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91103 : Real Estate Advice

  • All15
  • Local Info0
  • Home Buying9
  • Home Selling1
  • Market Conditions1

Activity 127
Tue Sep 4, 2012
The Emamian Team answered:
Hi Betty,

We certainly do have some of those charming little homes with the white picket fence. I happen to love them as well. I would be happy to show you what we have available here in Pasadena. Please feel free to contact me to discuss your dream home in more detail. You can reach me at (626)487-3678 or by e-mail at

My best,

Jan Emamian
John Aaroe Group
42 South Pasadena Avenue
Pasadena,CA 91105
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0 votes 2 answers Share Flag
Thu Aug 16, 2012
Ron Thomas answered:
Understand that the LISTING PRICE has one primary objective, to attract attention: It is not intended to be set in stone, and in many cases it is not even a good guideline toward the SELLING PRICE.

Some Sellers believe that by setting the LISTING PRICE high, they can always come down, and people will make an offer anyway: WRONG! Buyers will just bypass the property and look at houses that are within their price range. And six months from now, the Seller will slowly start lowering the PRICE, (this is called “chasing the curve”) and Buyers will be asking the question; “What’s wrong with that house?” and “Why has it been on the Market so long?”

Other Sellers set the LISTING PRICE low, to attract multiple offers. (The correct strategy.) We are asked; “Aren’t you obligated to sell at this price if someone offers it?” The answer is probably not; for that to happen, you would first have to have only one offer, and secondly, the offer would have be exactly the same, down to the smallest detail, (please discuss this with your Realtor).
Another thought; Buyer will search for potential properties by groups; for example, $400,000 to $450,000, and $250,000 to $300,000. If your house is priced at $460,000 or $310,000, the Buyers will never see it. (something else to discuss with your Agent.)

Different Banks have different philosophies about pricing their properties: You cannot draw any conclusions without a good analysis.

Have your Realtor do a CMA, (Comparative Market Analysis) to help you determine your Offering Price. It is the surest way to determine the Market Value of the property.
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Fri Sep 14, 2012
Lance King answered:
If you're not finding inventory in your price range in your area, you have several choices:

1. Wait for more inventory. The risk of this is that prices could go up and interest rates are going to rise at some point.

2. Expand your area

3. Raise your price range

4. Consider condos

Also keep in mind that summer inventories are often lower and there is usually a big jump after labor day, so you might want to wait on the above options till you see if that is true this year.

Best Regards,

Lance King/Owner-Managing Broker
DRE# 01384425
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0 votes 5 answers Share Flag
Mon Aug 13, 2012
Walter 'Skip' Kersten answered:
Sun Aug 25, 2013
Bill Eckler answered:
Conditions may vary depending on your individual details. To best understand your options, it would be advisable to consult several different lenders for their input.

Good luck,

Bill ... more
0 votes 9 answers Share Flag
Sat Jul 28, 2012
The Emamian Team answered:
What area are you interested in? Is there a particular one you already have in mind? Please elaborate so that we can better assist you. You may e-mail us at or call Payman at (818)468-3116.

Thank you,

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0 votes 3 answers Share Flag
Thu Aug 15, 2013
Dan Tabit answered:
Depending on how bad your credit is, maybe. There are two general sources for an loan secured by property, conventional bank lender and/or mortgage brokers are one source that all work with stricter guidelines but offer the most competitive rates and programs and hard money lenders.
A hard money lender would look at your equity situation and consider loaning you some money. The terms from a hard money lender will vary greatly, so shop this carefully.
When I have a client with credit issues, it's easy to say no or refer them to a hard money lender, but the best solution for everyone is to take the time to work through why the credit is damaged and set up a plan to both repair the credit and set the client up for long term success. Too often people in your position will end up losing everything, including all that equity and the property attached if they don't resolve the issues that got them there. Consider meeting with someone to get an outside perspective on your whole circumstances so you can make the wisest choice.
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Fri Aug 24, 2012
Natalie Aguilar Vogie answered:
Duarte and Monrovia are great areas to live in, specially North of Foothill Blvd, by Mountain . Monrovia is only a few minutes away from Duarte, the Mayflower Grammar School has received great reviews. I suggest that you visit google, Great Schools to reveiw school scores. I have it set up in my website go to Market Insider. top tab, click and type in zip code 91010 for Duarte , then 91016 for Monrovia and you will get the statistics for the schools and the demographics
for both areas. Love to be of help go look at some properties to see what you are looking for .

