldwide
DRE #00896552 licensed since 1985
0 votes 4 answers Share Flag
Sat Dec 15, 2012
Glen Mitchell answered:
what does your agent say and why wouldn't you have an appraisal contingency?? no agent should be writing offers these days if a loan is required and not include an appraisal contingency. ... more
0 votes 18 answers Share Flag
Mon Apr 12, 2010
Brian LeBars answered:
I'm sure your Broker can extend the lock for a small fee. Different banks charge different amounts. Is it new construction?
0 votes 8 answers Share Flag
Sun Aug 23, 2009
Bill Mccord answered:
Santa Clara County includes 15 Cities, covers 1,316 square miles, and has a population of about 1,750,000.
In order to give an intelligent answer to your question I would need to know something about your requirements i.e. detached house, Town House/Condo, price range, number of bed and bathrooms, older or newer, commute tolerance, etc. Please help us to make our advice useful to you.
You would also find the McCormack's Guide for Santa Clara County a very good source of information on all the Cities in the County.
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0 votes 2 answers Share Flag
Wed Aug 19, 2009
Dorene Slavitz answered:
One of the most common is the addition of square footage to the current property. There are other ways though, which include assessments imposed upon the taxpayer by vote. (city improvements etc) ... more
0 votes 4 answers Share Flag
Mon Aug 24, 2009
e answered:
It is hard to say. Right now it is not a bad time to buy. In my opinion house prices are starting to flatten. It can not hurt to start looking. It depends on what you are looking for and where. Inventory fluciate. You should talk to an agent, if you have any questions I would be glad to answer them. ... more
0 votes 14 answers Share Flag
Mon Aug 17, 2009
Ray Ault answered:
Hello Gary,
Are you using a real estate agent? If so contact the agent for your options. There are several time periods and inspection contingencies that have to be met. If you have not removed your contingencies for inspections and loan approval you may be able to cancel and get your deposit returned. Your deposit should be with an escrow company and not the seller. If you are not using a real estate agent then I have no idea what you have agreed to and therefore you should seek the advice of legal counsel. Contracts are binding and it is important to know what you have agreed to do. The details of the contract will spell out your options for you.
As for the idea of buying or renting, that’s something that only you can decide which will give you the benefits you desire. Owning a home can be very rewarding but it is also a big responsibility. Personally I think owning is the best way to build your wealth over time. When you get ready to retire and you have tens or hundreds of thousands of dollars in equity. It is nice to be able to cash that in. After all you’re going to pay for housing one way or another.
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0 votes 2 answers Share Flag
Tue Aug 11, 2009
Mario Pinedo, Ccim answered:
The home inspection is just one aspect of the overall purchase of a home. It deals with the physical condition of the property. Your satisfaction and understanding of this aspect may also be helped by a termite & roof report and other physical inspections. Additionally, are there any legal, code, cc&r, zoning, city ordinances that should be verified? And then of course, your loan... Please ask your Realtor to guide you in this process so that you feel comfortable with what you are buying. Best of luck! ... more
0 votes 7 answers Share Flag
Thu Aug 20, 2009
Andrea Wince ~ Lic. 01439761 answered:
Hello Claudia, I would be honored to assist you. I just called you and you were on another line. Please call me at 408-768-9255. Kind regards, - Andrea.
0 votes 8 answers Share Flag
Thu Aug 6, 2009
Jacob Varghese answered:

The answer to this question will depend various factors including the length of loan 15 year, 30 year and also if you have any credit card debts or any other debts.

Please feel free to contact me with any questions that you may have. Ideally I can get you pre-approved. With a pre-approval letter you can shop around with confidence. The sellers also may like to see the pre-approval letter. It will not cost you a dime. ... more
0 votes 9 answers Share Flag
Tue Aug 11, 2009
The Hagley Group answered:
My first question would be how/why the appraise got his info from a title company? Tax records will easily verify the information for all.
0 votes 5 answers Share Flag
Mon Aug 3, 2009
Andrea Wince ~ Lic. 01439761 answered:
I would like to add that you will need a good faith deposit when making an offer on another property. Usually 3%. Whether the sale of your condo is BMR or normal sale, if you need the monies from that property sale in order to purchase the new one, you may have difficulty finding a home where the seller will accept your offer with that contingency in place. I don't understand how you got "pre-approved" for $525k without the new lender seeing your bank statements to verify where your down payment/deposit is coming from. Ask your Realtor if you are "pre-qualified" or "pre-approved" for your new mortgage. There is a difference. ... more
0 votes 4 answers Share Flag
Wed Jul 15, 2009
James Peterson answered:
This home is in a great neighborhood and based on the location alone will hold its value and most likely appreciate over the next 5 years. The only thing undesirable about the location is the street and proximity to commercial and apartment homes.

The floorplan looks very desireable and spacious. The interior does not have the best upgrades, but this is something that can always be done down the road. It has a wonderful curb appeal as well. The HOA fee seems reasonable at $133/mth as well.

Worth a look!
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0 votes 1 answer Share Flag
Tue Jul 14, 2009
Nina Daruwalla answered:
Hi Homebuyer,
right now lending criterias are changing ever so often, and are definately tightened up! A clear title doesnt mean the Buyer doesnt need to meet all the criterias a Lender will have for a condo. Yes we are facing mortgage delays as lenders need a lot more clearance of tings than before, also appraisals are taking time and new rules doesnt even allow lenders to speak with the appraisers directly!
Talk to your Lender and Realtor to guide and help you through the home buying process. If you need help, and if you DONT have a realtor, do get in touch with me.
All the Best, be well and safe,
Nina Daruwalla
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0 votes 3 answers Share Flag
Thu Apr 27, 2017
Bill Mccord answered:
The best way to deal with this is to delay closing until you are able to inspect the whole house to your satisfaction. They move monday, you inspect Monday p.m. or Tue . If all is well you call the escrow officer and tell them to go ahead and close.
If not, keep closing on hold until any problems are resolved. Be aware that you will have already signed off on the condition of the property and are now only dealing with damage due to moving.
A more traditional way to deal with this issue is to require that the Seller leaves funds in escrow to cover any such damage. I typically ask for $1,000 to be held specifically to cover damage during the move. If no damage this would be released back to the Seller the next day.
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0 votes 10 answers Share Flag
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