Have to laugh at that question Rachel, I just spent a week trying to remove a scam rental from one of the properties I have on the market for sale. There are some, be sure to talk to the person prior to looking and be sure they take you through the house.
If you see a "for sale sign" call that number as well.
It's weird out there, so protect yourself and your family.
Joan Wilson (Realtor, SRES, Ecobroker, Certified REO, HAFA, and Short Sale Specialist)
Pacific Sothebyâ€™s International Realty
Call or Text: 760-757-3468
CA DRE License # 01341483... more
In the last 2 years only one home sold in the Starlight Mobile Home Park for $15,000 on July 23, 2012.
Please let me know if I can assist you in any way. 619-490-6063.
Nancy Clark, Realtor
Windermere Real Estate... more
I would be more than happy to answer questions, although I am a little confused by your question. What exactly are you looking for? Homes that are available in Bostonia or??
Please feel free to call if you have questions.
Thank you. Michael Robe
619 701 0309... more
You appear to be able to qualify for a loan; your credit score is good, and you have enough for a down payment and some closing costs. Lenders will also look at your won. history and payment history (rent, bills, etc.). A better way to start without having talked to a lender is to start with a likely down payment. What would be a comfortable down payment for you? A lot of buyers can qualify for a higher amount, but are uncomfortable with the monthly payment. I could give you an approximate purchase price based on a good monthly payment for you 'then you can talk to a lender to get your actual qualification amount. Your monthy payment would include your loan Principal (the amount that goes toward paying down your loan), the Interest on your loan, property Taxes, and homeowner's Insurance, or PITI. A $300,000 home, if you qualified for it, would take a huge chunk out of your monthly income without a large down payment, and using a fixed rate loan.
Contact me anytime and I'll help you get started.
Cory La Scala, REALTOR
Personally I have been very sucessful with RTO and/or lease option deals in the past as an investor helping folks who are struggling with credit, employment and/or income issues. However, rules and regs have changed over the years making this type of RE transaction a little riskier for the investor.
You really need to get with a RE professional in the area you wish to rent/purchase in and see if they can come up with some viable possibilities or alternatives for you. I'm in North County and don't service the El Cajon area but there are many very fine RE professionals in East County that could help you.... more
That down payment is helpful, but not necessary. We can do the loan, conventional with only 20% down if you'd like to keep the money in your account in case you need it for something else. If you want to put down 200k, you certainly can, I am just saying it's not necessary.
You have put yourself in a strong purchaser position. You shouldn't have a problem getting an offer accepted with that kind of down payment.
If you have found the home already and are shopping for a lender, make sure you do really good research. The person should be quick, responsive, keep their word, knowledgable, and well referred. I am positive that we can do this loan, regardless of what others may answer. People turn to us, even big lenders when they can't get the deal done and we always are able to get it done.
Call me and I can explain why I know we can do this....or email me of course.
Best of Luck to you, but like I said, this shouldn't be a problem.
I have a newly remodeled SFR that is a 3/3 in the Rancho San Diego, not too far from the Hillsdale School. Price is $2600.00. Please give me a call if you are interested. Thank you! 619-328-2760.... more
Look at my suggests at http://bit.ly/FindaLeaseOption This was written to find lease-options, but most of the suggestions are applicable to finding owner financing. The bottom line is that you're looking for someone who wants to sell but doesn't need all his cash at once.
Also, you should check with a loan officer or mortgage broker just to make sure you don't qualify for conventional financing . . . or to find out what's needed to do so. You'll have a much greater variety of properties to choose from with conventional financing.
FHA is supposed to be owner occupied so having an investment property on the land may pose a problem. you should meet with a local and trusted FHA approved loan officer who can guide you through the loan process... more
Have you checked with Wells Fargo Mortgage? We purchased our home, with an FHA loan through them. I can give you the number of Jeff Herzog, who assisted us with our FHA loan. 800-443-3498. Or Cassandra, who initiated the process, and was very helpful. Cassandra's number is 866-453-6312. We got out FHA loan in Dec. 2010. Tell Cassandra that I referred you to her. Good luck to you.