Natalie Aguilar Team
Keller Williams Realty
Lic. 0101804560
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Wed Sep 12, 2012
Julieanne Gee answered:
Hi Servando,

Give me a call and I'll send you what is available at the moment. If you see any you like we can visit them in person and submit an application! I live and work in Pasadena so I know the area very well. 949-981-6675
Hope to hear from you soon!
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Sat Apr 30, 2016
Suzanne MacDowell answered:
There is a website called If you plug in the zip code it will give you all sorts of demographic information about the area including, I think, crime rate. It's a very good resource, try it out. ... more
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Wed Jul 4, 2012
Gregorio Denny answered:
It is possible that you will qualify by yourself wit the 585 score and 60K income. It will depend on all the other factors that go into qualification other than income and credit score, but what you have stated certainly won't disqualify you. If you can come up with 3.5% down payment and closing costs or negotiate seller paid closing costs you may be able to get a FHA mortgage.

Contact me for assistance.
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0 votes 2 answers Share Flag
Mon Jul 30, 2012
SERGEY FEDNOV *** 424-777-9377 answered:
Yes it is possible to purchase a real estate with these credit scores.

Please contact me for more info and to obtain pre-approval.

Thank you for your time!

Should you have any questions - please do not hesitate to call me Toll Free 1-855-TRUST-55 ext.777 ( 1-855-878-7855 ext.777).

Sergey Fednov
Trust Sale Realty
Toll Free: 1-855-TRUST-55ext. 777
Toll free: 1-855-878-7855 ext. 777
Phone: 424-777-9377
Fax: 310-356-4925
P.S. We Hire Licensed Real Estate Agents!
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Sat Jun 23, 2012
Jarrettcynthia answered:
Is anyone out there renting a room on or near Sierra Modre Villa or Blvd. with 91107 zipcode? Please email me with details... email:
0 votes 1 answer Share Flag
Wed Apr 30, 2014
Von Bonilla answered:
Hi Sunny Socal,

A real estate agent receives a commission from the management company or owner.

0 votes 1 answer Share Flag
Sun Aug 25, 2013
Francis Recalde answered:
Brian the range can go as high as 35% and will depend on the lender and loan program. I suggest you speak with an experienced loan broker to determine best scenario for you. I can certainly match you with one or more of my trusted financing experts to help you. Just let me know. ... more
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Wed Jun 6, 2012
Ron Takeuchi answered:
Great Question, Brian! Generally, better to do the loan individually BUT I will defer to my trusted lenders who are the experts and can look at your specific situation in a Pre-Approval. Please contact me if I can be of any assistance.

Ron Takeuchi
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Fri Sep 14, 2012
Maria Gilda Racelis answered:
Hi Brian:

There are several factors that make HOAs vary by complexes. Does the HOA include the utilities like electric, heating and cable? The desirability of the complex and the amenities it offers is also a factor.

I hope this helps.

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0 votes 7 answers Share Flag
Fri Nov 16, 2012
Ron Thomas answered:
A lot of people would like to have a 700 score.
But the Lenders will never admit that they need your business; well, probably never.
There is a lot of room between 700 and 850.
0 votes 8 answers Share Flag
Fri Nov 16, 2012
Scott Godzyk answered:
Brian I can tell you right now prices are low and interest rates are still low. Everyone agrees it is just a matter of time that int rates will rise. The difference now to a year back is there is less homes for sale than there was a year ago but still a good condition. We are switching form a buyers market to a sellers market here in NH. Most of the US is seeing similar trends, in a year there could be less choices, higher asking prices and higher rates. Choosing a good buyer agent who can explain what is happening in your market is key. good luck with your purchase wither now or in a year,. ... more
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Wed Jul 16, 2014
Luna Petty answered:
Hi Rajah, I am the real estate and loan broker for Unyque Financial. We can assist you with your unique relocation needs. Feel free to call me at 626=796=7164 ext 13
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