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Home Buying in 91911 : Real Estate Advice

  • All43
  • Local Info10
  • Home Buying14
  • Home Selling1
  • Market Conditions0

Activity 89
Wed Apr 3, 2013
stephen webber answered:
Hey CJ
Your paper work will clarify if it is as is. But even if its stated it is lenders my pay. So try the offer first. If they turn you down there may be the possibility to raise the price to include the cost of fixing and net the seller the same as first agreed. Get as much fixed in the sales price as you can. Its much cheaper money than cash or credit cards.
Call the bank that is offering the loan and ask for the manager. Your loan officer should have had all of these questions answered. These are not unusual issues.
A good source of information for yu is Your-Road-Home.com. Read the articles in the numbered order and you will find the site very educational.
Best of Luck, Stephen
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0 votes 5 answers Share Flag
Sun Mar 17, 2013
Cindy Davis answered:
I can't even find it on the mls. I wish there were laws to affect timelimes, but there aren't. In the meantime, it sounds like you are in some dire straits...I would encourage you to explore other options.

Take care.
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0 votes 6 answers Share Flag
Fri Feb 22, 2013
Daniel Di Matteo answered:
Hi Sherry,
That is an excellent question. At this time some parts of Eastlake Hills no longer have Mello Roos as well some parts of Rancho del Rey.
I'd be more than happy to help you in your search.
Sincerely,
Daniel Di Matteo
Century21 Award
619.512.0006
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0 votes 7 answers Share Flag
Mon Dec 24, 2012
Walter 'Skip' Kersten answered:
On the MLS the fees are usually the HOA fees. They will not include property taxes including Mello-Roos.
Merry Christmas
0 votes 4 answers Share Flag
Sun Apr 9, 2017
Roger Ma answered:
Hope you're having a fun Turkey Day! Eastlake is a great area! I live nearby Otay Ranch, another great area! Call me! Ok, first eat your turkey, then call me!

Roger Ma
Realtor
Chula Vista Real Estate Expert
Turkey Lover
619-254-0466
DRE License 01392571
www.rogerma.com
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0 votes 13 answers Share Flag
Mon Nov 12, 2012
Michael Harris answered:
The inventory in The Eastlake/Otay Ranch area is not drying up. Trulia is not as up-to-date or real-time as it should be. There are homes that come on the market in those two neighborhoods everyday. I live and work in Eastlake. You can search for homes in either my Facebook business page:
www.Facebook.com/makeamovesandiego

or website: www.makeamovemike.com
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0 votes 14 answers Share Flag
Sat Sep 15, 2012
Lance King answered:
HSBC is the main lender I am aware of for loans for foreigners. Typically they want 50% down. Contact a local office for more details
0 votes 1 answer Share Flag
Mon Nov 12, 2012
Roger Ma answered:
Yes, it's that simple! And yes, I'm ready to move too! So call me and let's do it! Let's make you a PRO! Enough time on Trulia! It's time to take action.


Roger Ma
The Realtor Who Likes To Turn First Time Homebuyers Into Pros
Cell: 619-254-0466
Coldwell Banker West

www.Helping1stTimeHomebuyersBecomePros.com
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0 votes 8 answers Share Flag
Tue Sep 4, 2012
Cindy Davis answered:
Realty Trac is a waste of money.

We ALL have access to the current foreclosures through the MLS. Any experienced agent can help you buy a foreclosure.

Focus on finding the right Realtor for YOU. One who is available to you when you want it, answers your questions, and is knowledgeable about the community you are buying in.

I'd be delighted to help you. Just give me a call. Take care.
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0 votes 9 answers Share Flag
Sat Sep 8, 2012
Sinead McAllister answered:
Hi-
Not too long at all. Usually my clients get it done within a week. Message me directly if you want me to refer you to a great loan officer. And YES it's OK and recommended to get approved by more than one company. Shop rates and programs!!

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
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0 votes 11 answers Share Flag
Sat Sep 8, 2012
Kari Shea answered:
Hi,

If it is in the contract, first I would try to resolve this through that listing agent and their broker first.

Ask your agent to set an appointment with the listing agent and their broker and bring the contract to review. Most times the listing broker will work to resolve the situation with the seller.

