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92021 : Real Estate Advice

  • All19
  • Local Info2
  • Home Buying5
  • Home Selling4
  • Market Conditions0

Activity 77
Tue Nov 18, 2014
Karen Hubbard answered:
May I suggest you contact the El Cajon Police Department for direct crime statistics on that area. They would be of the most help to you.
0 votes 10 answers Share Flag
Sat Aug 13, 2016
Kari Shea answered:
Yes there are, we work in land and new construction for clients as well as traditional listings.

Here is the name of who I would call.

Mark Maughan, MRED
Construction Loan / Lot Loans
US Bank Home Mortgage
San Diego, California
Direct: 858.492.7566
Office: 888.754.0306

Let us know if we can help in any way!

Mark & Kari Shea
Shea Real Estate
National Association of Realtors
CA DRE License 01713506
... more
0 votes 4 answers Share Flag
Mon Jan 21, 2013
Joan Wilson answered:
Have to laugh at that question Rachel, I just spent a week trying to remove a scam rental from one of the properties I have on the market for sale. There are some, be sure to talk to the person prior to looking and be sure they take you through the house.
If you see a "for sale sign" call that number as well.

It's weird out there, so protect yourself and your family.

Good luck,
Joan Wilson (Realtor, SRES, Ecobroker, Certified REO, HAFA, and Short Sale Specialist)
Pacific Sotheby’s International Realty
Call or Text: 760-757-3468

Fax: 760-946-7894
CA DRE License # 01341483
... more
0 votes 8 answers Share Flag
Sun Nov 25, 2012
Bill Hays answered:
To rent or to buy? That is the question!
0 votes 4 answers Share Flag
Tue Jan 22, 2013
Nancy Clark answered:
Hello John,
In the last 2 years only one home sold in the Starlight Mobile Home Park for $15,000 on July 23, 2012.
Please let me know if I can assist you in any way. 619-490-6063.

Nancy Clark, Realtor
Windermere Real Estate
... more
0 votes 1 answer Share Flag
Fri Nov 21, 2014
Matilda Fusco answered:
As far as I can tell there has been a total of 14 manufactured homes sold in Terracve View Mobilehome Park in the past 3 years; 5 sold in 2010, 6 sold in 2011 andf 3 have sold so far this year.

If you would like more information, please contact me and I will send you listings of mobilehomes for sale.

Thank you,
Matilda Fusco
... more
0 votes 7 answers Share Flag
Fri Nov 16, 2012
Cindy Davis answered:
Have you checked the rental section in Craigslist - an excellent source of up to date rental information.
0 votes 2 answers Share Flag
Mon Oct 29, 2012
Michael Robe answered:
I would be more than happy to answer questions, although I am a little confused by your question. What exactly are you looking for? Homes that are available in Bostonia or??
Please feel free to call if you have questions.
Thank you. Michael Robe
619 701 0309
... more
0 votes 3 answers Share Flag
Mon Jan 21, 2013
Cory La Scala answered:
Hi Donna,

You appear to be able to qualify for a loan; your credit score is good, and you have enough for a down payment and some closing costs. Lenders will also look at your won. history and payment history (rent, bills, etc.). A better way to start without having talked to a lender is to start with a likely down payment. What would be a comfortable down payment for you? A lot of buyers can qualify for a higher amount, but are uncomfortable with the monthly payment. I could give you an approximate purchase price based on a good monthly payment for you 'then you can talk to a lender to get your actual qualification amount. Your monthy payment would include your loan Principal (the amount that goes toward paying down your loan), the Interest on your loan, property Taxes, and homeowner's Insurance, or PITI. A $300,000 home, if you qualified for it, would take a huge chunk out of your monthly income without a large down payment, and using a fixed rate loan.

Contact me anytime and I'll help you get started.

Warm Regard,

Cory La Scala, REALTOR
Independence Realty
... more
0 votes 10 answers Share Flag
Thu Oct 11, 2012
Valli Lopez answered:
The most frequent use of public transportation out of the 92019 zip code is by bus. At the corner of Cuyamaca College and Jamacha Rd, there's a bus stop that services all over San Diego.

