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92620 : Real Estate Advice

  • All21
  • Local Info0
  • Home Buying9
  • Home Selling6
  • Market Conditions0

Activity 278
Wed Sep 4, 2013
Ingrid Ski Realtor answered:
Hello XunknOvvnx, Sorry your agent would't help you out. He may not know how seller financing works. It is just like a regular sale only with the seller is being the bank and wants to be paid off in 5 years. This sounds ike a loan that can adjust in 5 years but you don't have to qualify again. If you can qualify on your own of course do that, otherwise you would have to qualify for the remainer loan amount. You do settle on a price thats for sure. Bye for now.. Ingrid Ski Realtor ... more
0 votes 9 answers Share Flag
Sun Feb 19, 2012
Dorene Slavitz answered:
Dear Lindsay,
Have you see the Stadium Lofts near Anaheim Stadium? They are doing quite a bit of work in that area with a variety of condo/townhome type properties. It's close to everything too including the trains. It is located ay
1801 E Katella Ave, Anaheim, CA
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0 votes 7 answers Share Flag
Thu Apr 28, 2011
Birder asked:
Tue Aug 21, 2012
Fira Soeharsono answered:
Hi Ioana, it does seem expensive for HOA CC&R's & Bylaws, my advise to you will be, call the escrow company & talk to the escrow officer to give you an invoice from the HOA, if they can't do that, ask them the HOA company name & numbers & call them yourself & just ask the HOA company as if you are from an escrow company asking how much will copies for the CC&R's & the bylaws copies cost.
Hope this helps. Make sure you tell the HOA company the tract/ community of the home you are buying.
Good luck. :)
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0 votes 12 answers Share Flag
Tue Apr 12, 2011
answered:
Mario, loan officers need to be certified by the National Mortgage Licensing System and Registry. Loan officers that do not work for a FDIC Bank also need a Real Estate Salespersons License.

www.dre.ca.gov

www.nmls.org

Happy funding, Rudi
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0 votes 1 answer Share Flag
Thu Apr 18, 2013
Dan Tabit answered:
Sa,
In a gated community there is likely a home owners association which would govern any major changes to the visible exterior of a home. I would start there and find out if this could even be approved before you invest any serious time or money into it.
Next, if they would permit the panels, I wouldn't count on resale but the payback you might receive during your stay in the home. For example, if the energy produced would return your investment in 3-5 years, it might make sense. If it's a 10 year period or more, with your stated history it might not make sense.
Part of gated communities’ attraction to many buyers is uniformity. If you are one of the few homes with these panels on the roof, it could actually hurt resale if the system is not more broadly accepted in the market by then. Tread carefully and don't believe all the hype from the salespeople.
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0 votes 21 answers Share Flag
Tue Mar 8, 2011
Don Tepper answered:
Check with a lawyer.

I'm not a lawyer, so this isn't legal advice. However, it's always, always better to put something in writing than to assume--or guess that it9;s understandable--that something is apparent.

Further, you need not divide everything 50/50. Again, check with a lawyer.

Finally, make sure there's some sort of document that specifies what happens if one of you wants out of the arrangement.

Hope that helps.
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0 votes 4 answers Share Flag
Thu Feb 24, 2011
Dan Tabit answered:
Dean,
There is no link or address included in your question. Can you respond with more information so we might be able to answer or direct you where to get the information you need?
0 votes 3 answers Share Flag
Mon May 1, 2017
Jeffry Lopez answered:
I will email you,,,, I just want to be clear on what your looking for, however you said ARV,,, has work already been done?
Looks like your just looking for a Hard money Loan to 75% to buy it then your going to flip, correct?
Is $692K the sale price or loan amount your looking for?

EXPECT EXCELLENCE!!!

Jeffry Lopez
Sr. Loan Officer
NMLS ID# 255097
Progressive Loan Funding (A Direct Lender)
562.881.3603 (Cell)

Follow me on Twitter
@HomeLoanTwitMan

Confidentiality notice:

This email may contain data that is confidential, proprietary or non-public personal information, as that term is defined in the Gramm-Leach-Bliley Act (collectively, Confidential information). The confidential information is disclosed conditioned upon your agreement that you will treat it confidentially and in accordance with applicable law, and ensure that such data isn’t used or disclosed except for the limited purpose for which it’s being provided and will notify and cooperate with us regarding any requested or unauthorized disclosure or use of any Confidential Information. By accepting and reviewing the confidential information, you agree to indemnify us against any losses or expenses, including attorney’s fees that we may incur as a result of any unauthorized use or disclosure as of this date due to your acts or omissions. If a party other than the intended recipient receives this email, he or she is requested to instantly notify us of the erroneous delivery and return to us all data delivered and delete the email.
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0 votes 14 answers Share Flag
Wed Mar 9, 2016
Chad Pape answered:
It really depends on whether you think that your going to be at the property for short term or long term
0 votes 15 answers Share Flag
Mon Feb 7, 2011
Piere Pirnejad answered:
there are currently 20 properties available for sale at the Plaza towers the price ranges are from $539,000 to $1,895,000. I would be happy to give you more information regarding the properties. what are your specific needs so that i can send you more accurate information. ... more
0 votes 3 answers Share Flag
Sun Apr 28, 2013
Maddox answered:
I would try the Santa Ana area around South Coast Plaza. Not a bad area with alot of amenities such as shopping and entertainment. Not too far of a drive to Irvine. Or if you dont really mind commuting possibly the Corona area as its just about a 30 min drive to Irvine via the toll road. ... more
0 votes 3 answers Share Flag
Mon Dec 27, 2010
Steven Lefler answered:
Z.m.,

This home is in the "Meadows"
The Office Manager phone number is # 949-551-3050 for the Income Restriction and Monthly Space Rent answer. No HOA fee. Space Rent is your leased land lot cost.

