When doing a loan modification having legal representation is the only way for someone to get moved to the front of the line. Mortage companies are swamped and unless you have the backing of the law on your side more time than not they will ignore your request.
I have provided a link to my company. For a low monthly fee you can get this representation in support of your loan modification. As well as review of your notice of default. The mortgage company has lawyers working for them, you need the same.
Please contact me with questions