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Home Buying in 93309 : Real Estate Advice

  • All21
  • Local Info2
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 186
Thu Apr 11, 2013
jan detomaso answered:
Hi Fauzia, I saw your posted interest in the property on Olive Drive in Bakersfield. That unit is a condo with association fees and CC&R's. I would be happy to send you the listing and any other information. The property is listed at $96/k and the monthly association fees are listed as $241. That project is very nice and well maintained. I have been on that property a number of times. If you are not currently working with an agent, I would be happy to represent you. I am available at jandetomaso@gmail.com and my phone number is 661-431-4194. Have a great day. ... more
0 votes 4 answers Share Flag
Mon Apr 8, 2013
Joseph Roraff answered:
There are a lot of expenses that are hidden when you first buy a home. I recommend talking to a mortgage lender to see what you can get pre-approved for before you start looking for a home. ... more
0 votes 16 answers Share Flag
Fri Mar 29, 2013
missdiane539 asked:
Question. Seller said stains on celling were caused by the air conditioner had leaked and was fixed. Come to find out the previous owner told me that he been on the roof and fell throug...
0 votes 0 Answers Share Flag
Mon Mar 25, 2013
Dee Oliver answered:
I would like to discuss this with you in order to ask some questions about the sale of your home. Please give me a call at 661-747-7763. Thank you DEE OLIVER - REALTOR - MIRAMAR INTERNATIONAL ... more
0 votes 4 answers Share Flag
Sat Aug 3, 2013
answered:
Beats me but I am curious to find out
0 votes 3 answers Share Flag
Wed Mar 20, 2013
Dee Oliver answered:
Since no one has answered your question,I will attempt to give you some direction. First, I would call a local title company and ask what they know. They would be a good resource. Second, if you Goggle The Story of Mello Roos there is a lot of good information in that article. In fact, there is a ton of info on the internet if you Google mello roose tax. If you need more specific information or have a particular property in mind as you reference in your question, please call me and I will contact my escrow officer and find out specifically what you need to know. Looking forward to hearing from you. DEE OLIVER - REALTOR - RE/MAX MAGIC 661-747-7763. ... more
0 votes 1 answer Share Flag
Wed May 29, 2013
Dee Oliver answered:
We do have Catholic schools thru high school (Garces High) here in Bakersfield. I have friends whose children have attended in elementary school thru high school and have always spoken highly of the quality of the education. Garces High School has always been highly regarded on both the football field and in the classroom. As to work for union plumbers, I do believe we have a local here but I personally am not familiar with that issue. I do know the plumbers I know are generally in demand without having to look for work. There is a lot of building of new homes and Bakersfield is growing - again! I you decide you want to look for a house here or just want to talk about Bakersfield in general, give me a call. I have lived here for some 65 years. DEE OLIVER - RE/MAX MAGIC - 661-747-7763 ... more
0 votes 2 answers Share Flag
Tue Mar 19, 2013
Dee Oliver answered:
I have lived in Bakersfield for approximately 65 years. I don't believe the crime rate is any worse here than in other larger cities. However, you do need to be aware of what is going on in your community. Many communities have community watch programs and keep an eye out for each other. Of course, there are some areas with more crime than others in Bakersfield. You want to be sure you are aware of these areas. Pinewood Lake is a gated community. I believe there was a murder in there maybe 20+ years ago (may have been a crime of passion but I cannot quite remember) but have not heard of any major problems in this community. However, you should do your due diligence and work with your agent to find out as much as you can about where you propose to live. I believe we have an excellent police department and sheriff's office. Sometimes I have to chuckle when we get some criminal element from the L.A. area who come to Bakersfield believing we are an easy target and they get caught by our outstanding law enforcement officers. I believe we have a reputation for being "tough on crime". Feel free to call me if you have any further questions. Dee Oliver REALTOR - RE/MAX MAGIC 661-747-7763 ... more
0 votes 2 answers Share Flag
Wed Apr 10, 2013
tvockrodt answered:
I currently live in the City in the Hills, and have for a few years. Lawn maintenance is the responsibility of the home owner. The community HOAs are not responsible.
0 votes 1 answer Share Flag
Tue May 28, 2013
Valerie Ulrey answered:
Lucyred,
Why wouldn't you want it shown as pending? Once escrow is opened, that's what it is! Yes, there are MLS rules regarding status updates I'm sure your Realtor gave you the correct information.

