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90601 : Real Estate Advice

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  • Local Info1
  • Home Buying2
  • Home Selling1
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Activity 121
Wed Mar 28, 2012
BOB Khalsa answered:
The only person authorized to get permits is the owner or a contractor on his behalf. You cannot pull permits. Your best bet would be to engage a licensed contractor to check the property (not a home inspector). The contractor will advise you on items that do not conform to building codes.

Bob Khalsa
Broker
... more
0 votes 13 answers Share Flag
Tue Sep 13, 2016
Ron Thomas answered:
First Q: How long ago was the work done?
Second Q: How's the quality of work?
Third Q: Do you think was done up to Code?

Assuming that you answered: "Long Time", "Good", and "Probably", then I would ask:
Fourth Q: Who's going to tell the County?

Assuming that 1 thru 3 were negative: I wouldn't purchase the house; it could be a Pandora's Box.

Good luck and may God bless
... more
0 votes 28 answers Share Flag
Tue Nov 15, 2011
David Martinez answered:
Hello faithful81,
This Cal HFA program is available to low to median income levels. This program will allow for a 3% second mortgage that can be used for down payment or closing costs. This loan has deferred payments which means which means you have no payments. If the home is ever sold or refinanced the funds will need to be paid off. The minimum requirement from the borrower is 1% of the purchase price. Hope this helps you a little bit. ... more
0 votes 0 Answers Share Flag
Sun Oct 30, 2011
Emily Knell answered:
Only certain homes are approved for Homepath financing.

Regarding other programs like Cal-Access or this CHIP program, you have the mortgage lender your agent hooked you up with, they will know about all current loan programs that you could qualify for & they should have all your information to see if you can qualify for multiple programs.

You should contact your lender tomorrow morning.

EmilyKnell1@yahoo.com
562-430-3053 c
Realtor Since 1996
Main Street Realtors
... more
0 votes 2 answers Share Flag
Thu May 10, 2012
Tim Moore answered:
I am not going to agree with your agent and they need to take a few classes in real estate 101. What would happen if all your offers were accepted? You would be on the hook for 4 homes and have 4 earnest money deposits due and you could be in some serious problems. You make an offer and wait, then withdraw it before you make another. You said one offer was accepted, you better withdraw the others before they are as well. I would seriously think about a new agent. How much experience does your agent have? ... more
0 votes 16 answers Share Flag
Thu Sep 22, 2011
Kevin Olson, Jessica Laude answered:
The shortest amount of time I've seen is 6 months, but many lenders are requiring 2 years at this point in time.
0 votes 5 answers Share Flag
Mon Aug 15, 2011
Terri Vellios answered:
Did that happen to you?

When you have an escrow the escrow officer provides the wiring instructions. Then the lender uses those instructions to wire the money. The escrow officer would have to balance their account, so if they have money in the wrong account or don't have money they are going to let someone know. If the lender made a mistake I sure would like to see all parties, the receiving account, bank, escrow and lender make it all right.

I've never heard of this happening. Why do you ask?
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0 votes 2 answers Share Flag
Mon Apr 2, 2012
Ron Thomas answered:
You choice of a Realtor is completely independent of your choice for a Lender (and the Mortgage Agent).

You should definitely look at different loans and difference loan officers.


The quotes on Loans can vary greatly; the proof of a good loan is written on a GFE (ggod Faith Estimate).

I can recommend a great loan agent; Shane Milne; shane@thebesthomeloans.com
He is honest and he knows what he is doing. He's not too far from you in Orange County.

Good luck and may God bless
... more
0 votes 14 answers Share Flag
Sun Jul 10, 2011
Melissa Krchnak answered:
I would ask for the repairs. They may do all or some and then you can ask for a price reduction or stay where you are. I've had clients get most of their repairs taken care of so we could just close escrow an move forward. What does your Agent suggest? ... more
0 votes 3 answers Share Flag
Tue Jun 14, 2011
Spirit Messingham answered:
Interesting question, I see no correlation between the average income here in Tucson and what a house is priced at or sold at.
0 votes 1 answer Share Flag
Sat May 21, 2011
Babygirl919816 answered:
I'm still New here, and i never landed a job before, but i can put 20% down payment if i got approved, i have a source of income from the country i was in so will that be takin into account? ... more
0 votes 9 answers Share Flag
Thu Jun 28, 2012
Suz A answered:
Hello Carlos,
That's a bad situation for your friend. Sorry to hear about your friend's troubles.

Your friend should obtain legal advice from a lawyer. It is curious that a second lien holder is acting first. Typically, the second lien holder stands to gain nothing in a foreclosure. Not knowing the full circumstances, it's hard to say. ... more
0 votes 11 answers Share Flag
Sun May 8, 2011
Abel Ayala answered:
Yes, Lenders are playing games with short sales by asking for more money and they are doing it very nice and easy. I am a short sale listing agent and I see how the lenders are increasing the asking price and doing nothing to help in the closing of escrow. We believe the government is paying the lenders money just to participate in a short sale and once they collect their money, they reject the offer and foreclose on the owner. ... more
0 votes 6 answers Share Flag
Mon May 27, 2013
Dallas Texas answered:
Simple answer : Always staged

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 14 answers Share Flag
Mon Feb 21, 2011
David Martinez answered:
Whittier is great place to raise a family. I have a 3 yr old and 10 month old. Living here in the Michigan Park area is very safe. It's not close to the freeways and police officers along firefighters choose to live here as well which says a lot. The schools are the main draw for those with little ones looking for a top notch school or daycare. The area I'm speaking of is around Michigan Park (google map it) but Whittier had a lot of good areas. And there are some great homes for sale at some really good prices right now. ... more
0 votes 8 answers Share Flag
Thu Feb 10, 2011
Walter 'Skip' Kersten answered:
Hi AJ,
It is a bank owned, foreclosed property. It went into escrow yesterday.
Hope that helps,
0 votes 3 answers Share Flag
Wed Jan 12, 2011
Fernando answered:
Hola soy Fernando Tovar agente de bienes raices en Austin Texas si la casa llega a ser subastada los nuevos duenos peden pedir una horden de evicion y desafortunadamente ustedes tendran que salir, de la propiedad ... more
0 votes 4 answers Share Flag
Sun Feb 6, 2011
Marge Bennett answered:
it is not normal for the buyer and seller to communicate directly. As REALTORs that makes us very nervous that one will say something that will totally kill the deal. Write your questions, give them to your REALTOR and ask your REALTOR to get the answers from the seller"s REALTOR ... more
0 votes 14 answers Share Flag
Sun Jan 9, 2011
Sally Grenier answered:
Sure! It's pretty common to increase your purchase price, if you're asking for any "seller concessions" such as closing costs.

Sally
sally.grenier@coloradohomes.com ... more
0 votes 8 answers Share Flag
Mon Nov 22, 2010
Melissa Krchnak answered:
It depends on the HOA. Sometimes you can find a REALTOR, Lender or neighbor that have a copy. Otherwise, it'll cost up to $300-ish. Sometimes you can find them for less but it';s up to the HOA on how much they charge. Let me know should you have any questions about a certain complex. ... more
0 votes 4 answers Share Flag
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