Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

93536 : Real Estate Advice

  • All36
  • Local Info6
  • Home Buying13
  • Home Selling1
  • Market Conditions1

Activity 122
Mon Apr 8, 2013
Randall Ortiz answered:
If you are looking for a mortgage broker in CA that can help you let me know. I work with a great broker. Contact me if you would like his information.
0 votes 3 answers Share Flag
Sat Apr 6, 2013
Chuck Simons answered:
There are homes in the 93536 zip code. With 80K down, this puts you in a strong position. HAve you talked to a local lender yet?
0 votes 5 answers Share Flag
Sun May 5, 2013
Kawain Payne answered:
In order to secure a mortgage loan the following will be reviewed to determine if you will get loan approval:

1. Credit Scores (all THREE)
2. Income
3. Employment
4. Debt

If your credit score is below 640, you should focus on imrproving your score, then apply for a mortgage loan. Credit is tight these days. The best rates and terms are reserved for buyers with strong credit.

Go to HUD.GOV, there you can get info on credit counseling. Agencies approved by HUD provide this service at NO CHRAGE!!

NEVER, NEVER, NEVER PAY ANYONE FOR CREDIT COUNSELING.

Best of Luck To You!
Kawain Payne, Realtor
... more
0 votes 5 answers Share Flag
Tue Feb 12, 2013
Kawain Payne answered:
Patricia,

Please to not discount the quality of older homes.

Many of them were built with better material and workmanship than the newer homes you see today.

The only thing I would urge you to be on point with is having a good inspcetor come out and inspect the installation material.

Some older home may have been paitned with lead bsaed paint...just make sure there are to chips in the paint.

Not to mention older homes usually have much more yard space than the newer ones, so you will own MORE land.

Very Best Of Success To You, and enjoy your new home , even if it turns out to be a little old:)

Kawain Payne, Realtor
... more
0 votes 5 answers Share Flag
Thu Feb 7, 2013
Lola Joyner answered:
Hi Ron...
Give me a call and I will be more than happy to assist you with this property.

Lola Joyner
Real Estate Agent
Keller Williams
818.813.4254
0 votes 1 answer Share Flag
Sat Jan 26, 2013
DJ Bonner answered:
Hi Zhu,
Im sorry but that property is pending. Please feel free to email me and I will provide you with a list of available homes.
Thank you,
DJ Bonner
Keller Williams Realty
djbonner@kw.com ... more
0 votes 5 answers Share Flag
Fri Mar 8, 2013
Ron Thomas answered:
In this Market, Low-Ball offers just will not work; and that sounds like what you are relegated to.
You will either have to be patient and build up your Credit and your "stash" or you will have to be very creative.
Unfortunately; you are asking your Reator to do a lot of extra work for very little commission. Think of that.
... more
0 votes 13 answers Share Flag
Fri Dec 14, 2012
Laura Feghali answered:
Hello Stephan,
Most landlords will want to see a credit history report but if you do not have any credit established in France then perhaps you could get someone to co-sign the lease as a "Guarantor" who does have good credit. This means that they would be responsible for paying the rent if you don't.

And, there may be a few landlords who are "for-rent-by-owners" who may be willing to accept you as a tenant if you can show them that you are currently employed and provide some personal references.

Good luck to you!

Laura Feghali
Prudential Connecticut Realty
... more
0 votes 8 answers Share Flag
Thu Dec 13, 2012
Marc LeNorgant answered:
Hello Tiffany, the homes you refer to have been purchased by the City and rehabilitated to an almost new condition. It is the city's desire to sell the home to owner occupants and as long as you meet their income and household eligibility requirements you may place an offer to purchase the property.

Please call and I would be glad to answer any additional questions you may have.

Marc LeNorgant
Prudential Troth REALTORS
661-305-1548
www.marclenorgant.com
... more
0 votes 3 answers Share Flag
Mon Dec 3, 2012
Tim Moore answered:
Here where I am the lot value is almost always more than the house that sits on it. Because we are oceanfront the lots are worth more than the house. Not sure about where you are asking about since you don't mention that. ... more
0 votes 2 answers Share Flag
Thu Nov 29, 2012
Tamara Stoebe answered:
Hi TiffanyJ,

Sorry your having lender challenges - I completely understand that this can be frustrating.

Here is the name and number of a local gentleman I've found to be very upfront and tells it like it is - Joseph Fernando is with Platinum Home Mortgage and his cell/office #(661) 349-4770.

