a few questions first if you don't mind:
1- is there parking and if so, what type (tandem, side-by-side...)?
2- any outdoor space?
3- any views?
4- what floor is your tic on?
5- is it updated?
6- any other features?
fractional financing rates have improved a little. 6 unit buildings are eligible for condo conversion through the lottery, however there are new developments in SF in regard to bypassing the system. by paying a fee (the city need money) the owners can start the condo conversion process and skip the lottery. if this happens, your property value should increase.