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85308 : Real Estate Advice

  • All42
  • Local Info2
  • Home Buying21
  • Home Selling2
  • Market Conditions2

Activity 168
Wed May 9, 2012
Patrick Halpine answered:
There are 29 homes in the area with 2 master suites. Copy/ paste the link below to check them out, then give me a call to discuss. ... more
0 votes 3 answers Share Flag
Tue May 8, 2012
Michelle Spalding answered:
Hi there!

Glendale is a very diverse city with a lot to choose from in the way of subdivisions, homes and price ranges. The particular zip code you are asking about is an older part of the city where carports are far more common than garages, although several people have converted existing carports.

I checked MLS and there are 6 rental listings that have 4 bedroom and 2 bathrooms that range between $750-$1000 and only 2 that have a garage. There are several other zip codes in the Glendale area that also have rental homes in that price range.

Hope this helps!
Chris Spalding
Realty One Group
(602) 312-7237
... more
0 votes 1 answer Share Flag
Thu May 3, 2012
Patrick Fields answered:

To get a mortgage on a second home with an existing mortgage will be very difficult in today's lending climate. You will need to expect a large down payment of 50% or greater and your income will need to demonstate the ability to satisfy both loan obligations even if you intend to generate income/rent from either property. ... more
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Sun Apr 29, 2012
Sue Pullen answered:
Does she have all properties financed? That is more of the issue. If she has no more than 10 financed properties, it is easy to get cash out on them, as long as the loan to value is below 75% (for cash out). If she has more than 10 financed properties, then the financing gets a bit more difficult. ... more
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Wed Apr 18, 2012
Steffy Hristova answered:
You can start finding out about which rural areas will qualify by talking to a loan officer who is familiar with the USDA Rural area loan programs.
You are welcome to give me a call if you need names of loan officers familiar with the program.
Best of luck to you,

Steffy Hristova, MBA, SFR, Realtor®
Tel: (480) 966-9353 Fax: (602) 507-3703
3131 E. Camelback Rd. #125
Phoenix AZ 85016
... more
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Tue Apr 10, 2012
JIMI SALLMEN answered:
0 votes 2 answers Share Flag
Tue Apr 10, 2012
George James answered:
Hi Tony,

That is such a subjective question. If you have children and are concerned about sex offenders, you can research this website, You can research the grade schools for their "grading", and there are a lot of websites for crime statistics.

I've seen areas of the valley that may have been considered a "bad" area go through some drastic revitalization, with the 101 completed, the Cardinals Stadiium, new restraurants opening and other infra structure coming into play. These things have huge impact on making an area desirable.

The "flippers" are still very active in going into neighborhoods and renovating homes bringing the value of the area up.

I suggest taking a look at the property, do some homework and make you own conclusion.

Let me know if I can be of any further help.

Johnese "George" James, Designated Broker
Cabrillas Realty Services
... more
0 votes 4 answers Share Flag
Fri Apr 6, 2012
George James answered:
This property is a "short sale" and has a contract on it. There is a good possibility that the seller would accept a back-up offer in the event the first buyer "walks."

Let me know if you would like to see the property or have listings of similar properties sent to you.

Johnese "George" James, GRI, ABR, CSSN
Designated Broker
Cabrillas Realty Services
... more
0 votes 1 answer Share Flag
Thu Oct 24, 2013
Doug McVinua answered:
In Arizona the quality of the Air conditioner is really whats important. The newer units and homes are more efficient and can cool the home for less cost than the old units.

Buying a home out of state: I would hire a great Realtor that has experience and you feel comfortable working with to represent you. ... more
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Thu Jan 1, 2015
Doug McVinua answered:
What house would you like information about?
0 votes 4 answers Share Flag
Fri Feb 17, 2012
Vicky Chrisner answered:
A spa? You can get a home with a yard and a spa in a nice area of Glendale for $80K? Maybe I will move to Glendale.
0 votes 4 answers Share Flag
Tue Mar 24, 2015
Alain Picard answered:
Yes you should be able to negotiate a lower rent cost.
0 votes 8 answers Share Flag
Wed Nov 20, 2013
Steffy Hristova answered:
There are some areas in Queen Creek, Buckeye, Maricopa (the City), and some parts of Anthem, where buying a home with a USDA loan may be possible (USDA "Rural" Housing Program allows 100% financing).
Please call me if any of those areas are cities where you'd like to live.
... more
0 votes 14 answers Share Flag
Mon Jan 23, 2012
Doug McVinua answered:

I have a general contractor friend that does a lot of small projects and would be willing to speak with you.

Lets communicate and find your solution. Why do you want to cover your pool? ... more
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Tue Jan 17, 2012
Nancy Cummings answered:
Sat Oct 12, 2013
Bill Parker, CPA* answered:
Hi Theresa:

If one has been in this business very long, then one specializes in challenging mortgages... :) :(

These days a good down payment does not mean much unless you are talking to a hard money lender, which I will assume for now you are not (12% interest rate plus 3-4 points). Just how bad is your credit? Have you had a mortgage credit report pulled to get an accurate idea (vs. any other source for a report!)? With "bad credit" your best choice may be a FHA loan, which requires little down, but allows for the lowest credit scores.

Give me a shout and we can discuss your specific situation, which is the only way you are going to get a correct, complete answer.
... more
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Tue Nov 29, 2011
Ron Thomas answered:
We call them Contingencies:
Meaning that Acceptance of the Deal is CONTINGENT upon the
We normally include all three is an Offer to protect our Clients: But they have to be written into the Offer before it is submitted for Acceptance by the Seller; they cannot be added later.

If the Appraisal came in too low, you may have to live with it; the Bank probably won't budge.
You may contest the Appraisal with the Bank, (you'd have to pay for another Appraisal which the Bank is not obligated to accept, [and may come in at about the same amount!]
You may accept everything and pay the difference,
Or you may walk-away (if you have the Appraisal Contingency).

Good luck and may God bless
... more
0 votes 5 answers Share Flag
Mon Nov 7, 2011
Laura Feghali answered:
Hello Jon,
If you are using a real estate agent then have him contact the owners and inquire about it. The owners will take the inquiry more seriously if an agent contacts them rather than just an interested party.

If a property has been on the market a long time and is not selling then sometimes the owners will consider renting particularly if they are highly motivated to move.

Good luck to you!

Laura Feghali
Prudential Connecticut Realty
... more
0 votes 2 answers Share Flag
Thu Oct 13, 2011
Chris Hutchinson answered:
In the state of Texas all leases are enforceable regardless of the transfer of property or even the death of a principle to the lease. So if you where in Texas it wouldn't matter if it was up for auction.

If I where you I would speak with either the Realtor that helped you sign the lease or make a quick call to an real estate attorney. Attoneys typically do not charge for a quick question like that and will answer you at no cost.

Good Luck


Chris Hutchinson
The Chris Hutchinson Team
The Michael Group
... more
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