Best of luck,

Tamara Stoebe, REALTOR/Notary
GRI, e-PRO, CHS, QSC
DRE License #01827461
Prudential Troth REALTORS
1801 W. Ave. K
Lancaster, CA 93534
(661) 466-6849
Fax (661) 422-3006
www.TamaraStoebe.com
... more
0 votes 4 answers Share Flag
Fri Nov 2, 2012
Tamara Stoebe answered:
Hello chinadoll.cd

This home is about 4 miles, maybe a 10 minute drive depending on traffic. Now to let you know this property is currently PENDING, meaning an offer has been received and is under contract.

If I can be of further assistance, I'd be happy to help you.

Tamara Stoebe, REALTOR/Notary
GRI, e-PRO, CHS, QSC
DRE License #01827461
Prudential Troth REALTORS
1801 W. Ave. K
Lancaster, CA 93534
(661) 466-6849
Fax (661) 422-3006
www.TamaraStoebe.com
... more
0 votes 2 answers Share Flag
Wed Nov 14, 2012
Claudia Muller answered:
Cash: obviously would not matter

FHA/VA/Conventional: home must be 'habitable'

Conventional will not necessarily check to see that the heater is working.

FHA/VA: appraiser works as a property inspector and will check to make certain the heater, etc. is in working condition. It must be for the appraiser to clear the property. ... more
0 votes 3 answers Share Flag
Fri Sep 28, 2012
Tamara Stoebe answered:
Hello Jerry,

A couple things to look into:

1 buying a mobile home cash in a park w/space rent and utilities at about $600/month, possible in the Antelope Valley

2 using the $20k for a down payment and keeping your mtg PMT at abt $600/mo, possible buying a City of Palmdale home and utilizing their down payment assistance

Before doing step 2 you'd need to sit down with a local lender and discuss your situation to see if we can get you qualified for a loan.

Let me know if I can help you with either of the above,
Tamara
... more
0 votes 11 answers Share Flag
Mon Sep 10, 2012
Steven Ornellas answered:
Hi Vincent,

The process of investigation for determining the construction of your tax bill for an individual property, including whether there's any Mello-Roos, is covered below:

"Estimating Property Taxes in CA"
http://www.trulia.com/blog/steve_ornellas_mba_re_mastersgri/2010/05/estimating_property_taxes

-Steve
... more
0 votes 1 answer Share Flag
Sat Sep 8, 2012
Don Maclary answered:
$ is always worth more than three in my opinion, However 1260 is small for 4 so I might go along with 3 in this case.
0 votes 3 answers Share Flag
Thu Dec 13, 2012
Tamara Stoebe answered:
Hello Lilnappyma4 -

There are several property managers I would recommend:

Michelle Solo
Management Works Realty, Inc.
(661) 265-1031
www.mmworks.org

AND

Joseph Cox
(661) 917-0873
www.hailrock.com

I wish you the best of luck - when you are ready to purchase I'd be happy to assist you in your home search. Welcome to the AV!

Tamara Stoebe, REALTOR/Notary
GRI, e-PRO, CHS, QSC
DRE License #01827461
Prudential Troth REALTORS
1801 W. Ave. K
Lancaster, CA 93534
(661) 466-6849
Fax (661) 422-3006
www.TamaraStoebe.com
... more
0 votes 7 answers Share Flag
Thu Sep 20, 2012
Tina Lam answered:
There are always landlords willing to accept poor or no credit. You just need to be prepared to put down a larger deposit, show more cash available, or pay higher rent.
0 votes 8 answers Share Flag
Thu Sep 20, 2012
Tvandemark answered:
Hi Tiffany,

There is a lot to discuss about the program, as I have represented a buyer before who purchased one of these homes. When I was younger I participated in a similar program and that is where I learned plenty about these types of programs. It is still a normal transaction with some added requirements and CCR's, as the buyer has to qualify for the program, lending and still have money for some closing costs, inspections and any other items as needed. There are pros and cons and more program information you need to know about, of which they will disclose in the documentation provided. I feel it would inform you faster about the program and benefit you to verbally discuss it with myself or any other agent that can assist you concerning this program, as pages can be written on this topic.

Beat of luck,
TV-Tracy Van De Mark
Keller Williams Realty
(661) 310-4004
Lic. 01487734
... more
0 votes 3 answers Share Flag
Thu Aug 16, 2012
Laura Coffey answered:
Who was the title company ? That's why there is title insurance. You need to check with them. Pull your title from the county.
0 votes 4 answers Share Flag
1 2 3 4 5 6
Search Advice
Search

Followers

311