Anyone can move a manufactured home, however, the cost of tear down and rebuild typically makes it uneconomical. Better to sell it in place.
The Meadows is operated by a non-profit and this is considered one the City of Irvine's finest affordable housing allotments for federal funds for 55+ age restricted folks. No reason yet to sell it after 30+ years in its existence. It is highly desirable location, affordable and with many services offered to the residents.

The Grove is it comparable for manufactured housing in Irvine and is 55+ age restricted. notice the home prices are much higher?

Selling a MHP:
Yes... if the offered price of the MHP land plus the homeowner relocation cost were to be so great that the new use could pay those costs plus pay the cost of the new development...I guess it could be sold...not likely in this poor Real Estate market for commercial and residential development plus it has a affordable ranking in the City.

I hope these answers help you call me at 888-437-4587 if you want to discuss further.
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0 votes 0 Answers Share Flag
Sun Mar 15, 2015
Christopher Suh answered:
Hello Barb,
If you are a buyer, there should not be any cost coming out of your pocket for agent fee(s). The seller pays for the agents (both sides) commission. Hope this helps. Please feel free to contact me if you have any more questions.

Christopher
chris@esimplerealty.com
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0 votes 26 answers Share Flag
Mon Jan 3, 2011
Nazila Pace O'Flanagan answered:
Dear Commenter,

I have to be honest with you. I live in Irvine and have lived in Orange County for 21 years. But if you do not want to spend more than $250K in Irvine and less than $1000K in house payment, then Good Luck. Because it will not be in Irvine. Unless you are in Santa Ana, and it's a dump, or you have to put allot of money down and your credit better be good. There is nothing in Irvine for that. You can't even get a rental here in Irvine for that. Not sure where you are coming from...but this is not the place for purchasing a $250K home under $1000 a month. If so, I would be a millionair selling homes like crazy. ... more
0 votes 25 answers Share Flag
Mon Jan 21, 2013
Felix Hung answered:
Pamjac,

Having a part-time agent will affect your home search. Why? A part-time agent has limited hours studying the inventory on the market and even less time to take you out to see hot properties. Right now, there are multiple offers on good deals and it's more likely to miss those deals with a part-time agent. Helpful as she is, will you be happy with the results?

Good luck!

Felix
... more
0 votes 49 answers Share Flag
Thu Feb 24, 2011
Ramsey Jajonie answered:
A short sale is a real estate sales transaction where: (1) the sales price is less than the seller’s existing mortgage balance, other liens, and costs; and (2) the existing creditors agree to a payoff of less than what’s owed.
A short sale helps a homeowner avoid long term credit damage as well as the stress and stigma of foreclosure. Short sales also help mortgage lenders by avoiding the costs of foreclosure, including the burden of maintaining and reselling properties acquired through the foreclosure process.
Short sale candidates are, as a rule, financially strained. On top of owing more than their house is worth, short sale candidates may be dealing with other financial and emotional hardships, such as income loss, adjusting loan payments, divorce, or illness. Given these circumstances, they are also likely to be anxious and in need of quick answers to avoid the possibility of losing their homes through foreclosure. Short sale candidates should always examine the benefits and draw backs of a short sale before listing their property.
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0 votes 16 answers Share Flag
Thu Apr 14, 2011
Terry G Hunter, MS Economics answered:
Mark:
You can find out the tax and Mello-Roos (if any) for ANY home in South Orange County by going to my website at USRiviera.com. While you're there, you can also find out which High School, Middle School, and Elementary School serves ANY home in South Orange County.
And, you can also find out about my Buyer Cash-Back on ANY home in South Orange County, too! :-)).
It's worth thousands
Terry
... more
0 votes 17 answers Share Flag
Sun Dec 19, 2010
Leslie Eskildsen answered:
Great question. The answer is - it depends. Not much - old or new, is appreciating in Orange County in today's market. Depending on your cicumstances and your priorities, I';d buy the best thing you can today, with historically low interest rates and very low home prices. Appreciation can be generalized, but ALWAYS pay attention to the location of your home. The condition is also important - even if your next door neighbor's house goes up 15%, if yours is a dump - you won't get the same price for it.
Hope that helps

PS - Irvine tends to be the lead indicator for South Orange County - last to fell a decline and the first to rebound - usually with the greatest overall appreciation.

Leslie Eskildsen, Realtor
949-678-3373
As seen in the Orange County Register - http://www.ocregister.com/articles/room-265036-home-rule.html
... more
0 votes 4 answers Share Flag
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