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Credit Score in 93312 : Real Estate Advice

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  • Local Info2
  • Home Buying19
  • Home Selling3
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Activity 3
Sun Oct 21, 2012
Annette Levinson answered:
No, it is not possible to get a mortgage with a 580 FICO. Your credit score indicates an unwillingness to pay your bills (that is why you have collection accounts).
Pay your collection accounts in full (gives you a better score then settling) and then save for a home. ... more
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Sun Oct 21, 2012
Scott Godzyk answered:
The best person to ask is your loan officer, they can review your credit and let you know how to go about a rapid rescore. Scores are affected by paying on time and by lowering balances to below 50% of your credit limits. Do not close accounts, that lowers scores. ... more
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Sun Oct 28, 2012
Don Tepper answered:
Congratulations on paying off your debt.

What you did should have helped your credit score. Check with a loan officer or mortgage broker who can review your credit report and see what's going on.

Good luck.
... more
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