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Home Buying in 92069 : Real Estate Advice

  • All25
  • Local Info1
  • Home Buying13
  • Home Selling2
  • Market Conditions0

Activity 32
Sat Mar 2, 2013
Peter Whittet answered:
Yes or very close to your VA loan can be used. I work w a VA loan specialist and we manager properties. Make some extra cash while deployed, that's make that happen for you call or text, I'm in FB also... ... more
0 votes 10 answers Share Flag
Wed Feb 27, 2013
Daniel Lehman answered:
Yeah, there is the VA loan which is zero down, but you have to be a veteran. Aside from that, there are down payment assistance programs available as well to help cover your down payment...

Give me a call and I can give you some options. I am in San Marcos, and my office is in Escondido.


Daniel Lehman
... more
0 votes 6 answers Share Flag
Wed Dec 14, 2016
Del Hickman answered:
They would pay property taxes if they own the lot (land), otherwise if they are paying rental space for the lot the landlord would pay the property taxes and they would pay personal property tax on the housing unit, similar to the DMV license on a car. ... more
0 votes 7 answers Share Flag
Thu Nov 22, 2012
Marcie Sands answered:

Everything is negotiable! You may want to consult your REALTOR to see if the property was already priced for the current condition and make your request accordingly. Often times buyers will ask for a repair credit vs. putting in new carpet or painting before the close of escrow. The type of sale will also be a factor as if it is a short sale, it will not be allowed (most are sold as is with no repairs).

Kind Regards,

Marcie Sands, REALTOR
SImply The Best Real Estate Co., Inc.
... more
0 votes 11 answers Share Flag
Sun Feb 19, 2012
Del Hickman answered:
No I don't do rentals at all...suggest going to the office of the park you are attracted to and asking them if there are any units for rent.

0 votes 2 answers Share Flag
Tue Jan 28, 2014
Matthew Freeland answered:
You essentially have a few options:

1. Find the same model home in the area that is for sale and update it to look like the home you are interested in.

2. Search online to see if the home is in pre-foreclosure, and then anticipate trying to buy if it gets foreclosed.

3. Search public records and estimate what the loan balance is on the house. If the house was purchased between 2002-2009, it might be underwater and you could potentially contact the homeowner to see if he is willing to participate in a short sale.
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0 votes 12 answers Share Flag
Fri May 10, 2013
Annette Levinson answered:
No since you cannot close without title insurance. No title company will insure unpermitted garage conversions.
0 votes 3 answers Share Flag
Sat Nov 13, 2010
Clark Riel answered:
I have always heard that all you need is a current lease agreement that's signed and probably some proof like a copy of the first months rent check. Now every lender is different and based how fast the lending laws are changing there may be new underwriting guidelines which will require seasoning of the lease. Best to call around. There is no shortage of mortgage people you can call in your area. Good luck! ... more
0 votes 6 answers Share Flag
Fri Oct 29, 2010
Rick Jackson answered:
If you were willing to relocate, here is an example of what your looking for near Edmond Oklahoma.
Click on the link below for details.
0 votes 2 answers Share Flag
Thu Feb 14, 2013
FSBO answered:
Tue Jan 26, 2010
Mark W. Miller, Realtor answered:
Hi Phil,

When we prepare estimates of property tax, we use 1.2 % of the purchase price. This is an estimate. Actual taxes can vary by community and even neighborhood. Your best guide is the County Tax Collector's website which is located at:

I hope this helps you

Mark W. Miller, Realtor
Keller Williams Dan Diego Metro
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0 votes 3 answers Share Flag
Tue Jan 28, 2014
Lela Hankins answered:
Hi, Rick,
Right now there are 103 detached homes for sale in San Marcos with an average list price of $489,000. In addition there are about 42 condos and townhomes for sale with an average price of $238K. ... more
0 votes 8 answers Share Flag
Thu Apr 29, 2010
James Baker answered:
Its 8 miles on Palomar Airport road from my home in Discovery Hills.
0 votes 3 answers Share Flag
Tue Jan 26, 2010
Diane Conaway answered:
What does your Realtor say? Will your lender allow you to get the loan without termite clearance? Since you received the price reduction to offset the damage, were you going to do the repairs later? Depending on the loan and lender, you could remove the termite clearance from the contract, close escrow and fix it later. Escrow is a different question - it takes both sides signing to release the deposit UNLESS and this is a big one - Bank addendums usually include a clause that says they can do what they want to without your signature. Ask your Realtor, review your contracts and addendums and make an informed decision. It sounds like you still want the house so have your Realtor try to work it out. The bank would rather close it with you then start over. Good luck! ... more
0 votes 5 answers Share Flag
Fri May 10, 2013
Dallas Texas answered:
Listing and your buyers agent should be in communications providing you updates.

26 days seems to be a long time for an executed sales agreement. I believe 7 - 10 working days if I don't have a contract our buyers are moving forward with another search than wait.

Banks do take their time

National Featured Realtor and Consultant, Mortgage Loan Officer, Credit Repair Lecturer
Follow me on Twitter:
... more
0 votes 13 answers Share Flag
Thu Dec 9, 2010
AJ Anchondo answered:
While this area has an assigned Mello-roos, you must understand that each home may have a different schedule of year the additional tax will run. We have seen some cases where a buyer of the new home elected to pay the entire Mello-roos to be paid at the time of orriginal purchase. In some cases, the home owner was able to negotiate a discounted total when paying it in advance. The buyer also realizes this would be a significant advantage when re-selling the home in the future. You will have to get disclosure on the specific property from the sellers as to what the running years are for that home. ... more
0 votes 2 answers Share Flag
Thu Sep 16, 2010
Phil Powell answered:
Hi Newbyer:

What is your price range and do you have any particular areas or developments in mind?
0 votes 8 answers Share Flag
Tue Jul 7, 2009
Dusty Brazil answered:
Hello Andrew,
There are many nice areas in San Marcos. It all depends on the price range you are interested in. My top choice for you is where I live and work in San Elijo Hills. This is an amazing home town community with all the perks, ie parks, schools, shopping and offers some of the best ocean view homes in San Diego. There are condos, townhomes, single family homes, including gated communities and luxury estate homes. My next choices are Discovery Hills, Lake San Marcos and then Santa Fe Hills. These are more "cookie cutter home communities". I would love to help answer any quesitons about San Marcos, or any of the surrounding communities and or cities. Feel free to drop me a line or visit my website at ... more
0 votes 6 answers Share Flag
Tue Jun 2, 2009
Bryan Devore answered:
Did you already provide a loan approval letter along with the offer on the short sale? If so, then you would want to submit a new approval letter. Sometimes changing things mid-stream muddies the process, so sometimes it's best to just let it go as is. Ultimately, so long as you can get your loan with the co-signer, as long as you can close your loan and close escrow, the short sale lender shouldn't be affected.

If you have any other questions about short sales, I'm happy to answer them for you. 760-908-3838
... more
0 votes 1 answer Share Flag
Fri Oct 17, 2008
Michael Barron answered:
Hi Monica, it will depend , but you should not lose money that is for sure. Real estate appreciates over time.
Upgraded homes with views will always fetch top dollar as they are more in demand. It looks like a smart investment

If you would like to see the most recent comps drop me a line
Kind Regards
Michael Barron
First Team Real Estate
... more
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