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Home Buying in 94805 : Real Estate Advice

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  • Home Buying6
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Activity 60
Wed Apr 17, 2013
Edward asked:
We are looking for homes that are "Move In Ready", some that need rehabbin. We are searching for 3 bed/1-2 bath, all systems
0 votes 1 answer Share Flag
Sun Sep 15, 2013
John Corten answered:
It depends on the size and location of the unit but generally speaking they are anywhere from about $275-360 per month. Right now it's a bit tricky to purchase there because of pending litigation but feel free to contact me for more information.

John Corten
Better Homes and Gardens | Mason-McDuffie Real Estate
2095 Rose Street, Suite 100
Berkeley, CA 94709
DRE # 01902004
efax 510.288.1399
... more
0 votes 4 answers Share Flag
Tue Sep 2, 2014
Darrell A. Caraway Architect answered:
Sun Feb 24, 2013
Darrell A. Caraway Architect answered:
Loud busy Intersection. But if you want a walk through I'd be happy to do it. If the price is right loans are at super zero everything now - its crazy. If you can get a loan. And then fix it up, I'd look at anything. I was out today looking. ... more
0 votes 2 answers Share Flag
Sat Feb 23, 2013
Jonathan D. Albert answered:
Axel, are you from Maine? My mother and father were from Lewiston and I have family in Sabbattus, Bangor and Old Orchard Beach.
Honestly, I wouldn't want to live there in the Iron Triange. They might have given it that name because there are bars on all of the windows there.I listed and sold three rental units there.
Anyway if you are looking to buy I give 35-50% of the commissions to my buyers.

Jonathan Albert
... more
0 votes 3 answers Share Flag
Thu Jan 24, 2013
Vern Phan answered:
clean offer and make sure to have pre-approval letter, proof of funds, short closing ,and no low ball offer. Majority of the sellers prefer 20% down payment and with larger initial deposit. ... more
0 votes 11 answers Share Flag
Sun Sep 16, 2012
Jeff Weissman answered:
Dear Yan,
Purchasing a condo means "marrying" the HOA. Your questions are good ones, and there are many others to ask, such as "Has the HOA completed a Reserve Study, and if so to what extent is it funded?" and "What is the HOA's history of charging owners Special Assessments?" and "What percentage of owners are delinquent in paying their dues?" Unfortunately, these and all your questions about the HOA's financial and legal health can only be answered AFTER a buyer gets a unit into contract and we can obtain the pkg of HOA docs including the CC&R's, budget, financial statement, etc. In addition, your lender will have many questions about the HOA, such as the % of owner-occupants. I always recommend my clients have the HOA docs reviewed by an impartial, qualified 3rd party such as a real estate attorney. If the answers you, your Realtor, your attorney, & your lender get are unsatisfactory you will have an opportunity to cancel your purchase contract for a full refund of your deposit. If on the other hand, the answers are completely satisfactory, you can feel good about having properly done your HOA due diligence & go ahead to say, "I do!" ... more
0 votes 1 answer Share Flag
Mon Jun 25, 2012
Kamal Randhawa answered:
Hello Zubair,

You will have to check with the city as to what is possible to do regarding construction around your home.

If you would like to look at some homes in the Richmond area, I would be happy to show you what's currently on the market. ... more
0 votes 1 answer Share Flag
Mon Mar 4, 2013
Tina Lam answered:

Can you provide the address? Trulia doesn't capture it when you post your question.
0 votes 4 answers Share Flag
Sun Nov 18, 2012
Kamal Randhawa answered:
Hello AQ,

Yes, those condos are very nice but you may also want to look at some single family homes in the same price range as you will have more freedom, no HOA fees and you single family homes appreciate in value faster then condos.

If you like, I can send you a list of condos in the Marina Bay area which are available for sale and also a list of single family homes so you can compare. :)
... more
0 votes 3 answers Share Flag
Wed Sep 26, 2012
Kamal Randhawa answered:
Hello Maria,

I ran comps on the property and the homes near are priced a little bit less. Maybe the value is high due to the special nature of the property. Value of you home, no matter how special it is always the same value as comparable homes near you. I see that this property is already pending also. Please call or email me if you need further information.

Thank you
... more
0 votes 3 answers Share Flag
Sun May 8, 2011
Steven L. Smith answered:
I would be concerned about that. If you are renting it out, and there is an accident or a fire, it seems to me that you are pretty vulnerable to a lawsuit if the unit you own is not "legal". I own five rentals and try to make sure that everything is safe and pretty close to code -- steps, handrails, smoke detectors. My experience is that the municipal inspectors can get pretty nasty when they find an illegal unit on premises. They probably would not make someone tear it down, but I have seen places locally where a builder tried to sneak one over on the building department -- state duplex really a four-plex and the city shut it down bigtime. The builder went broke. And those people who bought it, to finish it, had to really jump through hoops to meet the demands of the city inspectors who were mighty angry. I always think it is best if the person who fooled the municipal inspectors is the one who has to deal with them down the road, such as at the time of a remodel, versus some poor person who bought an illegal unit. Just my take on this! ... more
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Mon Feb 21, 2011
Investor answered:
Wed Sep 26, 2012
Johnny Huang, MBA answered:
California is an earthquake goes on every day...I've linked the site for your information. If you have any specific questions about earthquake, let us know.
0 votes 2 answers Share Flag
Wed Sep 26, 2012
Marston Myers answered:
If you are buying a home in most parts of California you are buying a buying a home in a Seismic Hazard area. Are homes in your general area selling? The comps you have been presented factor in Natural Hazards in the aggregate. Therefore your offer and subsequent appraisal, that you are now presumably paying for, will factor that in as well.

Part of your inspection process is to call your insurance company and give them the address of your new property and get a quote for homeowners insurance. You should also get a quote for Earthquake with as high a deductible as you can mentally tolerate.

Reality Check; How old is the house you are buying? How did it do in the Loma Preita quake? Next one is coming, today or years from now, but it is coming. Do your homework, be prepared, be insured and enjoy your new home!
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0 votes 6 answers Share Flag
Tue Jul 13, 2010
James Gordon ABR SFR SRS answered:
Spring the title company could not care if your current husband does not sign a quit claim or a release of dower. The lender that you are dealing with though will care very much if someone else may aquire an interest in the property that you are purchasing. By the way not legal advise but that home you purchase in some states does become "community" property because you are not divorced yet. ... more
0 votes 6 answers Share Flag
Thu Oct 21, 2010
Anna M Brocco answered:
Since you mentioned that you are working with a professional--your agent can best advise as to what will most suit your wants, needs and lifestyle--ask him/her all your questions.
0 votes 5 answers Share Flag
Fri May 21, 2010
Pacita Dimacali answered:
Here's a site where you can research FHA approved projects.

Note that the spot approval process was discontinued...

Check out DELRAP (Direct Endorsement Lender Review and Approval Process)

These sites should give you a headstart in your search

Good luck!
... more
0 votes 2 answers Share Flag
Sun May 16, 2010
Patrick Thies answered:
The question is a little unclear, but let me say this.

If you have a financing contingency and you do not have final approval, then you need to request an extension for financing. The seller does not have to grant the request. It sounds like there is a back up offer for cash. If they deny your request for an extension then the contract becomes null and void due to not meeting the financing deadline. At that point the seller is free to accept any back up offers that may be out there. ... more
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