92656 : Real Estate Advice

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David Chiles, Real Estate Pro in Los Angeles, CA
David Chiles answered:
I am eager to buy a new home with downpayment assistant program @ Aliso Viejo
I have heard Bank of America has programs to help people buy houses with as little as 10% down.
0 votes Share Flag Mon Jun 28, 2010 Home Buying in Aliso Viejo
Linda Ginex, Real Estate Pro in Newport Beach, CA
Linda Ginex answered:
what is the difference between a detached condo and a single family house? what are the difference on potential for appreciation and rental price?
You own the land underneath and on the lot with a Single Family Home. With a condo, you own the individual unit space. The individual units normally share walls, but that isn't ... more
0 votes Share Flag Tue Feb 2, 2010 Home Buying in Aliso Viejo
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
are banks doing short sales these days, if so.. how long does it take to get approval upon offer (avg).?
Yes banks are doing short sales. It can take anywhere from 3 to 6 months and sometimes longer depending on if there are second loans or other liens on the property. If you are buying ... more
0 votes Share Flag Sun Jul 7, 2013 Home Selling in 92656
Denise August,  in 33138
Denise August answered:
The selling agent said that there is no 3-days-to-recind with signing a contract to buy a brand new house.
Terms of a sale always depend on the contract . What does the contract state ?
0 votes Share Flag Mon Aug 17, 2009 Financing in Aliso Viejo
Steven Abrah…, Real Estate Pro in LAGUNA BEACH, CA
Steven Abraham answered:
Parties A & B are tenants in common owning a house. Does lender care if party B quits claim from title?
Cnh,
Based on the information you provided A & B signed a promissory note. This instrument is a promise to pay.
Party B can quit claim his or her interest to A, but is still responsib ... more
0 votes Share Flag Wed Aug 19, 2009 Financing in Aliso Viejo
Emily Knell, Real Estate Pro in Huntington Beach, CA
Emily Knell answered:
When vesting is changed in title, how does one inform the lender? Does the lender care?
The lender only cares about who is responsible for the payments of the loan & who's names are ON the loan. You could put title in the name of Mickey Mouse, just so long as YOU are the ... more
0 votes Share Flag Sun Aug 16, 2009 Financing in Aliso Viejo
Jesse Sierra, Real Estate Pro in Pomona, CA
Jesse Sierra answered:
Partties A & B both are named in a mortgage, but only party A pays for the entire amount each month..
Hi Cnh,

Best bet is to talk to your tax consutant.

Warm Regards,

Jes Sierra, B.Sc., Realtor®

www.hellomynameisjes.com
0 votes Share Flag Mon Aug 17, 2009 Financing in Aliso Viejo
Aaron Mills, Real Estate Pro in Brea, CA
Aaron Mills answered:
How do you go about buying a foreclosure? If a property is bank owned, is the listing price pretty firm?
Hi Dotron,

