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92129 : Real Estate Advice

  • All51
  • Local Info2
  • Home Buying31
  • Home Selling3
  • Market Conditions0

Activity 1,713
Sun Jan 6, 2013
Bill Hays answered:
If I was you, I would be talking directly to your landlord's real estate agent and get regular updates. An accepted offer can (but not always) delay the sale, but there are a lot of variables including the amount of the offer and the capability of the short sale negotiator. You want to know what the terms of the offer are as they relate to you. Is this an investor offer or a family who plans to move in?

You also might consider negotiating with your landlord on the rent side. If you walk, your landlord has a bit of a problem unless your place is super nice and move-in ready. A vacant house is not a good thing for a landlord - you are an asset. The question becomes why should you pay rent if they aren't paying the mortgage? You can leverage your value by talking to them about a reduced rate for the value of your tenancy. I let a tenant stay 10 months free just so my listing wasn't vacant and so it would be taken care of. It worked nicely and I didn't have to deal with squatters. The bank wanted to know if my seller was collecting rent anyways, and guess what, the bank would have taken it if we were collecting rent.

Bottom line, do things on your terms. In other words, if you can't get a discount on rent - your future is clear, you are moving out sooner rather than later. Don't wait - start looking now and get a new place when you aren't in a pinch to do so.

If you contact me directly, I am happy to keep tabs on the bank sale dates and let you know when I see extensions being granted. Either way, if it does sell on the 25th, you are not kicked out. You still have your rights as a tenant and as Jim said on your other thread, you may be able to negotiate some cash from the bank to move sooner rather than later - but again, moving in your time on your terms is the more prudent approach.

Good Luck!

CA DRE 01775528
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Mon Jan 19, 2015
Bill Hays answered:
BeachBrokerBill, Broker, Encinitas, CA
Danny Fitzpatrick leads the rehab team in North San Diego County for Wells Fargo. I found him on highly reputable a slab repair contractor's website and have spoken to him about a cracked slab listing I have. He can be hard to get in touch with, but seems knowledgeable. He is not a buddy of mine so its not like I am trying to throw him business or anything.

Aaron Hultin is my goto lender on anything out of the box. He is with Guild Mortgage. I used him for my personal loans for years and he is really good with down payment assistance programs and other off the beaten path loan products

I am happy to give you their contact info if you want to contact me directly. You probably could look them up online. I just don't want to post it on a public forum.

Good Luck.

CA DRE 01775528
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Wed Jan 9, 2013
Jim Fishinger answered:
If you have a lease you are protected and can stay out your lease term regardless of who the owner is. You will need to pay rent to the bank if they acquire the property. They will probably offer to pay you money to leave, to allow them to market the property sooner. They call it "cash for keys" The amount can be negotiated. ... more
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Thu May 14, 2015
Stacey Redgrave answered:
Hi Shelley!
t is never to early to start exploring your new city. I can certainly set you up for a search of rentals in the neighborhood to give you an idea of the average rental fees. Feel free to email or call. Good luck on your move. Don't miss the San Diego Zoo. It has to be one of the best in the country.
Stacey Redgrave
Coldwell Banker HPW
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Wed Jan 16, 2013
Daniel Di Matteo answered:
I'm so glad you are choosing to rent over buying. I honestly can't stand the thought of renting when you do the math. I'd love to get you going with your purchase and have helped many clients out of state. I can do most if not all of the details via email including contracts which can be securely signed electronically as well.
Feel free to give me a call so we can discuss it further.
Daniel Di Matteo
CENTURY 21 Award
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0 votes 21 answers Share Flag
Thu Feb 19, 2015
Steven Campbell answered:
The best way to get this answered is to call an expert lender. I would suggest you call Marsha Lenyk the president of Award Mortgage. Marsha can be reached at 619-992-1504. She has been doing loans for my clients since 1988 and is extremely knowledgeable.
Steven Campbell
Real Living Lifestyles
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Wed Jan 16, 2013
Maria Claudia Cencelli answered:
you are surrounded by great neighborhoods. From the trendy Hillcrest and Normal Heights to the upscale North Park with gorgeous craftsman homes.
On the other side you have bankers' hills and downtown with more renovated condos than single family homes, but just as safe and central. ... more
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Thu Dec 27, 2012
Shannon Anderson answered:
Lots of questions and lots of answers. You can call me to discuss options. 619-261-1133.
0 votes 12 answers Share Flag
Mon Feb 4, 2013
Sergio Reyes answered:
Hello John,
Please check out our website and let me know if you would like to contract services with us. We are an experienced Property Management Company. Thank You. ... more
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Mon Dec 17, 2012
Hector Gastelum answered:

It was 179k but it is no longer available, but the most important thing to do is to hire a REALTOR, you will not be able to buy a property without one in this market, you don't have to pay your agent, just like you don't have to pay your defense attorney (if you cannot afford one). Would you go to court unrepresented? No!!! So why would you buy a property without an agent?