Valli Lopez
CA DRE #01810641
619.916.9595 cell
... more
0 votes 4 answers Share Flag
Mon Jan 21, 2013
Fred Glick answered:
Not with that score, sorry.

No down payments are only available for VA or USDA loans.

You'll need to be eligible for one of those. if not, you'll have to go FHA with 3.5% down.

Good luck,

... more
0 votes 9 answers Share Flag
Sun Sep 16, 2012
John Arendsen answered:
Personally I have been very sucessful with RTO and/or lease option deals in the past as an investor helping folks who are struggling with credit, employment and/or income issues. However, rules and regs have changed over the years making this type of RE transaction a little riskier for the investor.

You really need to get with a RE professional in the area you wish to rent/purchase in and see if they can come up with some viable possibilities or alternatives for you. I'm in North County and don't service the El Cajon area but there are many very fine RE professionals in East County that could help you.
... more
0 votes 11 answers Share Flag
Thu Sep 6, 2012
Elisa Peskin answered:
No this is not near the trolley station
0 votes 2 answers Share Flag
Thu Sep 6, 2012
Cindy Davis answered:
I encourage you to look through the rental section of San Diego craigslist. It really is the best place to go for rentals. Good luck,
0 votes 2 answers Share Flag
Sat Sep 29, 2012
Valli Lopez answered:

That down payment is helpful, but not necessary. We can do the loan, conventional with only 20% down if you'd like to keep the money in your account in case you need it for something else. If you want to put down 200k, you certainly can, I am just saying it's not necessary.

You have put yourself in a strong purchaser position. You shouldn't have a problem getting an offer accepted with that kind of down payment.

If you have found the home already and are shopping for a lender, make sure you do really good research. The person should be quick, responsive, keep their word, knowledgable, and well referred. I am positive that we can do this loan, regardless of what others may answer. People turn to us, even big lenders when they can't get the deal done and we always are able to get it done.

Call me and I can explain why I know we can do this....or email me of course.

Best of Luck to you, but like I said, this shouldn't be a problem.

Thank You,

Valli Lopez
CA DRE#01810641
619.916.9595 direct
... more
0 votes 8 answers Share Flag
Thu Aug 23, 2012
Lori Good answered:
I have a newly remodeled SFR that is a 3/3 in the Rancho San Diego, not too far from the Hillsdale School. Price is $2600.00. Please give me a call if you are interested. Thank you! 619-328-2760. ... more
0 votes 1 answer Share Flag
Sun Sep 16, 2012
Tim Moore answered:
You should ask a lawyer but my feeling is no you can not. You can take your name off the deed but can exchange it with someone else.
0 votes 3 answers Share Flag
Mon Jul 23, 2012
Don Tepper answered:
Look at my suggests at This was written to find lease-options, but most of the suggestions are applicable to finding owner financing. The bottom line is that you're looking for someone who wants to sell but doesn't need all his cash at once.

Also, you should check with a loan officer or mortgage broker just to make sure you don't qualify for conventional financing . . . or to find out what's needed to do so. You'll have a much greater variety of properties to choose from with conventional financing.

Hope that helps.
... more
0 votes 1 answer Share Flag
Sun Jul 22, 2012
Scott Godzyk answered:
FHA is supposed to be owner occupied so having an investment property on the land may pose a problem. you should meet with a local and trusted FHA approved loan officer who can guide you through the loan process ... more
0 votes 2 answers Share Flag
Sun Sep 16, 2012
Paula Jean Carr answered:
Have you checked with Wells Fargo Mortgage? We purchased our home, with an FHA loan through them. I can give you the number of Jeff Herzog, who assisted us with our FHA loan. 800-443-3498. Or Cassandra, who initiated the process, and was very helpful. Cassandra's number is 866-453-6312. We got out FHA loan in Dec. 2010. Tell Cassandra that I referred you to her. Good luck to you.

Paula Jean (and Randy) Carr
... more
0 votes 2 answers Share Flag
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