It sounds like you are asking all of the right questions during this process. It sounds like there may be a few different options for you to purchase a home with the litt ... more
0 votes Share Flag Wed Jul 29, 2009 Home Buying in Aliso Viejo
Chris Mabry…,  in Tucson, AZ
Chris Mabry SRS,e-PRO answered:
My family and i will have to rent property in the next couple of months, we are in the process of a chapter 7
Hello Diana,
I'm sorry to hear about your troubles. Unfortunately, your's is quite a common stroy these days. You should still be able to rent. You still need somewhere to live. Co ... more
0 votes Share Flag Thu May 16, 2013 Rental Basics in Aliso Viejo
Laura Baron, Real Estate Pro in Laguna Niguel, CA
Laura Baron answered:
I am a first time home buyer and interested in a 2Bed2Bath Condo in Aliso Viejo, CA.
Hi Gill,
Shea is one of the premier builders in Southern California and has a good reputation for building quality homes. There are many nice communities in Aliso Viejo, It would just ... more
0 votes Share Flag Fri Feb 18, 2011 Home Buying in Aliso Viejo
Maryann Hard…, Real Estate Pro in Garden Grove, CA
Maryann Hardwick answered:
If you are in the process of submitting an offer on a shortsale and it goes in default do you lose the purch
Most short-sales are in default, your agent should explain the short-sale process to you. If your not working with an agent feel free to email or call me with your questions. I'll be gl ... more
0 votes Share Flag Thu Feb 26, 2009 Home Buying in 92656
Coastal Short…,  in Orange County, CA
Coastal Short Sales answered:
my family will have to rent a property after a fourcloser and a chapter 7. We both have good job, but we just
Diana....sorry to hear about your situation, it is the story of so many in our current economy. It will definitely be more challenging for you to rent a home, but some landlords are w ... more
0 votes Share Flag Mon Aug 9, 2010 Rental Basics in Aliso Viejo
Ksantos, Home Buyer in Cypress, CA
Ksantos answered:
Are you looking for great mortgage financing? In my opinion CLS Financial is the best!
I agree the team at CLS Financial Services in Orange County, California made my dream of home buying a reality. We could not have doen it with out them. The service was excellent and ... more
0 votes Share Flag Mon Nov 3, 2008 Financing in Aliso Viejo
Pete Flint, Home Buyer in Noe Valley, San Fran...
Pete Flint answered:
How is $700 billions bailout going to affect buyers and sellers in this market?
Great question. Jcheng, I was in a call this morning that talked about this, the link to it is here:

http://www.truliablog.com/2008/09/25/notes-from-trulias-industry-call-on-the-stat ... more
0 votes Share Flag Fri Nov 21, 2008 Market Conditions in Aliso Viejo, CA
JoJo Harmon, Real Estate Pro in Laguna Niguel, CA
JoJo Harmon answered:
My property taxes in Laguna Hills have been raised despite the plunging prices in the neighborhood.
Your taxes are likely going up because your assessed taxable value (on your tax bill) is probably still below the current market value. If it's not, you can appeal. Info should be lis ... more
0 votes Share Flag Wed Mar 25, 2009 In My Neighborhood in 92653
Jeff and Gin…, Real Estate Pro in Vero Beach, FL
Jeff and Ginny Mitchell answered:
What is the price of a single family home in aliso viejo ca?
Have you searched on Trulia for homes listed for sale in Aliso Viejo? If not you should do so. Also check other common real estate listing forums available to the public, such as Real ... more
0 votes Share Flag Thu Jul 24, 2008 Home Buying in Aliso Viejo, CA
Vicki Lloyd,  in Lake Forest, CA
Vicki Lloyd answered:
Aliso Viejo Condos- how much further will the prices fall?
Nobody knows how long this downturn will continue, but there are still a lot of sub-prime loans that will adjust and probably be foreclosed over the next few years.

There aren't a ... more
0 votes Share Flag Thu Nov 21, 2013 Home Buying in Aliso Viejo
Linsey Plane…, Real Estate Pro in Rancho Santa Margarita...
Linsey Planeta answered:
I saw some really cheap condos (200K) on theocmls in Aliso Viejo (on Los Adornos).
The condos you are referring to have had a tough run in recent months. I think a large portion of recent buyers in that community bought with 100% financing or ARM's (Adjustable Rate M ... more
0 votes Share Flag Tue Mar 17, 2009 Home Buying in Aliso Viejo, CA
Oc Buyer, Home Buyer in CDM
Oc Buyer answered:
I'm looking to find a homes value on the web. What is the best web site to tell my the accurate home value?
None of them are accurate in today's market. That being said, Zillow has implemented quite a few changes and updates every two or three days, so they are better than Cyberhomes or eAppr ... more
0 votes Share Flag Thu Oct 21, 2010 Home Selling in Aliso Viejo
Laarni G. Om…,  in Orange County, CA
Laarni G. Omingo answered:
I am looking at buying a detached condo in Aliso Viejo. Where is a good place to current current home valuue?
Hi Bob,

Realtors have a way of doing that through our MLS system or through the comparative info from the title company. If you are working with one, you can ask for this data. If ... more
0 votes Share Flag Tue May 6, 2008 Home Buying in Aliso Viejo, CA
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