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General Area in 91911 : Real Estate Advice

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Activity 3
Thu Aug 12, 2010
Grace Hanamoto answered:
Hello Sigrid and thanks for your post.

Unfortunately, Realtors will be unable to answer your question for you here on Trulia. Realtors are admonished against ever providing information to a home seller or buyer that can be construed as violating any Fair Housing rules. Thus, questions about ethnicity or demography cannot be answered by an agent or Realtor You can certainly obtain demographic information from the last census completed by the US government. Check with your local library for this information.

As for sub-prime loans, the databases available to us (as Realtors) contains only information about the loan that is "public" or made known when the mortgage information is recorded at the County Recorders'office. In this case, we can tell you the name of the bank providing the loan (before it was probably sold), the date of the loan, and the amount of the loan, but not the interest rate, the terms or whether the product was an ARM or sub-prime negotiable instrument.

For more information about housing in a specific area, contact a local agent who can provide you with information about homes that may be pending short sale or foreclsoure as this information is publicly available through the courts.

Good luck!
Grace Morioka
Area Pro Realty
San Jose, CA
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Wed Oct 21, 2009
Seth Chalnick answered:
Your question reflects the biggest problem with the real estate market these days.

If your home has depreciated in value, then you will be hard pressed to find an investor who will buy it for more than its worth. And if the investor is looking for a discount, then they will be hard pressed to find a contact at the bank authorized to negotiate a discount price.

I wish I could suggest some helpful advice here, but unfortunately all I can do on this one is maybe help you understand where things stand.
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Fri Jan 23, 2009
Michael Barron answered:
Hi there Paula, How many beds, bath and what price ranges are you considering.
There are a lot of newer communities. Would you cionsider a new home or older home?
http://www.firstteam.com/michaelbarron/PropertiesFound.aspx?sCities=CHULA|&sZip=&iMin=300000&iMax=500000&iBeds=3&sPropTypes=HSE|PUD|CABN|CONDO|TWNH|&iLeases=0&iBa=0&iMinSqFt=0&iMaxSqFt=0&sOptFeat=&age=0&garage=0&lMap_sk=5&szCounty_nm=San%20Diego%20County&Page=BL
If you click on this link and inout your criteria it will pull all the properties for you on the MLS. I know many of the best properties in this area so if you wish to drop me a line with what you are lookig for I can send you the best ones in Chula Vista

Kinf Regards
Michael Barron
Realtor/MBA
First Team Real Estate
michael-barron@sbclgobal.net
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