If that does not work, yes small claims is an option. However, you have to provide proof of value for the curtain rods that were not left.

Best of luck,

Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego
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0 votes 10 answers Share Flag
Fri Jul 20, 2012
Vic Yamauchi answered:
The best way is to get set up so that the homes you want and are willing to accept VA offers is to have the information emailed to you real time.

By a recent study I did, only 34% of all homes listed want VA offers which means you are not using your time wisely reviewing homes on internet real estate portals.

Happy to set this up for you, let me know.

Vic
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0 votes 14 answers Share Flag
Wed Jul 3, 2013
Cory La Scala answered:
Hi Chris,

I'm not a lender, but I do know that FHA doesn't place a ton of weight on FICO scores, but they do have a minimum. They care mainly that you have a good payment history. If your score is too low for a FHA loan, there must be more than one credit issue. Since no lenders responded yet, what I can do is send you some good information I've collected on credit reports and FICO scores. Reading this will help you see what goes into a score, so any financial decisions you make can be done with your credit score in mind. Just email or call me off forum, and I'll be happy to send them to you.

Also, since you'll be buying with FHA, be sure your lender ROUTINELY closes FHA loans in 30 days or less. There's a lot of competition out there with regular buyers and investors, and you don't need a lender who requires 45 days hurting your changes at offer acceptance.

Good luck to you, and don't hesitate to contact me with questions or for help if you're not already working with an agent.

Warm Regards,

Cory La Scala, REALTOR
Independence Realty
619-825-6421
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0 votes 8 answers Share Flag
Wed Dec 19, 2012
Amra Munsch answered:
Hi Patty, I am very familiar with all of south bay and currently have a few listings in the Eastlake area. I would love toto help you find the perfect home. amramunsch@gmail.com
0 votes 8 answers Share Flag
Thu Feb 13, 2014
Kari Shea answered:
Hi Naomi,

The best thing you can do is call a few lenders (Wells Fargo, B of A, Chase, etc), explain your situation and find out. At least you will know what you have to do in the near future to be able to buy something.

A general rule of thumb is you work out your loan so you know what you can afford before you contact a realtor or look at homes. Once you find out what you can afford, you can look online (redfin, etc) to see what you would be looking to buy.

Then you find an agent to help you secure your first home.

Best regards,

Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego
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0 votes 14 answers Share Flag
Mon Mar 24, 2014
Roger Ma answered:
Hey Sean!

I specialize in the South Bay area! The lender I work with guarantees the lowest interest rate and the quickest closing time. They close in 3 weeks! I'm not kidding! If you're serious about buying a home, call me! Or at least go to my website at www.rogerma.com

I'm also the only Realtor with a guarantee! I guarantee that I'll find the house you want and get your offer accepted! Guaranteed!
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0 votes 6 answers Share Flag
Mon Mar 24, 2014
Barbara Maguire answered:
Give our preferred lender a call, they are a direct lending source.

Craig Piland
Prime Lending
858-663-9850
0 votes 19 answers Share Flag
Thu Feb 13, 2014
Daniel Di Matteo answered:
Hi sofia,
I'm here for you!
You can view my client reviews here: http://www.dimatteogroup.com/Blog.php/category/Client+Letters

Daniel Di Matteo
Century 21 Award
619-512-0006
0 votes 8 answers Share Flag
Sat Mar 31, 2012
Daniel Di Matteo answered:
Hi Ellyn,
That is a very good question.
The answer will depend on whether your agent provides you with some sort of incentive.
I actually assist my clients with up to $1,000 towards their closing costs when purchasing a new home in addition to the incentives I am able to get from the homebuilders.
Please let me know if you need any help.
Sincerely,

Daniel Di Matteo
Century 21 Award
619-512-0006
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0 votes 22 answers Share Flag
Fri Aug 31, 2012
Sinead McAllister answered:
Hi SD New Casa Buyer,
Yes you are on the right track with these areas. Feel free to contact me directly with your other search parameters, (price, BRS, etc) and I can send you a list of what's out there with lower Mello Roos.

Thanks!
Sinead McAllister
858-205-5215
brokermcallister@gmail.com
... more
0 votes 6 answers Share Flag
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