Good luck,
Valerie
... more
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Fri Feb 15, 2013
Josh Barnett answered:
Call the county and ask the assessor, all Real Estate is public data.

Best of Luck.
0 votes 1 answer Share Flag
Tue Feb 12, 2013
Valerie Ulrey answered:
Hi Ashley,
You can try to do a 6 month lease but the lease will not void if you buy. To be honest, you may need longer just because we don't have a lot of inventory of resale homes right now. So, you may make a few offers on a few properties before getting an acceptance!
I would go ahead and contact a local lender so you can get pre-approved and then have a Realtor start sending you homes in an area of Bakersfield you'd like to live. Then you can keep an eye on what types of homes are on the market and when you get here you can hit the ground running!
If you would like for me to send you the contact information for a couple really reliable, local lenders just send me an email or give me a call. I'll be happy to get you set up on emails from the MLS once you know what your price point will be for your future home.
If you have any other questions regarding our market, don't hesitate to call or email!!

Thanks & good luck with your move,
Valerie
... more
0 votes 6 answers Share Flag
Mon Feb 4, 2013
Elvia Garcia answered:
You may want to check the city's permit office to verify if the add on was permitted. It should state if the permit was completed, signed off.

If your home has a non permitted addition, you may still sell the property. FHA allows unpermitted addisions, as long as the work was done in a workman like manner. ... more
0 votes 2 answers Share Flag
Mon Jan 28, 2013
Jenny Cameron-Magana answered:
Sat Mar 1, 2014
Steve Kittrell answered:
First question. Why have you been turned down. Are thet requiring another year?
Second, you may want to do a lease to own on that home until you can qualify for a loan. Give them a couple of grand as a down.
Call Tiare at platinum Home Mortgage 246-6565 to see if she can help. Or call me for any questions. 303-0463 Steve
... more
0 votes 17 answers Share Flag
Mon Jun 9, 2014
answered:
With conforming (Fannie Mae/Freddie Mac) financing a minimum of 2 years is all that is required. You'll need 20% down, but if the short sale was due to documented extenuating circumstances (medical, job loss, death of a wage earner, etc.) then 10% down is permitted. At 4 years then 10% down is permitted no matter the reason for the short sale, extenuating or not. At 7 years then maximum financing is available (which currently requires 3% down).

FHA normally requires 3 years from the short sale, but can be OK with just 1 day afterwards if you were current on your mortgage at the same of the short sale, your payments were made on time for the 12 months prior to the short sale & you aren't looking to take advantage of declining market by purchasing a similar or larger home in the same area as you short sold. FHA currently requires a 3.5% down payment.

If you are using all cash to buy - then no waiting period :)

Shane Milne | Lending in all 50 states | NMLS #81195
... more
0 votes 11 answers Share Flag
Thu Jan 3, 2013
James Ray answered:
You can email me at GarrisonRealty@ymail.com and I will answer any questions you have or call me at 661-843-7788
0 votes 8 answers Share Flag
Thu Jan 3, 2013
Robert and Dawn Morris answered:
Hello Martina,

The home is contingent as of 10/18/2012.

Thank you,

Dawn and Robert
0 votes 3 answers Share Flag
Sun Dec 16, 2012
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
0 votes 5 answers Share Flag
Fri Dec 21, 2012
Dee Oliver answered:
Give me a call so we can discuss. I may have a few ideas for you. Dee Oliver, Realtor - RE/MAX MAGIC 661-747-7763.
0 votes 4 answers Share Flag
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