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Home Buying in 90068 : Real Estate Advice

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  • Local Info4
  • Home Buying11
  • Home Selling6
  • Market Conditions0

Activity 1,427
Sat Sep 21, 2013
Cindy Davis answered:
Hello,

You know, each situation is different and each different loan program has different underwriting standards. Regardless of heresay and advise on the column, I strongly encourage you to go through the application process yourself.

By finding a local mortgage person to work with, and complete the application process, your financial picture will be reviewed in its entirety instead of you trying to make sense of every little detail. Even if you don't qualify, you will emerge from the process knowing exactly what you need to do in order to improve your credit.

Good luck.
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Sat Jan 5, 2013
Tina Lam answered:
In practice, there's no real way to know exactly how many rentals are available in a given city. Rental listings often aren't posted through MLS systems, which is what Trulia pulls data from. Plus, there are lots of private rentals that are never listed anywhere. ... more
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Fri Jan 4, 2013
carlos parrague answered:
Not enough information to help you here.
Where are they?
The whole Condo complex in foreclosure? Highly unlikely unless not finished construction or not sold off individually.
0 votes 1 answer Share Flag
Fri Jan 4, 2013
Katherine Johnson answered:
Anthony you are an agent correct? Check out webinars your association things of that nature to make yourself relevant in your market place.

Good luck
Katherine johnson
0 votes 9 answers Share Flag
Wed Jan 2, 2013
Linda Jones answered:
Every year lenders reassess your escrow account to make sure that there are adequate funds to pay the property insurance and property taxes. At closing, it is unclear what the actual property taxes will be for the new owner and they estimate based on the current tax bill. The property value could have increased, or you were not able to take advantage of an exemption that the previous owner had, both can make the tax bill increase.

You may see this adjustment every year, sometimes it up and sometimes down.
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Wed Jan 2, 2013
Katherine Johnson answered:
Hello HomeOwner when you say final papers did you sign loan doc? If you did No that should Not be Two weeks. Please contact your lender and find out what is going on at this time.

Good luck

Katherine Johnson
Prudential California Realty
Dre 0120582
Direct : 951-538-4126
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Sun May 17, 2015
carlos parrague answered:
Don't close until they they are out! Otherwise you have a Tenant. If they do not leave willingly in the time frame, you will have to go through the eviction process which can take many, many, many months./ ... more
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Sun May 17, 2015
answered:
Yes! You may increase your down payment and have a lower loan amount. It is when you go lower down payment with higher loan amount you could cause a stir.
0 votes 16 answers Share Flag
Tue Dec 25, 2012
Richard "RJ" Kas answered:
I can assist. Give me a call. I do this for a couple other clients.
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Wed Oct 9, 2013
Cindy Davis answered:
check out http://www.crimemapping.com. You can look up crime statistics for any location.
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Tue Dec 25, 2012
Sona Gallatin answered:
If you're asking for no credit checks that already says either you don't have enough credit established or you have horrible credit. You have two choices before you can ask a landlord to waive credit check. One is get a co signer...not likely to happen or second is pay for your lease term in advance.

Good luck.
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Sun Dec 23, 2012
Marty Walker answered:
That's an interesting question, one that hasn't come up before, at least not for me. I'll be curious to see the responses. Thanks.
0 votes 9 answers Share Flag
Fri Mar 6, 2015
Brian Byhower answered:
I think they use a dartboard with different amounts written on it and wherever the dart hits, is the amount they use for the monthly HOA's. In fact, I'm certain that's how they do it.
0 votes 10 answers Share Flag
Thu Dec 13, 2012
Alissa Spears answered:
Easy, have your REALTOR add her through an amendment and have all parties sign and then execute. Super Easy! Happens all the time.
www.HomesInRockport.com
0 votes 9 answers Share Flag
Fri Dec 14, 2012
carlos parrague answered:
Generally they need repairs and financing may be difficult as a result. If you are handy and can get the money, they can be a good long term investment as often they are priced below market. Find a good agent to work with. The paperwork and process can be cumbersome. ... more
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Thu Dec 13, 2012
Jolanta Jonutyte answered:
Hello

It is ease to get out tenant who does not pay rent in rent control area. Just serve 30 day notice to leave your property. If after that time the tenant still there start eviction process. Good luck ... more
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Sun Dec 9, 2012
Carmel Casas answered:
According to the California State Board of Equalization, manufactured homes sold new on or after July1,1980 are subject to property taxation. The county does not tax most manufactured homes sold prior to July 1, 1980. Manufactured homes not subject to local property tax are subject to a yearly in-lieu license fee, much like the Vehicle License Fee that owners of automobiles pay.

A manufactured home placed upon an approved permanent foundation is subject to property taxation regardless of the date first sold new. Owners of manufactred homes subject to local property taxation may be eligible for the Homeowners' Exemption and the state property tas assistance programs.
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Sat Nov 19, 2016
Susan Bo'ur answered:
Hello,
You'll need to check local zoning ordinances regarding manufactured homes. Parcels in subdivisions often prohibit manufactured homes.
Please contact me directly..I'd be happy to locate land and assist you in obtaining the information for a specific property.
Best,
Susan Bo'ur
Susan@BeverlyHillsLuxuryFlats.com
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0 votes 12 answers Share Flag
Sat Jan 3, 2015
Scott Godzyk answered:
You will want to contact who you are paying your mortgage to. be careful in what you print in an open forum such as Trulia. You do not want anyone getting your personal info. You should have received a letter with servicing info if your loan was transferred. One note is banks have different departments. calling AHM service line may not be the servicer who is servicing your loan as it was transferred. They may have another divivsion who does not have access to each others accounts,. ... more
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Tue Jan 29, 2013
Melvin A. Castro answered:
what happen is since the previous buyer did not performed your agent has to start up a new negociation with the lender ,if he has the same negociator can be a quick transaction if not it make a litle more time , Just hang in there lender will acept your offer good luck . ... more
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