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90601 : Real Estate Advice

  • All9
  • Local Info1
  • Home Buying2
  • Home Selling1
  • Market Conditions0

Activity 121
Mon Jul 2, 2012
Roland Vinyard answered:
A great place to start is to ask at a local lumberyard (not a Home Depot or Lowes, but somewhere the local professionals go regularly - for lumber). They should know them all and should have the lowdown on who's best at what. ... more
0 votes 1 answer Share Flag
Wed Aug 19, 2015
Guillermo Blanco answered:
It's a matter of perspective because there are so many factors which include price but I live in Uptown Whittier and I recommend zip codes 90602 or 90601 but even then I think the better search would be specific cross streets which I would more than be glad to describe them to you based on you particular needs.

If you have any questions or need further information, please don't hesitate in contacting me directly.

Regards,

Guillermo "Dr.Sold" Blanco Lic.# 01764806
Prudential CA Realty
11642 Firestone Blvd
Norwalk, CA 90650
(562) 864-2731 x 254 Office
(562) 968-1933 Direct
info@drsold.net
www.drsold.net
... more
0 votes 3 answers Share Flag
Wed Jun 27, 2012
Carlos Orozco answered:
Hi Angele,
I do leases, but what area and price range!?
I'd be glad to help if you haven't already got an agent..!?
0 votes 1 answer Share Flag
Tue Jun 26, 2012
Gabino_Barrera answered:
If the property is for you to move in you could give as little as $4,550 down plus like $3,800 on closing cost in total of $8,350.

If the 38k estimated are in youre Good Faith Estimate then it is including closing cost. That is good because by law the final contract have to match the Good Faith estimate.

To answer youre question on how much to put down the best advise is to only put 20% down ($27,000)
like that you wont have to pay mortgage insurance. Plus $3,800 in closing cost total of $30,800. So i dont know why youre banker is telling you $38,000. The rate depends in your credit report, it could range from 3.375%-4.50% Give me a call for a quote, is better to shop around than to only have one quote. My info is at the bottom.


Gabino Barrera Jr.
Mortgage Professional

SWBC Mortgage
23705 Crenshaw BLVD. Suit 101
Torrance, CA 90505
424-236-1655-Cell
310-891-1700-Office
310-872-5404-Fax

CA-DOC861438
License by the State of California Department of Corporations under the California Residential Mortgage Act
... more
0 votes 3 answers Share Flag
Tue Sep 18, 2012
Connie Mitchell answered:
Ah ha! A short sale is anything but short. The time span relies on the seller's bank(s) and their tedious piles of paperwork. .........but if you are patient with the process you can walk away with a great deal for a great price. Well worth the wait! ... more
0 votes 11 answers Share Flag
Tue Jun 19, 2012
Alain Picard answered:
You should always have your own inspection done. Usually when you put an offer on a property you will put a home inspection contingency in your offer giving you a certain time frame to have inspections done. If it the property is sold as is then most likely they won't repair anything however you will know what you're buying and possibly have the option to cancel your contract to purchase. This will all depend on what your contract says. Talk to your real estate agent and let him know your concerns. ... more
0 votes 4 answers Share Flag
Fri Jun 15, 2012
Sara Mehrpouyan answered:
Hi Kylie,

It sounds like you submitted an offer on a foreclosure property? If it is bank owned, then the seller will open escrow and you will need to give your deposit to escrow company. After that, it's a regular escrow process with contingency periods according to the offer that you submitted and agreed upon with the seller. Most foreclosure properties are sold as-is. Good luck.

