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94519 : Real Estate Advice

  • All11
  • Local Info2
  • Home Buying7
  • Home Selling1
  • Market Conditions0

Activity 159
Sun Dec 11, 2011
Scott Godzyk answered:
If you are the buyer, are you waiting for your bank to appraise of the sellers bank to appraise the home to see if the short sale gets approved? If you are waiting for short sale approval, the offer needs to be submitted with teh complete short sale package, it could take 4-8 weeks for them to order the appraisal and get it back. you should ask the listing agent for an update. ... more
0 votes 2 answers Share Flag
Sun Dec 11, 2011
Maria Morton answered:
Tue Nov 11, 2014
MLSUnlimited answered:
Unfortunately there is no way of finding out until you get served papers by the bank. A foreclosure would be a nightmare for renters, and it is worse for those on lease to own contract. If you are renter and you are concerned about your security deposit, you usually have 1 or 2 months to vacate the house. And a lot of banks offer "cash for keys" as an incentive for renters to move out. Check your landlord's credit history report is also an option.

MLSUnlimited - http://www.digi-go.com/mls/
Sell Your House Fast w/ Flat Fee FSBO MLS Listing
... more
0 votes 7 answers Share Flag
Tue Feb 7, 2012
Abu Musa answered:
If you have lease you can stay.Forclose can not terminate your lease. In this situation you will get new landlord.Thank you.
0 votes 8 answers Share Flag
Mon Apr 16, 2012
Don Tepper answered:
Tue Apr 8, 2014
Eric Rotsten answered:
The easiset way to get stats on crime in the area is to check with the local police department. In this case, it's located not very far from the area that you are considering.
0 votes 14 answers Share Flag
Thu Sep 8, 2011
Scott Godzyk answered:
Your best bet is to meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are any programs that you may quailify for. The most important thing is if you do not quailfy now, they can tell you what you need to do to be able to get quailified in the future.

http://www.trulia.com/blog/scott_godzyk/2011/08/how_do_i_know_if_i_can_get_a_mortgage_given_today_s_real_estate_market

Please see my blog for a list of additional tips on getting a mortgage
... more
0 votes 9 answers Share Flag
Thu Sep 8, 2011
Patty Hopkins answered:
Check out Waypoint Homes . They are a company that specializes in lease to own homes. On their website they have available homes. I'm not sure if there are any in Concord but it's worth a shot! ... more
0 votes 5 answers Share Flag
Tue Feb 7, 2012
Craig Lawler answered:
One source is Waypoint Homes (www.waypointhomes.com) as they do offer lease-to-own options.


Craig Lawler, REALTOR
0 votes 3 answers Share Flag
Thu Jul 28, 2011
Sinead McAllister answered:
If you can't get them from the HOA or seller, you can always check with title to see if there is a HOA lien on the property. It's not 100% since HOAs are not always on top of filing liens, but it's another way to check. ... more
0 votes 7 answers Share Flag
Wed Jun 22, 2011
Michael Abram answered:
Hello Rp,

Typically, any investment is going to require 20-25% down, depending on the loan amount, property type and other related items. I don't know any lenders offers loans with MI that high for investments. If I can be of further assistance, please let me know.

Michael Abram
First Capital Mortgage
NMLS #235060
Direct: (310) 434-1718
Mabram@firstcapitalmtg.com
... more
0 votes 4 answers Share Flag
Thu Jun 9, 2011
Shirley Bell answered:
Mon Nov 11, 2013
Johnny Huang, MBA answered:
Turtle creek is alway favorable. I've had clients buy in that area.
0 votes 11 answers Share Flag
Sun May 6, 2012
jason mann answered:
You need to find an agent to assit you in finding the best property suited to your requirements and in your price bracket. It sounds like you want a raised floor foundation? You also should hire a home inspector or a contractor to inspect any property you choose to purchase. ... more
0 votes 12 answers Share Flag
Sun Apr 17, 2011
Steve Dawson answered:
The residential contract states that you can't lose more than 3% of the purchase of your earnest money. So they can ask for 10%, which is really high and not normal but you risk losing up to only 3%. ... more
0 votes 7 answers Share Flag
Sat May 18, 2013
Terri Vellios answered:
Monica, there are hard money lenders but their interest rates are usually higher as they are going to off set their risk. As for sellers' you will need to approach that on a house by house basis. If it is a short sale or bank owned no.

Talk with a local agent and mortgage broker to get a clearer understanding on your specific situation.

All the best to you.
... more
0 votes 9 answers Share Flag
Thu Apr 14, 2011
Jane Grant answered:
Su: I think you may mean a pre-approval to purchase a home for a first time home buyer. The best thing to do is to speak to a mortgage broker to find out how much you can afford. A mortgage broker can go over the current types of loans programs. Knowing all of your options is the best way to choose a loan that you are comfortable with.
~~~
... more
0 votes 4 answers Share Flag
Tue Apr 12, 2011
Suzanne Looker answered:
Hi Monica,
You may want to speak with a realtor who will walk you through all options including auctions.
Good luck to you,
Suzanne Looker, www.suzannelooker.com
0 votes 6 answers Share Flag
Fri Mar 11, 2011
Corey Grushin answered:
Hhh a CO is required almost all lending institutions now-a-days. The institutions view it as an added layer of protection that the home is habitable and meets local codes. Sorry to hear of your issues, good luck ... more
0 votes 2 answers Share Flag
Thu Feb 23, 2017
Sheila Yeary answered:
Speculation is never good when trying to decide if you can get a mortgage. There's only one way to find out. Call a reputable mortgage company and ask for a preapproval. I recommend that you use a local bank, or one that you have had some experience with,....If you cannot get a loan,...ask them if they will help you with credit counseling so that you can repair your credit and be able to get a loan in the future.

If you call a good realtor, they will usually be able to assist you with obtaining contact information for a mortgage company that they have worked with in the past.

Best of luck!
... more
0 votes 28 answers Share Flag
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