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Home Buying in 92706 : Real Estate Advice

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  • Local Info1
  • Home Buying3
  • Home Selling1
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Activity 77
Thu Feb 6, 2014
Fernando Avarca answered:
Sounds like a good plan. I often tell my clients; "You can only do what you can do". Everyone's situation or circumstances are unique to them. Let's say; If you were to come to Orange County, and make an offer on a property, if accepted, your offer with the park application would be submitted to the park manager, if your income qualifies for the park rent space and the manager was to approve you, this would be the scenario.
Before all this of course, I would have already asked you for your income items; W2's for last two years, last two bank statements and last two paycheck stubs, and finally, I would have ran your credit report for your FICO score to determine if you would qualify for a park approval. Some park managers, are not so concerned with the credit report, depending on the explanation of circumstances.
After this, I would have already sent you properties for your review from the MLS.
Also, I would have made arrangements and schedule showing appointments, so by the time you would head on over here, we would be ready for you.
I have a web site that I would also provide you with so that you could look up properties at your convenience. Well, there it is; your plan and my plan to make it happen for you and your family.
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0 votes 5 answers Share Flag
Fri Jan 20, 2017
Linda Lukas answered:
Hi

Required by whom? Prudent buyers require, underwriting guidelines may require in order for the buyer to obtain the loan......termite reports and work are negotiable. Termite reports go to the state and the state does nothing with them except file them in case they are wanted but to my knowledge do not enforce any requirements.

Linda M. Lukas
Broker
LUKAS PROPERTIES
714-381-1723
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0 votes 20 answers Share Flag
Thu Feb 14, 2013
Leopoldo Torres answered:
After 3 years of foreclosure you can buy a property with an FHA Loan, with a 3.5% down payment.
0 votes 3 answers Share Flag
Wed Feb 6, 2013
Lori Hanson answered:
HOA is $312 a month. There are multiple offers on this property at this time and it would probably take an all cash offer over asking price to win the property. If you would like more information please email me.

Lori Hanson
OC Homes Realty
estatepricing@yahoo.com
DRE 01405146
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0 votes 2 answers Share Flag
Tue Feb 19, 2013
Norma Laine answered:
Now is an excellent time to buy real estate. I am a Certified Investors Agent Specialist CIAS, and can help you evaluate an investment suitable for your needs. Call Norma Laine, 714 366-6362. RE/MAX ... more
0 votes 7 answers Share Flag
Mon Sep 23, 2013
Maria Cipollone answered:
Your best option will be shopping around for a mortgage broker that can review all your financing status, employment history, debts, credit report and can give you at least two financial options.
Choose one that can answer all your questions on your first meeting.

Best of Luck,

Maria Cipollone

Century 21 Tenace

www.Flahomespecialist.com
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0 votes 15 answers Share Flag
Sat Aug 16, 2014
Team Mork answered:
I do not think it is a bad idea to sell in the winter. A lot of people like selling in the spring or summer because usually the market is better during those times. But you can get just as good of results during the winter if you price your house right and advertise it. ... more
0 votes 14 answers Share Flag
Sat Nov 24, 2012
Phillip Schaefer answered:
Roxanna,

Awesome price for this. It has been for sale for over a year and is a short sale. Someone is getting a unbelievable price on this property. It is on the corner of 15th and Freeman at 1122 N. Freeman. The mls shows it is in escrow. I my opinion this home should be worth about $450 if it is in nice condition. it is one of the larger homes in Washington Square.

I'd be happy to help you. I live nearby in Santa Ana.

Phil Schaefer.
... more
0 votes 1 answer Share Flag
Wed Nov 6, 2013
Jessica Bateman answered:
You can get a conventional loan with a 620 credit score with 3% down.. Check out The Lenders Network they can refer you to a Lender in CA that offers the conventional 97 program.
0 votes 4 answers Share Flag
Mon Mar 17, 2014
Patrick Fields answered:
SK,

Your credit scrore is not bad and certainly does NOT exclude you from considering conventional financing since you have the minimum of 5% down. Talk to you lender and let them know you want to switch to a conventional loan. The minimum score is 620 and it sounds like you are well above that. If you have the income (debt to income ratio ratio) you should have no problem at all. ... more
0 votes 10 answers Share Flag
Mon Aug 27, 2012
Ingrid Ski Realtor answered:
HI Amy,

The best way to find out is either calling the police department or youcan check out a website at
crime mapping you can google it.. This should help you. I can help you with when looking for a home. Talk to you soon..