These sites are informative, but the info. is not always up to date or accurate. Hire a REALTOR!

Hector R. Gastelum
Realty Executives Dillon
REALTOR #01382940
efax 619-270-2516
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Thu Dec 20, 2012
Maria Claudia Cencelli answered:
possibly simply overpriced.
Investors are looking for cash for and ROI.
Properties in PB do not certainly provide positive cash flow at that price
Also, Grand Avenue is a busy street. Not really the best in PB even though it is close to the ocean.
It looks like they are all part of the same complex.

The seller may have to sell them all at once.

If you are very interested or would like me to call the listing agent to find out more information about it I'd be happy to do so.

Hope this helps
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Fri Dec 14, 2012
Joan Wilson answered:
Closing costs are typically in addition to your offer price, although if you are a buyer you can write "seller pays" into your contract. Closing costs vary based on if you are the buyer or the seller, the loan conditions, and you have recurring and non-recurring costs.

Some of the typical costs are: Escrow fees, title, taxes, broker fees. Typically seller closing costs range from 6-10% of the sales price while the buyers closing costs range from 1-3%.

Let me know if I can help you in any way!
Joan Wilson (Realtor, SRES, Ecobroker, Certified REO, HAFA, and Short Sale Specialist)
Pacific Sotheby’s International Realty
Call or Text: 760-757-3468
CA DRE License # 01341483
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Tue Dec 11, 2012
Gabriel Filkey answered:
Fri Feb 14, 2014
Gus Jaleel answered:
first, i would google them, second i would ask how many transactions did they close last year representing buyer's, third check out their license number and see when was their licsnesed issued, are they a broker or just an agent, do not fall for the neighborhood agents, it means nothing these days, these days you could sit in NY and buy in CA with the internet being available, aslt ask if they are also bank brokers and closed bank assets, those that do have a deep experience and know their stuff ... more
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Wed Apr 24, 2013
Home Inspection (888) 552-4677 answered:
Hi Kimberly.
I can foward you some experienced contractors. Also will include energy efficiency rebate programs available. Send to my email at Which lender have you selected?


Will johnson
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Wed Dec 19, 2012
Jeff Mendelsohn answered:
Hi Brandon,

I would be happy to help you. Feel free to contact me anytime, & we can discuss!

Jeff Mendelsohn, Realtor
Pacific Sotheby's International Realty
(619) 339-2166-Direct
(619) 741-8885-Fax
DRE# 01357956
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Wed Dec 5, 2012
Cindy Davis answered:
You could certainly rent a condo for your price...the pitbull however, is going to be the problem. Almost all condos have regulations against the breed.

You might have to go for a house in a less expensive neighborhood - a house would probable be a better option for your pets anyway....

Good luck.
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Thu Nov 29, 2012
Anna M Brocco answered:
Review your lease agreement as the answers can be found in the document; for any necessary legal sdvice, consult with an attorney who specializes in real estate....
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Thu Nov 29, 2012
Michael Cheng answered:
Trulia, if you're looking for a CMBS loan for your company, then you should definitely look into refinancing. Rates are down 60-80 bps this year. While rate locks are expensive, you can choose to pay for it if you really need a guaranteed rate. ... more
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Wed Nov 28, 2012
Philip Cabral answered:
First, the easy answer. The school ratings are a national average so a 10 in Carlsbad is equivalent to a 10 in Carmel. Just as a 10 in the west coast is the same as a 10 in the east coast.

Now, the hard answers.

Elementary and middle schools are less important than high schools. Why? To go to a good elementary or middle school often one just needs to live in the district those schools are in. Some high schools, on the other hand, are grade and test based entrances and location is less of a factor. Plus, it is less important which elementary or middle school one comes from in moving to a higher education as high schools are to a better college.

The other factor I would consider is why schools rate the number they do. Most parents think that the reason a school is rated high is because of the schools excellent program and teachers. If you analyze the numbers involved that really isn't the case. If you look at the test scores of students of most any "good" school you would think they would increase as they go up in grade. For example, 6th graders would score @ 80%, 7th graders @ 85%, and 8th graders @ 90%. This climb in test scores would imply that students get better from the good teachers and programs that school provides with each school year. However, that isn't the case. Most often you will find that all grades (6th grade to 8th grade) will generally score the same across the board, meaning that the students came into the school already that smart. So, the reason for their smartness, isn't the school, although that helps. It is more often that these high scoring students have a good family based structure in their home. And, the reason why some schools have a higher incidence of smart kids is just for the plain fact that we, as parents, just want our kids to be around other kids that are just as smart.

As far as your question on whether to commute a longer distance for a better school. I wouldn't do it for elementary or middle, but I would probably do it for a high school.

Good luck!
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