Sara Mehrpouyan CDPE
Short Sale & Foreclosure
Rodeo Realty
Direct 818-903-2040
www.Short-Sale-Vs-Foreclosure-Help.com
Dre license #01712757
... more
0 votes 1 answer Share Flag
Fri Jun 15, 2012
Terry Bell answered:
Well, the process all depends on several things, whether you have been doing some homework on your credit scores, have a lender lined up, or have cash. It depends on whether you are buying in your area or out of your location. It depends on whether your expections are realistic for the market as it changes, and it depends on whether you have put together a good team, with an agent that you feel comfortable working with, and your lender and perhaps some contractors or friends that you can call on for advice about remodeling. I suggest the best place to start is to interview a few agents, or meet some at open houses on the weekends. Besides having experience with the type of real estate you're interested in, it's important to have an agent that you respect their opinion and have confidence in. Good luck! Best, Terry Bell, Santa Rosa, CA ... more
0 votes 10 answers Share Flag
Wed Jun 20, 2012
Paul and Sophia Team answered:
Hi Kylie,
if your buyers agent called on status on the mentioned property and was informed they were not accepting offers,and you called the listing agent and he was willing to take a back-up offer,my advise is to get rid of them both. Your agent works for you and he still could have submitted a back-up offer your the boss. The listing agent works for the seller (or himself in this case} ... more
0 votes 7 answers Share Flag
Tue Nov 6, 2012
Ron Thomas answered:
Assuming that you are talking about an REO, (not a Shortsale, which a lot of people confuse), you should be looking at 3-4 weeks; possibly less.

But, what does your Realtor say?
Do you not believe them?
Were there multiple offers?

If you are in multiple offers, and you made a low-ball offer, you probably will never hear a word.
... more
0 votes 10 answers Share Flag
Thu Sep 20, 2012
David Alex Wright Team answered:
Take your contract and go visit with the broker, not just the agent. Someone is not telling you the truth.
0 votes 12 answers Share Flag
Wed Jun 6, 2012
David Alex Wright Team answered:
Whittier has a building department that can help you with safety concerns.
0 votes 4 answers Share Flag
Thu Feb 11, 2016
Beatrice Marron answered:
Good Morning,
With a Fico score as yours, your loan would have to be structured as a FHA Loan with *3.5% down.

A purchase of $375,000. at *3.5 % = $13,125.00 will need to be brought in as your downpayment.
A purchase of $400,000. at *3.5 % = $14, 000.00 will need to be brought in as your downpaymemt.

With a FHA Loan you will need to have Mortgage Protection Insurance (MPI) that is added to your loan, the reason being that it is a Govt. Insured loan, this will be added to your loan on a monthly basis bringing your monthly payment a little higher. I can direct you to my preferred lender and they can answer more questions about becoming pre qualified. Please feel free to contact me with any more questions.

Kindly,

Beatrice "Bea" Marron
... more
0 votes 5 answers Share Flag
Sun Jan 26, 2014
Jorge Granados answered:
I would caution you to deal with a reputable individual when looking for a rental. In these times, it might be easy to fall victim to people with bad intentions. That being said, i have never personally heard of house hunters, but I have heard of Realtors. ... more
0 votes 9 answers Share Flag
Sun Sep 16, 2012
Jorge Granados answered:
Not sure why you would not receive a response. I am a local realtor and do nhave access to rentals as well as homes for sale....
0 votes 3 answers Share Flag
Thu Apr 26, 2012
Ludy Ivonina answered:
Hello,
14925 Goodhue, Whittier, CA is active listing for sale. List price is $369,000.
If you have any questions,please let me know.

Thank you.
Ludy Ivonina
Tarbell,Realtors
(800)578-0751
Ludy@tarbell.com
... more
0 votes 1 answer Share Flag
Mon May 14, 2012
Tammy Hunt answered:
I typically go to www.crimereports.com and search there. It always has the info you need.

Let me know if you need any assistance.

Best regards,
Tammy Hunt
Nelson Shelton & Associates
355 N. Canon Dr.
Beverly Hills, CA 90210
310-990-9005
www.tammyhunt.com
Lic# 01275416
... more
0 votes 5 answers Share Flag
Wed Jun 27, 2012
Angel Moreno answered:
Find another lender your rate seems a bit high, current rate is lower than that .............
0 votes 5 answers Share Flag
Fri Jan 27, 2012
Trinidadrodriguez51 asked:
warn. 8558 Davista Dr. Whittier,CA 90605. Would like to warn Others, about this property. Maybe the name of the person and the same MO would help,as I'm sure they will give it a li...
0 votes 0 Answers Share Flag
Sat Jan 7, 2012
Jim McCowan answered:
Your interest rate is based on a few things but your credit score is the biggest part. I always tell buyers to talk to at least three lenders before deciding. Sounds like the one you've spoken to might not be the one! ... more
0 votes 11 answers Share Flag
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