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Home Buying in 89130 : Real Estate Advice

  • All26
  • Local Info2
  • Home Buying12
  • Home Selling3
  • Market Conditions0

Activity 1,041
Mon Feb 25, 2013
Thomas Doble answered:
Doug,

Not sure but I think you mean HOA. home Owners Association. this is a nice property please contact me if you would like to view the home.

Thank you,

Thomas Doble
Horizon Realty Group,
702-683-1337
TGDOBLE@HOTMAIL.COM
... more
0 votes 6 answers Share Flag
Sat Feb 23, 2013
David Cooper answered:
What name is on the deed of trust? Are you a cosigner on the mortgage?


David Cooper
http://www.lasvegaswinner.org
0 votes 2 answers Share Flag
Tue Mar 5, 2013
Diggity answered:
Well , ifi were you , I would actually read the disclosures . The term negative issues is very broad . Some people like grass in their neighbor hood and it does not affect them negatively , Others may be allergic to grass and have terrible negative reactions to it . One mans trash s another mans treasure . So without knowing what you consider negative there really is no advice I or anyone else can give you . If you are concerned with crime , then check the local police district , go shopping in the local grocery store , drive through the neighborhood at night . These are all things you have to find out for yourself . Your question is subjective and there is no way to answer it without knowing a little more about what issues may concern you . ... more
0 votes 5 answers Share Flag
Mon Feb 25, 2013
My NC Homes Team answered:
Sure, go do some leg work; you can go to the city or county records department and pull the files. People do this daily; it's public information as soon as the deed is recorded. There are also companies who sell this information to anyone willing to pay for it. ... more
0 votes 12 answers Share Flag
Tue Feb 19, 2013
Dawn Lane answered:
I'm not certain what the plan is . Our non profit organization http://www.hopehomefoundation.org is working with several solutions to this issue . We are currently working with employers on an employer assisted housing program that helps workforce families , the real stakeholders in our communities obtain the dream of homeownership . We provide First time homebuyer education , counseling and downpayment assistance as well as foreclosure prevention programs and rental assistance . The employer can improve his bottom line buy reducing recruiting and retention costs . The community is blessed with a grateful homeowner and it creates a cycle of housing sustainability . All at little or no cost to the employer . The staff moral and productivity increas , illness due to stress is reduced . These programs are widely used in the Chicago area . It isn't a new concept. We have been trying for many years to get through to peoria that this really works . Unfortunately the greed wave is winning . The housing prices have increased by 30% in six months . I'm seeing seller financing coming back and FHA not requiring two appraisals . Agents don't put the homes in the MLS and if they do there are 30 offers . It's 2004 all over again . We've been screaming for years , maybe just not loud enough . Thanks for your question. ... more
0 votes 10 answers Share Flag
Tue Feb 19, 2013
Kurt Grosse answered:
We are not attorneys on this website and Realtors do not give legal advise. Sometimes attorneys mess things up so I'd say your best bet is to talk to the office and ask them what your options are. They deal with this issue all the rime and should have a policy.
Maybe you could rent it out- replace yourself....
Good luck
... more
0 votes 4 answers Share Flag
Fri Feb 22, 2013
Steven Goldman, CRS, Realtor answered:
I do not know why an OWC would accept 10% down. The OWC's that I have listed have looked for 25% down or more. If the Buyer cannot qualify for a 3.5% FHA loan, or a Conv loan with 10% to 20% down, why would a property owner want to a larger risk than the US government and/or the Banks, to loan money to an individual?

Purchasing a property is not a right as many politicians want to believe. It is a privilege to those who have proven their ability and past actions to be trusted with their money and another persons property.

Expect to need 25% down, interest rate to be 7% to 12% with a 5 year balloon for a note.

I suggest you keep renting until you have 20% down and additional funds for closing costs.
... more
0 votes 7 answers Share Flag
Sun Feb 17, 2013
Denny Hebibovich answered:
Hi Alia,

you can contact me directly below and I'd be glad to assist you.

