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94526 : Real Estate Advice

  • All31
  • Local Info1
  • Home Buying11
  • Home Selling4
  • Market Conditions0

Activity 110
Mon Mar 23, 2015
Michael Cheng answered:
Mon Mar 5, 2012
Sue Smith answered:
The homes back in that area are very well built--K&B has the smaller homes (2500-3500 sq. ft) and Lennar built the larger homes. It is an excellent area and schools are very good,
0 votes 1 answer Share Flag
Wed Mar 7, 2012
Yasmine Austere answered:
I have been a realtor in Danville for almost 15 years and I know the area very well. It is not easy to advice you on this without knowing all the details and location of the homes. $300K in renovations is huge. Have you remodeled a home in the past? Are you going to oversee the remodel or have an architect/contractor manage the remodel?? Remodels are stressful. Moving into a new home in an established neighborhood sounds rather wonderful but it really depends... Does the style of the new home fit into the neighborhood or is it an eye soar? Are the surrounding homes nice and will those get remodeled eventually to maintain the value of your home? I would love to help you further as I have remodeled in the past, rebuilt my own home and investments are my specialty. ... more
0 votes 2 answers Share Flag
Fri Mar 2, 2012
Phil Rotondo answered:
Mon Apr 16, 2012
Suzanne Looker answered:
I would be happy to refer you to a local real estate attorney.

0 votes 8 answers Share Flag
Fri Dec 30, 2011
Dan Tabit answered:
Last I checked there were 2 different 203K loans. The streamline has a limit of $35,000 for updates and repairs and the full which does not have a set limit. You need to work with a lender who has done several of these if you want the best result. You need to run all the repairs through a contractor and must meet the full requirements.
I've attached a link from HUD with many of the rules regarding the Rehab loan. I hope this helps.
... more
0 votes 17 answers Share Flag
Fri Nov 11, 2011
Steven Ornellas answered:

I would suggest you speak to to step through your options regarding an FHA 203K "rehab" loan.

... more
0 votes 7 answers Share Flag
Thu Nov 24, 2011
Hi, Hb2011. Typically in cases like this, regardless of credit, all lenders require a mininum of 20% down.
0 votes 7 answers Share Flag
Wed Oct 5, 2011
Scott Godzyk answered:
Is this a question for my opinion or an ad for this website?
0 votes 9 answers Share Flag
Thu Dec 1, 2011
Jeanne (Genie) Barfield answered:
You need to talk to a Loan Officer to be pre-qualified, and if everything is ok pre-approved,
You could contact an agent and ask for a recommendation for a loan officer (always better to go to someone reputalbe).
If you want to contact an agent here is a link
Good luck.
... more
0 votes 15 answers Share Flag
Wed Nov 30, 2011
Tina Lam answered:
Perhaps you can consider the neighboring town of Alamo. It has good established neighborhoods and gives you a workable location for commute.
0 votes 7 answers Share Flag
Wed Jan 18, 2012
Ron Thomas answered:
I don't think you could go wrong: we lived in Dublin/Pleasanton for 20 years.

My suggestion would be to go to Garage Sales on Saturday mornings:
It is a lot of fun and you get to meet and talk to people.
If you see a FOR SALE sign, you can ask them about it and pass the info to your Realtor.

Good luck and may God bless
... more
0 votes 15 answers Share Flag
Wed Nov 30, 2011
Bob Georgiou answered:

It's sort of a subjective matter but the prices in Danville ar influenced by the market on in Walnut Creek. About a year ago give or take the difference between Walnut Creek and Danville housing was spearated by almost $100 per square foot. Commuters to San Francisco who secondarily look at San Ramon Valley homes as a comprmise stopped looking there and priced slowed their rate of decent. (The 24 corridor is infuenced by the San Frfancisco market which also slowed to a point where buyers stopped looking much further than Lafayette, hence the drop in Walnut Creek). Since Pleasanton is influenced by South Bay markets which have are still very strong, Pleasanton looks expensive by comparison. ... more
0 votes 3 answers Share Flag
Tue Jun 21, 2011
Suz A answered:
Hello Bpt:
In the best case, your wait may be only two years. And there are special circumstances where in dealing with an FHA or VA loan, you may not have to wait at all. You should consult a lender or a mortgage broker to see if you qualify.

To work with an agent, you should obtain a pre-qualification letter from a lender, anyway.

I included a few links for you to consult.

Generally, a borrower presents a better profile if they're not in default on their current mortgage. And your chances improve if you have 20 percent to put down. You enhance your profile by having paid your bills on time, too.

Here are charts that you might find helpful:

The bottom line, however, is money is tight. Best of luck.

PML of Longmont, CO
... more
0 votes 2 answers Share Flag
Wed Jan 4, 2012
Suzanne Looker answered:
Would you like to be put on an automatic MLS search for condo/townhouses in this area? Are you looking to purchase as a primary residence or investor? If investor, you may want to consider the lack of approved FHA condos in our county. Please consult a realtor to assist you through the process.
Suzanne Looker
... more
0 votes 6 answers Share Flag
Thu Dec 1, 2011
Cindy Glantz answered:
The area is called Diablo Country Club. Price ranges vary, but normally start at 1 million and go up from there.

Cindy Glantz
Keller Williams Realty
Danville office ... more
0 votes 11 answers Share Flag
Tue Jun 14, 2011
Sally Blaze answered:
Dear East Bay:
If I understand you correctly, you are looking to rent in either Danville or San Ramon. I can help you with that. Doing a quick serach, I found 13 homes available. I didn't check each one to see how new they are, but we can do this together if you want to contact me directly at

I've lived out this way for 17 years, and love it. I grew up in Los Altos, went to Stanford, so I perhaps I can also share with you some comparisons of the two areas...east bay versus peninsula!

I look forward to hearing from you soon.
... more
0 votes 2 answers Share Flag
Sat May 7, 2011
Arturo Shivers answered:
Mike, if memory serves me correctly working for in the Consumer Real Estate Department, minimum loan amount is $50K for purchase money financing. So, basically, if there is some requirement for earnest money, it is probably to show you have the means and the intention to complete the transaction non-contingent. In my opinion the seller wants to show the bank you can close. 3% is the norm when financing is involved in closing the deal.

If the property is owner occupied, possession may be at close of escrow or later depending on the contract.

Regarding damage, the California Purchase Contract states that the property will be delivered in the same or better condition than when the offer was made. If not, the seller would probably be required to make corrective repairs unless the damage is to an area of the property maintained by the HOA.

Arturo Shivers, REALTOR
DRE Lic. #01779941
... more
0 votes 14 answers Share Flag
Sat Apr 9, 2011
Doug Ledeboer answered:

This property would be a GREAT way to get into Danville. The location provides easy access to the freeway and its fairly close to town. I just relocated a young couple from San Francisco into this community and they love it! This community provides a Danville address at San Ramon prices... The only drawback is that you might have a little freeway noise.

As you probably know, this particular duet is a short-sale and it has been on the market for quite a while (not unusual with short-sales). The Trustees Sale Notice has been posted, so the lender is probably ready to get serious about entertaining offers. The listing indicates the lender has approved the sale at $375k, which would be a good buy in the neighborhood. If you can pick it up for less, better yet.

If you're interested in receiving comparable sales information in the area, please let me know and I'll forward data over this morning. Bottom line, if you could pick this property up at a good price, it would be a great way to get started in Danville. Good luck and please let me know if I can of of assistance to you.

Best Regards,

Doug Ledeboer
... more
0 votes 8 answers Share Flag
Fri Apr 1, 2011
Mary asked:
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