Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Credit Score in 90015 : Real Estate Advice

  • All21
  • Local Info1
  • Home Buying5
  • Home Selling2
  • Market Conditions1

Activity 9
Thu Jun 4, 2015
carlos parrague answered:
Sheryl Arndt
DRE: 01140252
NMLS: 297251
Home Loan Programs Video:

American Dream Realty
visit me at:

She seems very knowledgeable
... more
0 votes 13 answers Share Flag
Sat Aug 22, 2015
Risa Liebster answered:
Jay, These days it appears 740 is what you should shoot for but there are loan products out there that will allow a lower score. Check with a reputable mortgage broker as they can give you the specific requirements and breakdowns as well as pre-qualify you. If you are working with a Realtor®, they should be able to point you in the right direction. Good luck!

Risa Liebster, Realtor®
Ramsey-Shilling Associates
... more
0 votes 22 answers Share Flag
Thu Jun 4, 2015
Linda S. Cefalu answered:
Hi Yesenia,

It depends on what you mean by weak. My advice is to talk to friends, family and co-workers who have recently purchased a home and interview several loan officers until you find one that you are comfortable with. Then you want them to start a file for you and you should be honest with them about everything. That way they will be able to take you to the next step.

Your credit may be good enough to get you in the door. However, there are many other factors taken into consideration not only on whether or not you get the loan, but also the type of loan and the interest rate that you will pay.

A good lender can also advise you on how to build that credit score in a relatively short period of time.

Hope this helps.
... more
0 votes 13 answers Share Flag
Wed May 15, 2013
Dallas Texas answered:
If it is not reported to the bureaus then probably not, it all depends on credit reports. However you are still held with financial obligations for taxes and etc.

Lynn911 Dallas Realtor, Loan Officer, Credit Repair Consultant
The Michael Group - Dallas Business Journal Top Ranked Realtors
... more
0 votes 7 answers Share Flag
Fri Jun 12, 2015
Peter Stewart answered:
Well, although I am not a credit expert I don't see how paying bills that are in collections could possibly hurt your credit.
0 votes 7 answers Share Flag
Sun Jul 25, 2010
Justin Jordan answered:
I have a friend that used a company in San Diego. I'm not sure the name of the company but the phone number is 760-481-7464. Good luck!
0 votes 2 answers Share Flag
Fri Oct 2, 2009
Janet Guilbault answered:
To my knowledge, homeowners associations do not report to credit bureaus.
0 votes 2 answers Share Flag
Thu Jun 4, 2015
Rich answered:
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recent clients we raised his score from 552 up to 729 in 3 weeks.

Hope This Helps

Contact Us!

IZM Credit Services
800 N Rainbow Blvd
Las vegas, NV 89107
(702) 758 - 3799
... more
0 votes 1 answer Share Flag
Tue Mar 14, 2017
Bob McClure answered:
good evening....categorically, no, it does not put you out of the ballgame....there is more i need to know in order to answer your question....debt ratio, time on the job, etc, etc..i am here to regards....bob mcclure- mortgage now- farmington, michigan licensed in 19 states including yours.... ... more
0 votes 18 answers Share Flag
Search Advice