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90068 : Real Estate Advice

  • All32
  • Local Info4
  • Home Buying11
  • Home Selling3
  • Market Conditions0

Activity 2,644
Thu Jan 24, 2013
Brian Byhower answered:
Aaaaaannnnnnddddddd? ?
0 votes 4 answers Share Flag
Sun Jan 20, 2013
SERGEY FEDNOV *** 424-777-9377 answered:
I'm not sure about Wells Fargo, however I know a lender and they have stated income loans 700+ fico , 30-40% down , primary residence only. Rates below 5%



____________________ 
Help with Any Real Estate Transaction - Buy or Sell  

Call me 424-777-9377 -  FREE CONSULTATION!  


Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855)  ext. 777. 


Sergey Fednov 
President - Realtor® 
- Trust Sale Realty - 
Residential & Commercial Real Estate 
_______________________________ 
Toll Free: 1-855-TRUST-55 
Toll Free: 1-855-878-7855 
Phone: 424-777-9377 
Fax: 310-356-4925 http://www.TrustSale.com  http://www.TrustSaleRealty.com 
- We Hire CA Licensed Real Estate Agents - 
Lic# 01896869 
 
... more
0 votes 4 answers Share Flag
Tue Jan 22, 2013
Dan Tabit answered:
Cesar,
Possible, depending on other factors. Meet with a local full service lender and discuss your plans and goals. DTI is a problem which can often be overcome by a careful examination and some planning.
Your score is fine and you nearly have 20% down.
Some options, assuming what you wrote is accurate, put down less and pay off debts, use a different loan to achieve acceptable DTI, find additional income you are not currently crediting yourself.
Here's the next question, assuming your information is correct are you sure you want to put yourself in this level of risk? The reasons banks have DTI ratio's is to ensure the borrower can afford the purchase. If you are on the edge financially and you get sick, lose your job or have a financial emergency you could be in trouble very quickly.
Take a good look at your options, discuss them with a lender and consider carefully how you want to move forward. Best of luck.
... more
0 votes 15 answers Share Flag
Mon Jan 28, 2013
Brian Byhower answered:
Well, I'm glad to see he was legitimate. Do you other trivia you want to post?
0 votes 9 answers Share Flag
Mon Feb 4, 2013
Douglas Perez (213) 200-7114 answered:
Area and price are good. But, it's under contract with a buyer right now and looking for back up offers.
Is there any other property that you might be interested in looking?

Call me,
Douglas Perez
(323) 285-8864
... more
0 votes 5 answers Share Flag
Sun Aug 4, 2013
Michael Abram answered:
Hello,

You need at least 2 years seasoned from the date of discharge on the Chapter 7 BK to qualify FHA. I know a portfolio lender that will consider exceptions, but it requires a minimum loan of 300K and a purchase price no less than 600K.

Best of luck to you.

Michael Abram
RPM | Los Angeles
Cell: (310) 995-0975
mabram@rpm-mtg.com
www.rpm-mtg.com/mabram
... more
0 votes 6 answers Share Flag
Sun Jan 20, 2013
Pebble Singha answered:
Dear Tenant,
IN los Angeles county you as the tenant have rights. If the owner has filed for Bankruptcy, then the bank cannot foreclose on him until it is discharged or dismissed. Usually 3-6 months or longer.

The new law that passed January 1st of 2013 also stops Dual Tracking by the bank. If this homeowner is smart then he will apply for a LOan Mod and delay it by then.
Worst case scenario is 3-6 months but u have to make sure he has filed for B.K.

Also in Los Angeles county you as tenants have rights. If the home is foreclosed upon and you have a valid lease agreement, the banks cannot forceably evict you. They can offer you cash for keys or other incentives, they can also sell the home without showing it to anyone and they can evict you.