Sincerely,

DENNY HEBIBOVICH - REALTOR
REALTY ONE GROUP, INC.
CELL: 702-241-6110
EMAIL: Denny@PropertiesofLasVegas.com
WEB: www.PropertiesofLasVegas.com
WEB: http://awp208099.las.mlxchange.com
... more
0 votes 7 answers Share Flag
Thu Feb 14, 2013
Valley Property Inspections answered:
Gifts of any sort, promise of payments for referrals are illegal in Nevada as well as in all states that require licensing.
0 votes 5 answers Share Flag
Mon Feb 11, 2013
Diggity answered:
Why don't you hire a Realtor to take you to the homes . It is dangerous for people to give directions to their sellers homes having not known who someone inquiring on a website might be .
You can't get into the homes anyway so why not hire a professional to put together a list and take you out?
That would be the best thing to do .
You can also ask that Realtor about the neighborhood . But just driving buy and looking in windows or peeking around is dangerous for both you and the seller .
... more
0 votes 8 answers Share Flag
Sat Feb 9, 2013
Diggity answered:
Hi , it really depends on what you are trying to do . Do you have money saved ? Are you a first time homebuyer ? Do they have special programs available . The best thing to do is to get a Truth In Lending statement and compare . You don't want to pull your credit too many times so plan and make appointments close to each other and then decide what is best for you . You may want to take a homebuyer education course live or online . And perhaps some one on one counseling would help too . There are non profit organizations that provide down payment assistance to those that meet certain requirements . Large banks like Chase, Wells Fargo and Bank of America are called CRA lenders , that means Community Reinvestment Act . They must lend money at a lower rate to small Buisness and first time homebuyers to spur economic growth . They may also cover some of your closing costs . However they can only lend their products . A mortgage broker can shop all possible loans for you and get you the best rate but the fees may be higher . At any rate you really should educate yourself before you den start to shop a loan . Here is a website that offers an online homebuyer class . There is a fee for taking the class . Studies show that an educated homebuyer is able to sustain a home. Here's the website http://www.hopehomefoundation.org. The class is called Framework . If you prefer a live class or wish to learn more about programs available to you please feel free to contact me . I hope that helps answer your question . ... more
0 votes 3 answers Share Flag
Fri Feb 15, 2013
Myra Gouger answered:
Harder than you can imagine. Yes, homes are going for $10-$15,000 more than the list price. Nevada home prices are up more than 15% according to an article in the Review Journal and the prices are going up more than in any other state. So, here is the true picture: we led the market in foreclosures, we led in low prices and now we are leading in higher prices and faster appreciation. ... more
0 votes 21 answers Share Flag
Fri Feb 8, 2013
Myra Gouger answered:
There is no best place. Your best place is what you like not what someone else likes.
0 votes 13 answers Share Flag
Sat Feb 23, 2013
Reggie Ladislao answered:
It depends on wether you want to buy or rent. Call me if you need some advice.
0 votes 9 answers Share Flag
Thu Feb 7, 2013
Robert Adams answered:
0 votes 2 answers Share Flag
Tue Feb 5, 2013
Tim Moore answered:
Yes, but since I am a Realtor and not a tax adviser I suggest people ask their tax adviser not us.
0 votes 4 answers Share Flag
Tue Feb 5, 2013
Dan Rivera answered:
They do. Most agents specialize in being brokers. That is they are broker than most. Most agents fly by the seat of their pants but the best agents do tend to have areas they specialize in, yes. ... more
0 votes 8 answers Share Flag
Fri Feb 1, 2013
Denny Hebibovich answered:
Hi Carla,

I do live in Rhodes Ranch myself, it's actualy a golf course, guard gated community with
lots of amenities for, which I can confirm that this coomunity is a great neighborhood.
I'd love to assist you and your son, in finding the right home for him.
Below is my contact info, please email or call me directly, I gladly would go over it with you
if possible over the phone to discuss and inform you much more about it.
I can also forward you all currentlyavailable homes in Rodes Ranch, just provide me your
email address and you can have it within the next hour*!
Below is my contact info.

Warmest regards,

DENNY HEBIBOVICH - REALTOR
REALTY ONE GROUP, INC.
8363 W SUNSET RD #100
LAS VEGAS, NV 89113

CELL: 702-241-6110
EMAIL: Denny@PropertiesofLasVegas.com
WEB: www.PropertiesofLasVegas.com
WEB: http://awp208099.las.mlxchange.com
... more
0 votes 17 answers Share Flag
Fri May 24, 2013
Shanna Rogers answered:
Hi Jacedionne,

Get pre-approved for your loan (unless you're paying all cash) - so you know what properties you should look at for purchase. And, hire a Realtor to assist you - unless you know all the Real Estate laws in your state. The seller usually pays all the commission - for both the listing agent and the selling agent (buyer's agent).

Shanna Rogers
SR Realty
www.RealtyBySR.com
... more
0 votes 32 answers Share Flag
Mon Feb 18, 2013
Matthew D'Ercole answered:
The buyer of a home should use an experienced real estate agent to protect and represent their interests in the purchase or rental of real estate. There are a long list of pit falls the buyer can get involved with that the experienced agent can advise, protect, and steer clear of to save the buyer huge and small problems and save them a lot of money and legal problems. The seller usually pays the agent representing buyer. Sometimes sellers only pay a portion of the fee and buyer and his agent can negotiate a fee if seller is a cheap skate. ... more
0 votes 9 answers Share Flag
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