Ingrid Ski Realtor
949-874-0432
OCAreaHomes@gmail.com
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0 votes 6 answers Share Flag
Mon Jun 25, 2012
Melvis Jarnagin answered:
I am an Agent in Santa Ana, I work with a lot of first time buyers, I would be mere than happy to help you find your new home, just contact me at the number or email below and we can get started!
All the best,
J. Mel "Melvis" Jarnagin, Realtor

melvis@melvisoc.com

(714) 618-8387
... more
0 votes 10 answers Share Flag
Wed Jun 27, 2012
Thom Colby answered:
0 votes 13 answers Share Flag
Sun Feb 26, 2012
Linda Hahn answered:
What areas are you interested in and how much can you spend? Do you need a mobile home loan? Please advise. Linda Hahn, SRES, SFR, CHS, ASP, Realtor, Notary Public, Property Manager; Star Real Estate ... more
0 votes 3 answers Share Flag
Wed Oct 2, 2013
Anna M Brocco answered:
Keep in mind that any local agent/realty office can also help you, they all have have access to the same information; however if you are looking to purchase, it's in your best to work with an agent of your own... ... more
0 votes 14 answers Share Flag
Mon Jan 7, 2013
Erik Johannessen answered:
They are around but few and far between. Several Real Estate Agents offer lease services, but you just have to look around.

The bigger question is, Why are you looking for a lease option now with the housing market being as great as it is? Are you not aware of how easy it may be to BUY a home? Let me know. I can be reached at 714-455-9150 ... more
0 votes 6 answers Share Flag
Sat Mar 26, 2011
Scott Hulen answered:
I give a general answer that 2 story homes are less per sq ft then 1 1/2 story homes & ranch homes are generally the most expensive per sq ft. Sq ft pricing is not usually the best way to compare homes as homes vary greatly in fixtures & quality of construction & materials used. Some people include the cost of the lot in the cost per sq ft and this can greatly skew the data. ... more
0 votes 1 answer Share Flag
Sun Nov 7, 2010
Laura Myers PLLC, CLHMS, GRI, answered:
your contract may have a per diem in it. Based on your contract it will dictate how your deposit will be handled. If your loan is denied (unable to get final approval) you should be able to cancel and receive deposit back (in AZ contract). If you are at 800 score that shouldn't stop your ability to get a loan though so some data is unclear. Up to 740 score should get premium rates. You could ask for extension to close of escrow but seller has to agree and the per diem is negotiable if not already in contract so just say no. If seller cancels you should get deposit back to. I can't say for sure since I don't have your contract but those are some things to think about.
Best of luck
Laura Myers
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0 votes 8 answers Share Flag
Thu Nov 4, 2010
Joseph Fleischaker answered:
If I understand you correctly, Seller is selling their home to you. Once their property is sold to you, they are moving out and leasing a place.

First, have your agent show you in the RPA, the language that states that a per diem charge was agreed to between the seller and buyer. if it was agreed, and YOUR actions or the actions of someone on your side of the transaction (lender, appraiser, inspector, etc.) delayed the closing, then you should pay.

If it is not in the agreement, or it was the seller's delay, then you aren't required to pay any charges. In fact, the seller might owe you, depending on what the RPA says.

The bottom line, read the RPA and understand what you signed.
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0 votes 2 answers Share Flag
Thu Nov 4, 2010
Jim McCowan answered:
Not sure how it works there, but here if you have a financing contingency in the contract, it continues past the stated time frame unless 1) you remove it on your own, or 2) the seller asks you to remove it. ... more
0 votes 3 answers Share Flag
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