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Financing in 90070 : Real Estate Advice

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Activity 172
Tue Jan 8, 2013
SERGEY FEDNOV *** 424-777-9377 answered:
Yes I have access to loan for foreign nation with very low rates with 40-50% down. No credit score needed. Easy to qualify .

Please call me direct 424-777-9377 - I'll be happy to help you!

Please contact me anytime!
Free Consultation 424-777-9377   

Help with any Real Estate Transaction Buy & Sell!   

Thank you for your time.   

Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855)  ext. 777.   

Sergey Fednov   
President - Realtor   
- Trust Sale Realty -   
Residential & Commercial Real Estate   
Toll Free: 1-855-TRUST-55   
Toll Free: 1-855-878-7855 
Phone: 424-777-9377   
Fax: 310-356-4925 
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0 votes 12 answers Share Flag
Mon Jul 1, 2013
Dan Tabit answered:
A letter of explanation is usually sufficient. Did you include the car you owned on your initial application? If so, you could say, "The 74 Nova indicated on my loan application has been sold resulting in $X,000 being deposited in my checking account, to be used for the down payment of the home. Attached is a copy of the bill of sale."
I can't guarantee this will work, but if it's true, or you revise it to your situation and it's true it would be my best suggestion.
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0 votes 3 answers Share Flag
Mon Oct 29, 2012
Susan Bo'ur answered:
Tue Oct 23, 2012
Susan Bo'ur answered:
Yes, educating yourself is key.
I always tell my clients to compare with at least two different lenders. Possibly a third.
I recommend First Capital to my clients who have also recommended them.
I'd be happy to give you their contact info if you're interested.
Susan Bo'ur
Coldwell Banker
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0 votes 11 answers Share Flag
Wed Nov 28, 2012
Nadia Fahimian answered:
Wells Fargo has introduced an interesting program 85% LTV- it's an equity line of credit -
for SFR and/or up to 4 units-
They will finance up to 4 investment properties-
Let me know if i can help you locate some units-

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0 votes 3 answers Share Flag
Fri Oct 19, 2012
Joe Bonora answered:
We offer up to 80% ARV on rehab flips, and up to 70% ARV for construction flips. My contact info is below. Please feel free to contact me at your convenience.

Joe Bonora
Aegis RE Partners
(813) 341-3654 x137
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0 votes 7 answers Share Flag
Wed Oct 10, 2012
Annette Levinson answered:
Did you wife have a job before July? If not (and I don't mean she was on maternity leave or in school), then you need to wait until she is employed for at least one year.
0 votes 5 answers Share Flag
Wed Sep 26, 2012
carlos parrague answered:
On a HARP you are only allowed 105% of appraised value to loan. by the time you add your closing costs you will be pretty close to that. What better deal can you get? What was the interest rate? ... more
0 votes 1 answer Share Flag
Wed Jun 12, 2013
Valli Lopez answered:
Yes, tell your lender to submit a "change of circumstance" and lower your loan amount.

Valli Lopez
619.916.9595 direct
0 votes 7 answers Share Flag
Thu Sep 20, 2012
Keith & Kinsey Schulz answered:
A mortgage won't prevent you from renting a property. Our rental properties have a mortgages on them. One thing that could prevent you from renting a property would be a condo association. Many associations do not allow rentals. The associations that do allow rentals are typically harder to sell and finance because lenders are a bit more strict about these.

Also, if you are purchasing a property that you do not plan to personally occupy, usually closing costs and interest rates are higher.

Best of luck.
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0 votes 9 answers Share Flag
Mon Aug 27, 2012
Fred Glick answered:
At this point in time, no. You'll need 4 years from the discharge date to qualify. Sorry!
0 votes 5 answers Share Flag
Tue Jul 26, 2016
Charles Lee answered:
We can do at 9% payment around $650 - $750 monthly -
0 votes 10 answers Share Flag
Sun Aug 12, 2012
Oaks Realty Group answered:
Your best bet is to contact a lender and see what your options are.

Give me a call or email me. I can help you with that.
0 votes 7 answers Share Flag
Tue Aug 2, 2016
Sang and Sonya Chun answered:
Please contact us at We will give you names of loan agents who work with foreign buyers.
0 votes 8 answers Share Flag
Mon Jun 11, 2012
Ellie Salemnia answered:
Hi Toni,
What kind of properties are you looking for, please send me email and I can search for you.
Ellie Salemnia
Keller Williams
0 votes 4 answers Share Flag
Sat Jul 12, 2014
Jayne Clement answered:
You "sound" great on paper...shouldn't have any problem. But...why go FHA at all? With your numbers, you can also consider conventional, which may make your offer more attractive to the seller. (Is this a condo?).

You of course, need to talk with a lender, to obtain your pre-approval letter to submit with your offer. One of my "go-to" lenders is Jin Hee, with Prospect Mortgage (213-300-0618)...she will welcome your call and be happy to answer any questions.

And, by the way...where is your sharp-shooter Buyer's Agent? Don't tell me that you're being represented by the same agent that is representing the Seller...?! Don't do that. Work your buying strategy out with your OWN representation, a Buyer's Agent that reps only your interests. Not the seller's agent, who will tell the seller every word that you say about your they are contractually bound to do.

Call me if you want to ask any further questions. And best of luck buying your first home!

Jayne Clement
Keller Williams Los Angeles
Cell) 213/309-5005
DRE# 01877738
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0 votes 18 answers Share Flag
Thu May 10, 2012
Patrick Debruler asked:
Wed Sep 26, 2012
Hi Mikey,

It can be depending on your situation. For example, if you have an FHA loan that was originated before June 2009, you'll want to wait until June 2012 to apply since the monthly and upfront mortgage insurance for an FHA refinance will go down.

If you have a VA mortgage you'll want to watch out for "lenders" trying to sell veterans of doing a streamline refinance from a 30 year fixed mortgage to a VA 5/1 Hybrid ARM.

Aside from that, a streamlined refinance can be great option because it requires less paper work.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
ENG Lending
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0 votes 2 answers Share Flag
Thu Apr 5, 2012
Clint Lohr answered:
I have two lots for sale , one in Echo Park, and the other in Silverlake. They both have views and are downsloped. One measures approximately 11,499 square feet for $25,000, and the other is approximately 5025 square feet for $185,000. I will be happy to e-mail them to you.
Clint Lohr, Keller Williams Los Feliz, 818-730-8635.
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0 votes 4 answers Share Flag
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