If you have any questions, Email me. Good Luck.
Pebble Singha
Head of Short Sale Department KW Encino
soldbypebble@yahoo.com
... more
0 votes 5 answers Share Flag
Mon Jan 28, 2013
Hirji,ron answered:
Sat Feb 2, 2013
Tai Savet answered:
Mon Jan 14, 2013
Jane Peters answered:
It certainly doesn't hurt. So many things can go wrong, so if you are in first backup position you will e next in l ine.
0 votes 10 answers Share Flag
Mon Feb 4, 2013
Heather Paul answered:
Hi Tony, unfortunately this property is not an actual listing, the owner is now 90+ days late on their mortgage, or better known as a pre-foreclosure. This property may become an REO "foreclosed home" in the future or the owner may also bring all payments current.

You can view all current West Hollywood properties for sale here and even request a showing too:
http://heatherpaulonline.com/idx/city/west-hollywood/

Feel free to call me if you see any properties that you would like to see.
Have a wonderful day,
Heather Paul, Realtor
Coldwell Banker
310-923-2334
www.HeatherPaulOnline.com
... more
0 votes 6 answers Share Flag
Thu Jan 24, 2013
Sona Gallatin answered:
A loft rental space you're referring to would best be found in the paper or the local LAweekly would be a good source as most of the ones you described are not going to be through an online source.
Also for LA area check out W paper or walk the fashion district and ask around.

Good luck, it's a wonderful area, my old art school stomping grounds too:-)
... more
0 votes 6 answers Share Flag
Mon Jan 14, 2013
Lt2e answered:
^ Ah Sorry...will clarify the question : So, if the property is still tenant occupied and it's 5 days prior to close of escrow... does that mean in California, the seller is in breach of contract and buyer can still cancel and get deposit money back.... ... more
0 votes 14 answers Share Flag
Sat Jan 12, 2013
Jim Olive answered:
Jep...I can tell you in my own, personal experience, I recently bought a short sale. It took 3 separate attempts over 9 months to make it happen. Each time the attempt failed the listing would have to be technically put "back on the market", but would then immediately go back under contract with my new offer, so people would see it come up and then go right back down. It's all above boards, same buyer just trying to get through all the hurdles the bank throws up in the way. Very frustrating process for everyone! Best of luck... ... more
0 votes 8 answers Share Flag
Tue Jan 22, 2013
Brian Byhower answered:
We don't determine the colors. We're Realtors, not map makers.
0 votes 4 answers Share Flag
Thu May 30, 2013
Richard "RJ" Kas answered:
You can sell it and pay the difference, short sell it, rent it and buy another.. Depending on you other debt obligations and credit score, you may have several options available to you. I would be happy to discuss those options with you directly. Please contact me. I would be pleased to assist you. ... more
0 votes 9 answers Share Flag
Thu Jul 21, 2016
SERGEY FEDNOV *** 424-777-9377 answered:
I can help you with your purchase!



____________________ 
Help with Any Real Estate Transaction - Buy or Sell  

Call me 424-777-9377 -  FREE CONSULTATION!  


Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855)  ext. 777. 


Sergey Fednov 
President - Realtor® 
- Trust Sale Realty - 
Residential & Commercial Real Estate 
_______________________________ 
Toll Free: 1-855-TRUST-55 
Toll Free: 1-855-878-7855 
Phone: 424-777-9377 
Fax: 310-356-4925 http://www.TrustSale.com  http://www.TrustSaleRealty.com 
- We Hire CA Licensed Real Estate Agents - 
Lic# 01896869 
 
... more
0 votes 19 answers Share Flag
Thu Jan 10, 2013
Ron Escobar - Local Expert answered:
nope... they wont fund until they can verify employment... and it should be your current employer, unless you changed employers in the middle of the loan... I hope not because that is a BIG no-no and your loan may not go at all...

Good luck...I hope u close

Ron
... more
0 votes 6 answers Share Flag
Thu Jan 10, 2013
carlos parrague answered:
You cannot buy a foreclosure house with a loan. All foreclosures are cash only.
0 votes 4 answers Share Flag
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