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94605 : Real Estate Advice

  • All36
  • Local Info5
  • Home Buying18
  • Home Selling1
  • Market Conditions3

Activity 588
Fri Jan 12, 2018
Pacita Dimacali answered:
Are you talking about getting a new tenant?
And are you on the list to rent only to Section 8? If so --- you should consult with the local agencies managing Section 8 rentals to find out what a fair price would be depending on the configuration of your rental unit.

If not required to rent only to Section 8, you can certainly try to charge the market value --- which again would depend on the improvements you may have made since the last tenant left. If your paint and drapes are unchanged....hoo's time to change them. You may be able to get a better rate if you make some basic improvements that mean new paint, new flooring, new window coverings.
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0 votes 12 answers Share Flag
Fri Jul 27, 2012
Paul Singh answered:
Hello Matt,

Yes you are right, when calculating payments on an online mortgage calculator it does had your tax and insurance. This is actually to help the consumer understand all expenses associated with buying a home and not just your mortgage payment. When buying a single family home you usually have three types of liabilities; mortgage, tax and insurance. If the loan is a FHA it will also have PMI, which is mortgage insurance to protect the lender in case the borrower defaults. With Condos and Town Houses you also have HAO dues and in some cases even for the single family homes especially the newer developments. Hope this helps, good luck with your purchase and if you have any questions feel free to call me at 925-719-6568.

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0 votes 3 answers Share Flag
Wed Sep 12, 2012
Lisa Cartolano Ellen Diamond answered:

The City of Oakland's Police department actually has a website where you can look up crime stats.

From this site you can look up crimes that have been reported.

Hope that helps!


Lisa Cartolano
Alain Pinel Realtors
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0 votes 6 answers Share Flag
Sat Jul 21, 2012
Janet Calderaro asked:
I am looking to purchase a home and I am considering going through their Home Buying program. Is it worth it to go through this program or is it a complete scam?
0 votes 0 Answers Share Flag
Wed Jul 11, 2012
Claire Wills answered:
Piedmont Ave, Grand Ave, Lakeshore, Adams Point, Glenview, Park Blvd. These are all great neighborhoods, that have parks, great restaurants, banks, stores, specialty shops and more. If you have any other questions, please feel free to call me.


Cell: 510-255-1196
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0 votes 7 answers Share Flag
Sun Jul 8, 2012
Tim Moore answered:
You need to be more careful when going to the voting booth. It all stems from there you know.
0 votes 5 answers Share Flag
Fri Mar 27, 2015
Rich Homer answered:
This number could be quite variable. I would find a local contractor in your zip code (search remodel and your local zip code) to get an accurate answer. ... more
0 votes 8 answers Share Flag
Mon Sep 10, 2012
Ellen Lynch answered:
Ane, can you elaborate? If this listing is not a legitimate real estate listing and you think there may be some violation of law, then I would contact The Department of Real Estate, the agency that oversees real estate agents, brokers and the industry. there are local offices in SF, Oakland etc. Easy to locate.

If this is a spammer via Trulia you are talking about? I would contact Trulia directly as none of us who are on here answering questions really can do anything. We are individual agents and consumers ion the Trulia site, engaging in dialogue, questions and answers etc. about real estate.

Definately let Trulia know if this is the issue.. but if it is something unethical/illegal regarding a real estate listing, please contact the DRE.

Good luck!
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0 votes 5 answers Share Flag
Sat Jan 24, 2015
Ellen Lynch answered:
Hi littlewillo,

I understand from REO agents I know, as well as the folks doing what you are doing, that "peanuts" is the going rate.

When the foreclosure crisis hit and banks started to need the trash out etc. services, many haulers, handymen, jack of all trades, out of work carpenters, and more contacted these REO/foreclosure realtors and banks and offered services such as yours. Your services are needed by the banks as well as realtors working with the banks, but the reality is there is not a high value placed on what you are doing. They need you, but there are so many people offering these services, the value is not high, which means you are getting paid peanuts! As a former contractor myself, I've had lots of people call me asking "how" they could get into this "trash out" business, getting the foreclosed homes ready for market. While it can involve several jobs, such as touch up painting, hauling, a few repairs, etc.. it is not seen as highly skilled work. Also, there is a lot of competition.

I meet people all the time who want to do what you are doing because they think there is a market for it. Many REO agents have their own crew, people they've known or worked with for a long time.

My suggestion is to seek out local REO agents and ask them what they are paying (they often pay and get reimbursed from the bank).. check out who is out there paying what, and you'll get a better idea. Agents will probably be helpful to you and give you the info you are requesting. Check out the major REO agencies: Affiliated Brokers and Cypress Hills, Equity Capital, Insight Real Estate, Derrick Debose, MPL, LeBon Real Estate.. there are others. Ask around. Do some research and get the info so you will know what others are paid. That will be a good "reality check". Good luck!
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0 votes 2 answers Share Flag
Sun Jul 1, 2012
Cameron Platt answered:
Start by looking at the man in the mirror?
0 votes 7 answers Share Flag
Fri Jul 20, 2012
Larry Benedetto answered:
I do not feel that adding a 1/2 bath to a home in a gargage is going to be simple. First you need a plan, then permits from the city, then you need to bid the work out and if you are lucky and the sewer system, electricity, cold and hot water connections are near by, your costs will be reduced.

good luck
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0 votes 5 answers Share Flag
Thu Jun 21, 2012
Claire Wills answered:
Here are two websites you can navigate that are great.

