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92191 : Real Estate Advice

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Activity 1,713
Fri Feb 15, 2013
Maureen Martin answered:
I've been encouraging my agents to offer a shorter escrow term. What might be just as good, if not better, than a higher offer/more money, (that may not even appraise, and cause major headaches, and could potentially even cause the buyer to cancel)but to pay them faster! If you could close the loan sooner, and the seller is paid faster, what could be better! It's definitely been working!!! :-) ... more
0 votes 14 answers Share Flag
Fri Feb 15, 2013
Jennifer M Hess answered:
Do not send this person ANY money. This certainly sounds like a classic scam, and unless if you want to go into researching it to the core, I would drop this place and move on. Don't waste your time and money. It's always important to feel 100% comfortable with your transactions. If your instincts tell you that something is fishy, (particularly when they are asking you to wire money) it probably is. I wish you the best of luck with your search!

Regards,
Jennifer Hess
HB Roswell Realty
Jen.m.hess@gmail.com
... more
0 votes 11 answers Share Flag
Thu Feb 7, 2013
Ron Thomas answered:
You are very thurough in your research;
Why don't you take one more step and have a Realtor do a CMA?
It is important?
0 votes 5 answers Share Flag
Wed Feb 13, 2013
Douglas Lagos answered:
Hi Michael,

Older homes may have electrical, plumbing, and appliances issues. I would recommend to get a general home inspector when you find the fit home, and depending on their results, maybe a specialist in electricity and plumbing.

If the home is on a hill, a sewer line inspection is highly recommended (an inspection with video to see the inside up to the curb hook up).
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0 votes 15 answers Share Flag
Mon Jun 16, 2014
Miekeba Jones answered:
Hi Lone, Its OK to consider listings that have a contract on them. Its not sold until its sold. It is less likely that you will secure a home that is under contract than one that is active. Maybe you could keep an eye out for houses under contract in case they fall through, you will be the first to react. Generally I show homes that are active. Homes that are under contract are sometimes used to show research of the area and how much homes are proposed to sell for. ... more
0 votes 27 answers Share Flag
Wed Feb 6, 2013
Daniel Lehman answered:
There is no specific answer, because it depends on what type of financing you would be doing...

If you were planning on going conventional, you would have to wait 7 years before buying a new home, or doing a new loan.

If FHA, its a 2 year waiting period, and if you are a veteran, VA will allow you to buy after 2 years...

If any agents, or anyone else for that matter wants a chart that shows the waiting times for VA, FHA, USDA, and Conventional with foreclosures, Chapter 7BK, Chapter 13 BK, and short sale, drop me an email and I will forward it over...

daniel.lehman@wjbradley.com

Thanks!
... more
0 votes 6 answers Share Flag
Fri Feb 8, 2013
John Arendsen answered:
It depends on where in San Diego you want to live and whether or not you want a rent/lease community or a resident owned. Please feel free to contact us anytime. We've been in the Manufactured home Industry for almost 30 years in San Diego County and would be happy to answer any questions at no charge or obligations.

We're a manufactured home dealer, real estate broker, general and manufactured home contractor and can help you through the entire process anywhere in San Diego County. Please feel free to log on to any of our very user friendly websites:

www.onthelevelcontractors.com
www.mh-processors.com
www.chadofalltrades.com
www.intimatelivinginteriors.com

Or you can call me on my cell anytime at 760 815-6977 or email me at onthelevel@cox.net
... more
0 votes 10 answers Share Flag
Sat Jan 31, 2015
Shannon Anderson answered:
There is a shortage of inventory right now Michael and so we are seeing homes getting multiple, over list price offers at this point. As for pre-approved short sales, most agents tell you the lender will not negotiate on those, but I have seen later where they did! Lets get the offer written and if there are no others on the table, the lender may come down. Lenders can approve a price, but if they do not have offers at that, sometimes they do get realistic and adjust the price. ... more
0 votes 25 answers Share Flag
Wed Feb 6, 2013
Trudi Geniale answered:
If you want to enjoy your life to the fullest I would do as I did and move to Downtown San Diego. Its a
great area with a variety of price ranges and there is always something going on. You have grocery stores, a large mall the waterfront all within walking distance. I call it Mini Manhattan!

I moved here from Fort Lauderdale, grew up in New York City and I love living here.

Give me a call if that fits your criteria,

Trudi Geniale
Owner/Broker
Buycoastalrealtyllc.com
619-578-1100
Dre#01457852
... more
0 votes 7 answers Share Flag
Wed Feb 6, 2013
Thierry Abel answered:
Negotiating with us is "Accepted"
0 votes 5 answers Share Flag
Tue Feb 5, 2013
Robert Boerner answered:
Your investment property ownership experience is going to largely be determined by the management method used. Are you planning on using a management company to handle the tenant screening, maintenance and turn-overs? Finding a capable manger who works well with your goals (while not allowing you to become a slumb-lord) is just as important as finding the correct property.

Just FYI - I do not offer property management services but own a few rentals and assist my family member with the management of 5 others.

