Hi, Ginin. I just realized that nobody answered your question!
I happen to live a couple of miles from Mahogany. I know that area well, as well as the new La Costa Oaks stuff (Rockledge and Copperwood). Certainly the area of La Costa Oaks is considered better as far as schools go. The question is, do you want to take that much of a loss to go into another home. Would you have to do a short sale in order to sell your home? There is really a lot to consider and a lot to discuss (this space doesn't provide enough room for that). Please feel free to contact me via our website or at 760-908-3838 and we can talk through everything.