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94112 : Real Estate Advice

  • All25
  • Local Info4
  • Home Buying4
  • Home Selling4
  • Market Conditions0

Activity 2,650
Tue Sep 5, 2017
Irina Karan answered:
Hello Jon,

43%.

Check out http://www.fha.com/fha_requirements_debt

Hope this helps,

Irina Karan
IrinaKaran@gmail.com
Beachfront Realty, Inc.
0 votes 15 answers Share Flag
Mon Mar 11, 2013
Tim Moore answered:
Yes they are and they will be a HOT item in a few years when rates are 5-7% and you have a fixed FHA at 4% or less.
0 votes 4 answers Share Flag
Fri Mar 22, 2013
Todd Akes & Team answered:
Sean,
The choice is dictated by your current financial position and your game plan. I prefer to put down the largest down payment you are comfortable making. It will get you into better rates, no mortgage insurance, and will give you more market leverage with sellers and agents. A simple way to determine the actual cost is to multiply your monthly payment times the number of months you plan to stay in the property vs. a different loan type and down payment. If it's a short term living situation, paying up front points to reduce the rate is not advisable.

Hope this helps,
Todd Akes
... more
0 votes 8 answers Share Flag
Mon Mar 11, 2013
Tim Moore answered:
They just allow you to put down 3.5% on a loan. It is better than a conventional that requires 10-20%.
0 votes 6 answers Share Flag
Thu May 2, 2013
Matthew Bartlett answered:
Hi Kismet356,

Commission rate is negotiable. That being said, do not think that the cheapest Agent is necessarily the best Agent for you. Always remember you get what you pay for. Good luck to you!

Warmest Regards,

Matt
www.matthewbartlettrealestate.com
... more
0 votes 17 answers Share Flag
Wed Apr 10, 2013
Helen Yuen answered:
Under the Americans with Disabilities Act of 1990 (ADA), businesses and certain government buildings are required to take steps to make their buildings accessible to those who are handicapped. Provisions may include elevators, wider doorways that can accommodate wheelchairs and, in certain cases, wheelchair ramps. Certain exemptions are afforded to buildings on the basis of design or historic integrity. The U.S. Department of Justice has established an easy process for reporting problems.

Older buildings before 1990 have no handicap requirements, however, each state or city can make
up their own laws or requirements and enforce them.
... more
0 votes 1 answer Share Flag
Wed Apr 10, 2013
Michael Cheng answered:
It depends on how much time you put into managing properties. I have some clients who can manage their properties on just an hour a month.

Otherwise, if you're going by IRS definitions, you'll need to spend more than 50% of all your working hours managing to qualify as a professional. ... more
0 votes 6 answers Share Flag
Thu Mar 7, 2013
Steven West answered:
You are dead on with being under budget in San Francisco. Unfortunately you will probably not find anything you like in Berkley or near Lake Merritt for that price. If something does hit the market in that range, investors will likely outbid you.

Are you single? Do you make less that $80,000.00 a year? If so, you might be qualified for a few different programs in San Francisco.

check out these links:

http://www.sf-moh.org/index.aspx?page=737
http://www.sf-moh.org/index.aspx?page=263

Good Luck!

Steve West
DRE#010909032
The GoWest Group
Mason McDuffie BHG
1427 Valencia, San Francisco, Ca
(415) 746-9520 (office)
(415) 305-1082 (direct)
TheGoWestGroup.com

"work with the best team in the west"
... more
0 votes 10 answers Share Flag
Mon Feb 25, 2013
David Tapper answered:
With all due respect, I think this is a foolish/ trick question. If you are above, is that supposed to make you feel less of a person and if it's lower, is it to make you feel good that you were able to move into a nicer area, but don't make as much?

What do you think Alison? I'd love you to share your answer.

Thanks,


Tap
... more
0 votes 5 answers Share Flag
Sun Feb 24, 2013
Helen Yuen answered:
!7th Street and Market is has both Bart and Muni subway station - CASTRO STREET STATION.
Muni buses also available - call (415) 673-MUNI for your destination and trip planning.
0 votes 1 answer Share Flag
Thu Mar 14, 2013
Kevin Ho answered:
Most neighborhoods have a dog park or dog run. In fact, San Francisco you may think dogs are more common than kids. In your area while it's a little more urban jungle like there are small patches of grass or gravel for dogs to be outside to relieve themselves. (At Rincon Hill it's the small patch by the town homes for example, at the Infinity there's grass along Main). As for parks, there is South Park itself which is a bit of a green park space in the middle of the urban area it sits within that looks like a little bit of London right here in SF. Over in the South Beach/China Basin area past the 4th Street bridge you have Mission Creek and the small park around it. It's urban sure, but there are green patches. ... more
0 votes 5 answers Share Flag
Thu Oct 31, 2013
Shanna Rogers answered:
Hi Carinna.yeh,

Read your purchase contract for contingencies. If you have contingencies that are still in effect (you haven't removed them in writing), you should be able to cancel contract based on the contingency and then you should get your deposit back.

Shanna Rogers
SR Realty
www.RealtyBySR.com
... more
0 votes 14 answers Share Flag
Sat Feb 23, 2013
David Tapper answered:
Without knowing your lease, it's very hard to say. What do the terms say?

Tap
www.DavidTapper.com
www.TeamTapper.com
0 votes 3 answers Share Flag
Fri Feb 22, 2013
Ron Thomas answered:
I would think that it would depend on the Insurance Company:
Both ways:
Some companies will reinburse the value at some previous date, (when the policy was written), and some will escallate the coverage, (and the premiums) to make it "total" on the date of the loss.
This is probably a good instance where the "Low BId" is not a good idea.
... more
0 votes 2 answers Share Flag
Fri Feb 22, 2013
Lizete Santos answered:
Hello,

You'll probably have to take muni and/or the metro (unless you intend to bike) which will probably be approximately 45 minutes from this location to the cal train station.

Here is a link to the cal train and muni site:
http://www.caltrain.com/stations.html
http://www.sfmta.com/cms/home/sfmta.php

Regards,
Lizete
... more
0 votes 5 answers Share Flag
Wed Mar 27, 2013
Laura Coffey answered:
Most Realtors don't deal with rentals. I would contact someone that specializes in rentals. You can hire someone and typically the Landlord pays their fee for finding a qualified tenant.
Check into property management companies in your local area. Good luck.
... more
0 votes 9 answers Share Flag
Wed Feb 20, 2013
John Souerbry answered:
It's common that new tenants will move in at least 30 days out if they are required to give 30 days notice to their present landlord. You may want to offer a reduced rate for the first couple of weeks or so to motivate the tenant to begin moving in before their current lease commitment is over. ... more
0 votes 2 answers Share Flag
Tue Feb 19, 2013
Jed Lane answered:
There are many neighborhoods that don't have permits. Miraloma Park is one. The city probably has a map on the SFMTA web site.
0 votes 3 answers Share Flag
Fri Jun 5, 2015
Jed Lane answered:
The most effective is blow everyone else away! Is that the "best"? That would be up to the buyer.
0 votes 20 answers Share Flag
Wed Feb 20, 2013
Anne Lawrence answered:
The listing broker is expected to market the property including the price of photos and flyers. An owner can be expected to pay for staging and needed upgrades.

ANNE LAWRENCE
0 votes 10 answers Share Flag
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