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92530 : Real Estate Advice

  • All31
  • Local Info0
  • Home Buying11
  • Home Selling4
  • Market Conditions0

Activity 91
Sun Oct 20, 2013
Jory Blake answered:
Eileen, most newer communities will have mello-roos and/or special assessments.
I have only seen a few new communities that do not, however , you pay a little bit more for the home.
You see, Mello-Roos are developer fees passed on to the homeowners for infrastructure and maintenance costs.
Mello-Roos will stay on the property for between 10-50 years , the most common is 30 years.

If the overall monthly cost of owning in a new community fits your budget, then go for it!

Also be aware of HOA fees in certain communities.

If you want to avoid higher tax rates, then search homes pre-1995.


Jory Blake
951.742.3751
Riverside Mello Roos
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0 votes 3 answers Share Flag
Mon Apr 15, 2013
Steve Manos answered:
There were several different builders that developed the Tuscany Hills area over time. Some properties will see their Mello Roos end in the next few years. Others won't see them end for another decade or more. If you have an address you can go to the city's website at www.lake-elsinore.org to see the specifics on the Mello Roos for free.

The neighborhood is very safe and clean. The schools associated with this area are all top notch in the state. The homes were built very well, especially the homes built after the millennium. In terms of safety I would say that the area rivals Murrieta's upper middle class neighborhoods. Less traffic, good roads, some homes have spectacular views, plus you get more house for your money.

Definitely worth a look.
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0 votes 1 answer Share Flag
Tue Feb 26, 2013
Carol Reed answered:
Hi Emomark,

Standard sales are owned by individuals. Standard sales can also be owned by corporations that flip properties, the transaction would be the same as one owned by an individual.
REO's are bank owned. Short Sales are owned by the individual also, however, they are close to a possible foreclosure, you first deal with the homeowner who accepts the offer then basically the bank takes over from there, with some minimal participation from the homeowner.

I hope this helped clear things up. Should you need any assistance in locating a property, feel free to contact me.

Carol Reed
951-660-5786
Lic# 01999803
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0 votes 2 answers Share Flag
Wed Feb 27, 2013
Carol Reed answered:
Hi Bryan,

As previously mentioned, all cities are selling fast. Within a couple of days, it seems most properties already have offers. This is due to the low inventory throughout Southern California. If you are ready to make a move now is the time to do it! Prices will be increasing steadily because of the demand for homes.

As for the zip codes that have the most cash transactions, I find in Lake Elsinore and Corona there are an increasing amount on a daily basis.

I hope you found this helpful, should you need any further assistance, please feel free to contact me.

Carol Reed
951-660-5786
Lic# 01888903
... more
0 votes 3 answers Share Flag
Wed Feb 20, 2013
Carol Reed answered:
Hi Astria,

Contact a realtor (like myself) and we can get you on the road to the rent to own dream. I can go over what it takes to get you into a home.

Thanks and I look forward to hearing from you.

Carol Reed
951-660-5786
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0 votes 1 answer Share Flag
Sun May 17, 2015
Brad Yzermans answered:
What does 'weak' mean? Little to no credit history? Collections?

Are you concerned you may not qualify? Or concerned about the Fannie Mae loan level price adjustments when having a lower FICO score?

Give me a call and we can run your file through the Fannie Mae Desktop Underwriter program and secure a pre-approval quickly.

I'll even show you the actual rate sheet so you can see the amount of lender credit you may receive based on the rate you want to choose.
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0 votes 6 answers Share Flag
Mon Mar 11, 2013
Brad Yzermans answered:
Have you compared using an FHA VS. a Conventional loan with 5% down payment and no monthly paid mortgage insurance?
0 votes 7 answers Share Flag
Tue Apr 25, 2017
Shanna Rogers answered:
Hi David,

You sign the offer and check the box that says subject to counter offer dated xx/xx/xx. Then you complete the counter offer and sign that too. Your Realtor then sends it all to the buyer's agent. Keep in mind, when you do a counter offer, if the buyer does not accept it, the whole contract is 'dead'.

Shanna Rogers
SR Realty
www.RealtyBySR.com
... more
0 votes 12 answers Share Flag
Sun May 17, 2015
Advantage Team Prop Man answered:
A great website when you are considering moving locations is Trulia Local . There is an interactive map you can use on here that will estimate your commute time from a certain area or a specific address. There are also real estate prices so that you can see what is available and how much real estate prices are in different areas that you are considering. ... more
0 votes 16 answers Share Flag
Sun Nov 18, 2012
Phil Rotondo answered:
There's a Chevron 1.45 miles away from that location.
30953 Riverside Dr, Lake Elsinore, CA 9253
0 votes 2 answers Share Flag
Mon Sep 24, 2012
Devona Garrigus answered:
Hi Mary,

It really depends on the community. In you have one in mind ask your Realtor to call the association and ask about their policies.
0 votes 1 answer Share Flag
Thu Sep 27, 2012
Devona Garrigus answered:
Have you visited the city? I would do that before moving there, even without a lease requirement.
0 votes 3 answers Share Flag
Thu Sep 27, 2012
John Juarez answered:
You have posted two questions on Trulia. In one you say you have bad credit. In the other you say you have good credit.

I think you need to get your story straight.
0 votes 4 answers Share Flag
Thu Sep 27, 2012
John Juarez answered:
You have posted two questions on Trulia. In one you say you have bad credit. In the other you say you have good credit.

I think you need to get your story straight.
0 votes 4 answers Share Flag
Mon Aug 20, 2012
Lionel MacDonald answered:
The best thing for you to do is go the the city building and planning department.
0 votes 3 answers Share Flag
Thu Aug 23, 2012
Alfred Flores answered:
Call your local realtor for advice
0 votes 6 answers Share Flag
Sat Aug 18, 2012
Tim Moore answered:
Yes, Renters don't even talk with out of state owners and out of country owners are surely a scam. Think - if it stinks its trouble so just avoid them.
0 votes 5 answers Share Flag
Tue Nov 27, 2012
John Juarez answered:
If you have a problem telling you friends that you are moving, I am not sure that anything that we can tell you will be helpful.

How about the truth???
0 votes 4 answers Share Flag
Fri Nov 16, 2012
Shanna Rogers answered:
Hi Macy3214,

What are your questions?

Shanna Rogers
SR Realty
www.RealtyBySR.com
0 votes 6 answers Share Flag
Fri Apr 29, 2016
Jodi Schanz answered:
My son attends Canyon Lake Middle School. We have been very pleased with the principal, staff and curriculum.

Here's a school ranking website that might be helpful:

http://school-ratings.com/cities/Lake_Elsinore.html

Have a great day!

Jodi Schanz
Realtor®
Realty Network
Phone: 714.679.3348
Fax: 714.276.1320
http://www.jodischanz.com
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0 votes 2 answers Share Flag
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