Crampton Inspection Services gets rave reviews from many Realtors and Homeowners.
Here is his site.
(925) 376 7707

Good Luck Greta.
Best, Claire.
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0 votes 1 answer Share Flag
Fri Jun 15, 2012
Antoine Pirson answered:
Any agent can help you with auctions. They may have to register with the auction company and may have to accompany you at the auction. I just completed an online auction for my buyer in Oakland.
Let me know if you need more details.
The foreclosure auction at the county courthouse steps is very different. They require all cash, and you have to figure out what exactly is on title. I know people who will buy at foreclosure auction for you at a serious fee. Let me know if interested.
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0 votes 6 answers Share Flag
Sat Apr 30, 2016
Jodi Selene answered:
Appreciation is never a guarantee, and it's a complex issue with many factors that contribute.
In general, a single family home will almost always appreciate faster than a condo, unless the condo is amazing, unusual and something highly valued - like a crafstman that has been condo converted.
A very important factor in looking at appreciation in a property is the neighborhood. Are there homes nearby that are higher priced, in good condition, generally desirable? Is the neighborhood "up and coming"? Is there something being built or planned that will elevate the status of the neighborhood - for instance the way Berkeley Bowl did for West Berkeley?
It's good to educate yourself about neighborhoods by researching as much as you can in advance. Then, in this real estate market, with so many people looking and so little inventory - be ready to pounce with your best offer when the right property comes along.
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0 votes 11 answers Share Flag
Thu May 23, 2013
Lance King answered:
I don't know of any lenders specific to Oakland for these products. I think Sterling Bank and NCB are the only ones who do these loans.
0 votes 3 answers Share Flag
Fri Jun 15, 2012
Christopher Pagli answered:
Hi, Agents are prohibited by license laws from talking about safety in a neighborhood. We can be the source of the source though. You can visit and click on the city reports section for in-depth crime stats and area demographics. Other options are and calling the local police dept.

Christopher Pagli
Accredited Buyer Representative
Licensed Associate Broker
William Ravesi Legends Realty Group
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0 votes 7 answers Share Flag
Mon Oct 29, 2012
Eric H. Wong answered:
Here you go;

Comcast Cable: 800-945-2288 (
Chamber of Commerce: 510-874-4800 (www.oaklandchamber.
Electric (Pacific Gas & Electric): 800-757-2200 (www.
Fire Department: 510-238-3856 (
Garbage (Waste Management): 510-613-8710 (www.
Police Department: 510-777-3333 (www.oaklandpolice.
Telephone (SBC): 800-310-2355 (
Water (EBMUD): 866-403-2683 (
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0 votes 4 answers Share Flag
Tue May 22, 2012
Jessica DeLaney answered:
Are you talking about price? Safety? Schools? What type of rating are you looking for in particular on that 1-10 scale?

Crestmont is a lovely area of Oakland. You can check crimewatch websites like this one to see about recent activity. Most areas of Oakland are going to have auto theft and incidents of robbery so don't be put off by what you see on these types of maps.

My recommendation is to spend some time in any area you are considering buying a home. Walk around the neighborhood at different times of day to get a feel for the community. If you see folks outside in their yards, engage them in conversations about where they live and why they chose to move there. You would be surprised at how willing some folks are to talk about their street, any safety issues, experiences with schools, etc.

If you have more specific questions I would be happy to help!

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0 votes 2 answers Share Flag
Fri Jun 15, 2012
Antoine Pirson answered:
I lived for years on Samaria lane and loved it. Close to the tennis club. Lots of views, Easy access to freeways to go north or south and east and west. Close to the parks. Just not a very walk-able area for shopping.
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0 votes 5 answers Share Flag
Sat Jan 16, 2016
Bob Willett answered:
If your case number was pulled after October 4, 2010 you have annual MMI of .9%; if it was pulled before that it is only .55%. Since it’s now 1.25% you will be increasing your MMI rate by either .7% of .35%. You will also be paying 1.75% MIP up-front to get the new loan, and your refund for your original MIP won’t be much. (It changes for every month you have been paying on the loan, but .5 would probably be optimistic.)

This doesn’t include any title, escrow or loan fees. I would need to put your numbers through my excel program I wrote to calculate savings, costs and amount of time needed to get back to even to really answer your question. My guess is it won’t be to your advantage regardless, but unless you are currently at the .9% MMI AND you have a loan amount of at least $250,000 it wouldn’t even be worth running the numbers.
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