Don`t forsclose. Fight.
Join your HOA. It is amazing how much power an HOA has. Under proper leadership, your HOA can make a big difference.
192K down to 129K in the last 12 months. 31%? That is a very hard hit. Are you sure?
1200 Sq ft house. thats pretty small.
You have got to be close to bottom.
IF you want to get out, how much is your monthly payment?
How much can you rent it for?
How old is the home?
Don`t just walk away!