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87104 : Real Estate Advice

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  • Local Info1
  • Home Buying1
  • Home Selling1
  • Market Conditions0

Activity 266
Fri Aug 26, 2011
Ron Thomas answered:
The FHA loan is designed for OWNER/OCCUPANT:

You can only by Own/Occ once; the second house would be considered a SECOND or an INVESTMENT.

You cannot get the favorable terms on other houses; you would have to put more DOWN, and pay a higher Interest Rate, for example.

Good luck and may God bless
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Sat Aug 27, 2011
Blythe Camenson answered:
Hi--Well, actually they all have a reasonable dollar per square foot price--an average of $130.88. Homes are large too and seem to have a lot of architecural detail, even though not custom. Custom homes would be a lot more. Would you like to see them--or maybe I can show you other homes? Give me a call in the morning and we can set something up. 450-7448. Blythe Camenson with Century 21 Camco. ... more
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Fri Oct 28, 2011
Ron Thomas answered:
0 votes 3 answers Share Flag
Sat Mar 3, 2012
Keith and Gina MacRae answered:
go to our Facebook fan page Cecilia where you can view a whole bunch of foreclosures, HUD homes and bank owned properties. The address is http://Facebook.com/NewMexicoHomes. Enjoy!


Keith and Gina MacRae
Coldwell Banker Legacy Realtors
(505) 250-5779 or (505) 379-3225
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0 votes 9 answers Share Flag
Sun Sep 4, 2011
Blythe Camenson answered:
So sorry no one answered you so far. Usually it emails me when there's a question. There are 3 main areas for young professionals. Nob Hill, Old Town, and Downtown--they all have lots of restaurants and shops within walking distance. Give me a call and I can send you some listings and also show you around if you plan to make a trip here. Blythe Camenson, Century 21, 505-450-7448. ... more
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Mon Jun 27, 2011
Carol Perdew answered:
In my real estate experience, a buyer can get a loan from a different state. The best advice I can give you is to talk to a local mortgage banker to talk about current financing requirements. Now is the best time to buy with affordable home prices and low mortgages. Contact me and I can forward you some lenders to talk to. You can reach me at Carol@PerdewHomes.com.

Thanks
Carol Perdew
Prudential California Realty
(209) 239-7979
Carol@PerdewHomes.com
wwwCentralValleyHomes.com
DRE 985176
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0 votes 7 answers Share Flag
Thu Jun 23, 2011
Eli Givoni-Short Sale Dept LLC answered:
Hi Rose,

Yes, I've had experience with the FNMA help desk. They speak very nicely and say they'll help, again and again, and then nothing gets done. My advice would be for you to deal with the proper channels at the bank. It's easier and faster. Feel free to call me anytime with questions.

Eli Givoni, Director
Short Sale Department, LLC
561-361-1909
info@shortsaledept.com
www.shortsaledepartment.com
Serving all 50 states

MARS Disclosure for General Commercial Communications
IMPORTANT NOTICE:
Short Sale Department, LLC is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.
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Sun May 22, 2011
Ron Thomas answered:
My wife and I owned a Manufactured home years ago; it was great, a triple wide that was fantasttic, I highly recommend it. But, understand that there is a big difference between buying a NEW one as opposed to a USED one. Talk to some NEW dealers before you decide; find out the differences. ... more
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Mon May 23, 2011
David Stafford answered:
For what area are you talking about?
0 votes 4 answers Share Flag
Wed Nov 28, 2012
David Stafford answered:
In my opinion, your home will not be worth more any time in the next year than today. I agree that heritage east is not directly comparable. Pricing is the most critical issue, so don't be short changed on the effort to price it right. I can certainly help, including going to see some comps. If you want to wait until next year, I would have it on the market by May 1st to not completely miss the spring buyers. Please see my trulia bio and blog article entitled ... more
0 votes 13 answers Share Flag
Mon May 16, 2011
Terri Vellios answered:
Talk with a lender. If you have a relationship with your bank or credit union they can give you an idea if you qualify for a loan either FHA, VA or other. Then interview 2-3 buyer9;s agents.

All the best to you.
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Thu Mar 10, 2011
Steve Quintana answered:
Julian, Please send me an email and I will give you some names. Steve

www.facebook.com/stevequintanarealestate
0 votes 3 answers Share Flag
Thu Mar 3, 2011
Alyce Martin answered:
Hello - check out this link to view crime statistics in ABQ: www.cabq.gov/onlinesvcs/crimestats . Hope this helps!
0 votes 4 answers Share Flag
Wed Mar 30, 2011
David Stafford answered:
Yes, considered a single family home. This lot appears to be half an acre. It seems to be worth about $100k - $120k, depending on condition of home. I can assist in nailing down a vaule and selling it quickly if you decide to do so. Contact me anytime with more questions. ... more
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Sat Feb 19, 2011
Zuglo asked:
0 votes 0 Answers Share Flag
Sat Feb 19, 2011
Joel Sanchez answered:
Get a better agent. Sounds like he doesn't take you seriously. He is supposed to guide you through this and make it a enjoyable and informative experience. Ask him to get you a CMA for ten properties around different parts of town. Make him work for your love now. ;) ... more
0 votes 19 answers Share Flag
Fri Nov 28, 2014
Sally Grenier answered:
Hello Pink Lady,
You really need to speak directly with a mortgage broker or loan officer. There are other details they will need to know in order to pre-qualify or pre-approve you. I'm not a lender, but just off the cuff, I'm thinking you'll need more down payment and a higher income for a loan of $150K. For an FHA loan, you need a minimum of 3.5% down. Plus on top of that you may have closing costs (if the seller isn't willing to pay for them). The house may have an HOA fee, high taxes, etc. which will all be factored into your ability to qualify. They will also want to look at your debt-income ratio.(do you have other debts, i.e. car loan or credit card debt?).

Depending on all of these different factors, you may qualify for something, not necessarily 150K. Find a local lender to work with, then find a local Realtor to help you find something that fits your budget.

Good luck!
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0 votes 20 answers Share Flag
Thu Jan 6, 2011
Desiree Barton, CRS answered:
I have a reputable company that I would highly recommend and would like to know where the home is located. I can be reached at 505-688-3310. I can point you in the right direction. I look forward to hearing from you. ... more
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Wed Jan 12, 2011
Brandon DENT answered:
Mon Mar 10, 2014
Dallas Texas answered:
Unconfirmed what property you are speaking of UNLESS it comes direct from MLS many times postings on other sites may not be updated. MLS is not the real estate automatic feed to Trulia. Posted per agent .

Have your buyers agent complete required investigation to answer your question(s).

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
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