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Home Buying in 94582 : Real Estate Advice

  • All189
  • Local Info34
  • Home Buying96
  • Home Selling13
  • Market Conditions3

Activity 569
Thu Jul 29, 2010
Ines Eiras answered:
Prices rely on supply and demand for any particular geographic area. The more desirable the area, the more likely that demand stays high, the opposite is also true. Many factors determine an area's desirability, primarily quality of neighborhoods, community, schools, lifestyle conveniences, economy and safety. Currently, there are more optional foreclosures coming on the market, homeowners that are preserving other assets in order to get out of an economic real estate investment or situation that is economically undesirable. These homeowners generally do not qualify to short sell their homes below the value of their mortgage. Other homeowners are facing foreclosure because they were not able to set up a short sale arrangement due to financial hardship, job or income losses with their mortgage company timely or simply did not know how, this is the forced foreclosure, or would have been short sales. What happens to the general local bay area economy in the next 12 months will also determine affordability for would be buyers for San Ramon. Less job losses, more buyers for the area. San Ramon is desirable by the factors I forementioned in itself and demand stays fairly steady even in economically challenging times. However, our economy is not completely stable in terms of the kind of sustained growth that we need to see over a long period of time. My best prediction, assuming that the bay area is not affected with huge job losses, is a best scenario for San Ramon of steady flat prices for the next 12 months. Should additional buyers incentives take effect and faster local economic sustained growth, this could boost sales and boost prices slightly in the next 12 months. ... more
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Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
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Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
0 votes 0 Answers Share Flag
Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
0 votes 0 Answers Share Flag
Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
0 votes 0 Answers Share Flag
Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
0 votes 0 Answers Share Flag
Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
0 votes 0 Answers Share Flag
Tue Jul 13, 2010
Maliniamar asked:
Anybody bought home @ Gale Ranch - Florentine model....Need feedbacks.....My email is mali_chandra@yahoo.com
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Tue Jul 13, 2010
Maliniamar asked:
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Tue Jul 13, 2010
Vickie Nagy answered:
Hello Maliniamar,

I'm a local Realtor and have friends and clients who have purchased in the Mosaic at Gale Ranch. Are you looking for information on customer satisfaction? or is it pricing? The selling price of all homes is not published in public records, but I can try to extract data if that is your wish.

Respectfully,
Vickie Nagy
Keller Williams Realty
CA DRE#01363932
... more
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Wed May 30, 2012
answered:
That is HIGHLY UNETHICAL. I would contact the listing agents Broker then possibly the CA DRE. I'm there are more people in this forum that can help guide you further. Sorry to hear of such a poor experience. I would love to know their name.

Best of luck,

Brian
... more
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Wed Jul 7, 2010
Gene Riemenschneider answered:
These are the sort of questions agents avoid because there is no one right answer and it would be easy to give an answer and get second guesses. More details are needed on the condition of the property, size of the lot, etc . . . Then if you have an agent that agent should be able to provide you with some comps. But the real value is what a willing buyer is willing to pay and a willing seller is ready to accept. Any offer could and should have an appraisal contingency so it would need to appraise. (although appraisals are problematic in this current lender/regulatory environment.)

If your agent cannot give you some comps to consider then maybe you have the wrong agent. If you do not have an agent you should find a Realtor to help you. If you do not have one and would like some help please give me a call. 925-260-4321.
... more
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Tue Jun 29, 2010
Dave Sutton answered:
Hi Rajohnson,

You need to give us an address, then we may be able to identify the builder.
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Sat Jun 26, 2010
Vickie Nagy answered:
Hello LD,

It's really, really hard to find an agent that wants to represent a buyer at the courthouse steps at a trustee sale (foreclosure auction) as there is no opportunity to buy title insurance. At auction, you are buying subject to all impediments, including potential squatters (which you must legally evict). There are no possible inspections. You are buying 'as is, where is'. Also, buying at the courthouse means paying all cash! The trustee sale allows for no compensation for agents from the auction proceeds, so that is a private matter between agent and buyer.

Respectfully,
Vickie Nagy
Keller Williams Realty, CA DRE#01363932
... more
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Fri Jun 25, 2010
Vickie Nagy answered:
Hello Ld,

If it's pre-foreclosure, the lender is the crucial decision maker. It's the lender taking the loss in most cases today as owners often have no equity. Not all owners qualify for a short sale. I'm a CDPE, Certified Distressed Property Expert and PSC, Pre-Foreclosure Certified so I understand the process. Please search online for answers, or contact me for details...but it's often not possible for the seller to sell for less than market price.

Respectfully,
Vickie Nagy
Keller Williams Realty, CA DRE#01363932
... more
0 votes 8 answers Share Flag
Fri Jun 11, 2010
answered:
You would first have to determine whether your area is considered a high cost area to know whether your desired loan amount can be done. After that, with 5% down, you would first add the 2.25% up-front MIP fee, then multiply that by .005 and divide by 12 to come up with the monthly MIP. On an FHA loan, you must keep the MIP for 5 years and have on time payments in order to drop it once you have sufficient equity. ... more
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Fri Jun 18, 2010
Vickie Nagy answered:
Hello Anu,

Your loan rate is generally not 'locked in' with a pre-approval letter. It most often takes a completed agreement between buyer and seller and then you may lock or float a week if you think rates are going down. You really need to discuss this with your lender.

Kindest Regards,
Vickie Nagy
Keller Williams Realty
CA DRE#01363932
... more
0 votes 9 answers Share Flag
Sat Jun 5, 2010
Vickie Nagy answered:
Hello Anu,

As for currently available new construction (never lived in), it is the Mosaic collection that is nearby. Mosaic consists of Atheana, Florentine, Belmaison and Abbington. However, the power lines do continue in both directions, affecting existing construcion and presumably new construction when they build in that direction.

Respectfully,
Vickie Nagy
Keller Williams, CA DRE #01363932
... more
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Mon Aug 30, 2010
Bob Georgiou answered:
Jason,

That market is both very pressured but also very desireable. There ais an incredible number of people wlaking around with 200k+ in their pockets looking for "deals" and when those "deals" pop their head then there are multiple offers. In general the best properties will hold steady and the rest will adjust to the appropriate level based on the amount of work (lack of updating) requried. In Windermere, that is not good news.

Will prices go lower? Likely but if you are getting a loan those price corrections won't affect you in the short term. We have HAFA coming in August and then another year or two of distressed market then an interest rate adjustment phase all while the banks are "managing" risk by managing the market. Once prices start going up then the investors will cash out and the world will return back to normal, whatever that looks like a decade from now.

Find a good home, buy for the long term and pay a fair price.
... more
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Thu Jun 3, 2010
James Gordon ABR SFR SRS answered:
Rainskat yes HVCC applies to new construction also. Your appraisal value versus purchase price question has nothing to do with HVCC and you would have to check your contract to see if there is an "appraise at or above purchase price" clause. ... more
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