If you are going to manage them yourself, I suggest becoming a member of the California Apartment Owner's Association. The landlord learning curve can be rather steep and they are a worthwhile resource.

In our experience, upper-end properties do not cash-flow as well as low-end units. But, low end units typically require more attention and have higher turn-over rates.

If you are going to be financing your investment properties, I would suggest talking to a mortgage broker before you start your property search. There are limits on the number of financed properties you may own. If you already own a house or two and want to finance half a dozen small condo rentals, you may run into problems. Some lenders only allow a borrower to own four financed properties.

Feel free to contact me with any questions. I enjoy working in real estate and am happy to share what I have learned through our investment property experiences - both good and bad.

Robert Boerner
Gecko Realty
(619) 977-2262
rboerner@geckofinancial.com
... more
0 votes 10 answers Share Flag
Sat Feb 2, 2013
Dan Dennison answered:
Hi Maria-- I went to the transit site and here is what I see-- There is a bus stop right on Del Sol Blvd. I entered the address 3340 Del Sol without the unit number. The transit routing information says it is about a minute to the stop from 3340 Del Sol. It will be a bit longer depending up on where unit 97 is located.

What we have here is called a trolley for mass transit- not Rail-- In any case the closest trolley stop is pretty close at the Iris Station- The transit information says that the trolley stop is about 3 minutes and 3 stops from where you get on the bus. Looks like less than a mile away. The public transit program in San Diego is good and the trolleys are especially good if you want to go downtown San Diego.
Best wishes and good luck on your consideration of San Diego's South Bay area!
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0 votes 1 answer Share Flag
Tue Sep 24, 2013
Michael Cheng answered:
I'm not sure why a Realtor would get involved with the GFE, as that's usually handled by the mortgage originator. But in this case, the term is self-explanatory as you pointed out yourself. It's a good faith ESTIMATE. It's not a promise or commitment. (It should be explained in the fine print of the contract.)

Sounds like somebody made some mis-steps along the way, but I doubt you have a legitimate reason to breach the contract. Of course, you should consult with a real estate attorney, which will unfortunately run you another $1-3K when you're already in a bind.

In any case, if your father can't afford the mortgage, then what good would backing out do for him? Unless you know you can get a lot more money on the house, then he should just take what he can get before he starts defaulting on the mortgage and get foreclosed.
... more
0 votes 15 answers Share Flag
Fri Feb 15, 2013
Michael Cheng answered:
I was thinking of describing San Diego's development in a song or video, but now you've got me thinking.

Yeah, there's going to be lots of surprises, unless somebody already knows the exact future. ... more
0 votes 3 answers Share Flag
Sat Oct 8, 2016
Michael J. Lambert answered:
Hi Anthony. You should be able to squeak by, and mortgage will likely be less than rent. Are you at Mira Mar or Coronado? Have you identified area? Michael J. Lambert 858 774 6040, Michael@MichaelJLambert.com CA DRE 01131476 ... more
0 votes 14 answers Share Flag
Tue Apr 28, 2015
Sinead McAllister answered:
Hi Alana,
Hmmm, this is a hard one. While the pine trees might be nice to look at and provide a buffer from the street noise and view, pine trees roots are notoriously troublesome. We had one bust up our septic system in the early 90s. The HOA reacted and removed all the pine trees and Shadow Pines (the name of our subdivision) has no pines anymore!

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
... more
0 votes 23 answers Share Flag
Sun Feb 3, 2013
asirois answered:
Frank,

The first question is what type of home could you be approved to buy, and you could determine this by obtaining a pre-qualification through a VA lender. As a direct VA lender, I would be happy to help you out with this.

Right now in San Diego you can purchase a home for less than you can rent a home for in most areas. There are closing costs to consider, but those can mostly be covered through closing cost credits.

In 4 years you have the option of selling your home, or renting it out to cover the mortgage if the housing market has not appreciated enough to cover the cost of sale and mortgage payoff.

If you 'd like to discuss this further, you can call me at 858-229-5399, or check out our web site listed below.
... more
0 votes 15 answers Share Flag
Sun Jan 25, 2015
Hector Gastelum answered:
Making a fair offer, having the right REALTOR, relationships and having the best terms helps you buy a home.

Hector R. Gastelum
Candidate for California State Senate District 40
& Realty Executives Dillon
REALTOR #01382940
2240 Otay Lakes Rd. #306
Chula Vista, Ca 91915
hectorgastelum@yahoo.com
619-954-2225
125*142*10754
efax 619-270-2516
... more
0 votes 16 answers Share Flag
Sun Jan 27, 2013
fredeckert answered:
Smario,
In California, If you were buying a moblie home, affixed to the lot and a the lot it sits on, you should be able to get title insurance. If you are just buying the mobile home and leasing/renting the lot, you can't, since you would come under the DMV, with a license! ... more
0 votes 1 answer Share Flag
Sun Jan 27, 2013
Cindy Davis answered:
Hi Susan,

There aren't as many loan options as there used to be...but there are indeed some 10% down options. I can refer you to several reputable lenders in the area. If you would like assistance with your real estate, please give me a call.

Take care.
... more
0 votes 12 answers Share Flag
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