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85064 : Real Estate Advice

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Activity 1,388
Thu Feb 7, 2013
Michelle Mozell 602 292-0753 answered:

This is why you need a Realtor®!

Call me anytime, if you are looking in northern California or central Arizona.

Always in your service,

Representing the wine industry.

Michelle Renée Mozell
PO Box 897
Bodega Bay, California 94923
602 292-0753 Cell
480 452-0640 eFax

Bergman Euro-National, Realtor®
DRE License 01879859
5850 Anderson Road
Forestville, California 95436
707 887-9822 Bergman Office
707 887-1211 Bergman Fax

HomeSmart, Associate Broker
20860 North Tatum Blvd.
Suite 140
Phoenix, Arizona 85050
480 443-7400 HS Office
480 664-4357 HS Fax

Please consider the environment before printing this e-mail.

Why Choose Michelle?


In Arizona, I am a Broker, not simply a Salesperson. I assure you, few agents provide the level of service and safety that I deliver.

Here, in California, I am a Salesperson with years of Broker experience in Arizona.

I do not suggest that other agents cannot deliver competent service; I am stating that few others can deliver in every phase of the transaction the level of understanding, devotion to selfless fiduciary care and effective and protective completion of service (whether this is a successful close of escrow or a safe cancellation of the contract) as I do.

Few agents understand the market as I do.

Few agents complete the upfront research as deliberately and protectively and comprehensively as I do.

Few agents uproot important information and documents from the listing agent as I can.

Few agents judge the offer position as I do.

Few agents understand the contract and its language as I do.

Few agents understand real estate law as I do.

Few agents understand real estate financing as I do.

Few agents understand the financial implications of a transaction as I do.

Few agents draft an accurate, effective and thoroughly protective purchase contract as I do.

Few agents understand the connectivity and power of the associated addenda as I do.

Few agents can rip though the Seller's counteroffers and addenda to protect their client from dangerous legal language as I do.

Few agents understand the language of the Inspection Report as I do.

Few agents suggest the level of associated services as I do: Lenders, inspectors, appraisers, termite/pest inspectors and contractors.

Few agents understand the mechanics of the Buyer's rights to cancellation as I do and few agents can protect their client from potential breach of contract as I do.

Few agents have the comparable oversight experience that I do.

And few agents oversee the entirety of the transaction to safely deliver every client to a successful completion, whether that be a successful close or safe termination, as I do.

Welcome Home!

Competence Breeds Confidence.

Choose Michelle Mozell.
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0 votes 10 answers Share Flag
Mon Feb 4, 2013
Holly Brink answered:
There are many questions I would ask- including... What is your specialty? What is your geographical area of focus? How long have you been in business? Do you have a support team? How many transactions have you completed? ... more
0 votes 8 answers Share Flag
Fri Feb 1, 2013
Depending on how you are going to purchase (cash, finance, etc) , what are you looking to do with the properties (fix n flip, rent and finance/carry back, rent and hold), depending on the volume...I would find two - three realtors who have the contacts with the bank REO departments and start your process.

I can highly recommend the following realtors in the metro Phoenix area to you for this.

Jennie Miller West USA Realty Phone: 480-382-9681
Troy Landrum - Canterbury Realty
Linda Booker ---Realty Executives
Richard Shelton--- ReMax
David Van Oman ---ReMax

They are all highly professional and can serve your needs.

I am a Mortgage Banker in metro Phoenix, AZ. I lend in both Arizona and California NOT Colorado but Pinnacle Capital Mortgage Corporation does have offices in Colorado and they will be pleased to help you.. If you or someone you know is looking for financing options, please feel free to contact me or pass along my information. 623-340-0934 Korene Clopine-Seaman NMLS # 218520 We are Direct Lenders, WE CLOSE LOANS!
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0 votes 3 answers Share Flag
Fri Feb 1, 2013
Anita Gregolynskyj answered:
You can call me for private money contacts. 602-405-6555
0 votes 7 answers Share Flag
Fri Feb 1, 2013
Stan Battersby answered:
If you have had problems in the past put it in the Sellers Property Disclosure.
If the finad out later that you were hiding somthing they could come back after you for not disclosing it.
I tel my sellers to disclose, disclose.
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0 votes 6 answers Share Flag
Thu Feb 21, 2013
Chris Boughton answered:
I believe the biggest factors in Phoenix's housing market recovery are:

The historically low interest rates
The returning short sale buyers
New buyers attracted to lower prices

Lenders willing to approve more loans
Federal legislation
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0 votes 10 answers Share Flag
Thu Feb 7, 2013
Bill Eckler answered:

The basics here are accurate....any really good offerings that come onto the market as "foreclosures" will go to contract very, very quickly. Thus, those buyers that are prepared to make a quick decision clearly have an advantage over others.

You agent is telling you to make a quick offer and then use an inspection as a "fail safe" to get out of the agreement in the event you don't like the home. If this results in a multiple offer situation, you may be asked to present your "highest and best" offer...on which the lender will make their buyer decision.

There is always great risk in buying anything "sight unseen!" From where I sit, seeing the property before making an offer, makes a whole lot of sense.

Good luck,

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0 votes 11 answers Share Flag
Fri Apr 4, 2014
Stephanie Weiss answered:
This is a forum for real estate agents, lenders, appraisers, property managers, etc., not real estate attorneys which is who you really need to speak to. Also, the information is vague at best and no one would be able to give you a concrete answer based on the information you have provided, even a real estate attorney.

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0 votes 10 answers Share Flag
Thu Mar 21, 2013
Ron Thomas answered:
The only thing I hate more than having the Laundry in the Garage; is having the Laudry in the Kitchen!
Imagine; that is the NORM in Europe.

Yes, it would worth the $$ and effort. Go for it! ... more
0 votes 12 answers Share Flag
Sun Jun 9, 2013
Chris Boughton answered:
Typically you should expect to pay fairly high HOA fees in Townhomes and Condos. This particular properties HOA covers the following:

Exterior Mnt of Unit; Roof Repair; Roof Replacement; Blanket Ins Policy; Garbage Collection; Front Yard Maint; Common Area Maint; Street Maint

If you would like more information for this properties HOA, you can call Casa Del Pueblo which is the agency that manages this property directly at 480-941-1077.

Hope this helps!

Chris Boughton
HomeSmart Biltmore
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0 votes 10 answers Share Flag
Wed Feb 27, 2013
Rachel Shanahan answered:
Glendale, Peoria, Litchfield Park, Avondale, Goodyear, Buckeye, Scottsdale, Tempe, Mesa,Gilbert, Chandler, Cave Creek, Anthem just to name a few.
0 votes 5 answers Share Flag
Tue Jan 22, 2013
June answered:
First of all Trulia, you will need to define "insufficient air conditioner".
0 votes 7 answers Share Flag
Tue Aug 18, 2015
Corneliu Olar answered:

Short Sale:

3 years if delinquent at the time of the short sale

No waiting period if current on all debt at the time of the short sale

(Borrowers are not eligible for a new FHA mortgage if they pursued a short sale agreement on his or her principal residence simply to take advantage of declining market condition to purchase at a reduced price a similar or superior property or if their short sale was on an FHA mortgage)

Bankruptcy: 2 years with reestablished credit

Chapter 7: 2 years with reestablished credit

Foreclosure: 3 years with reestablished credit
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0 votes 23 answers Share Flag
Fri Jan 18, 2013
BParker, CPA* answered:

As discussed in our emails, we have a lender which will lend to those with up to 20 financed properties. I have a message in to their representative, but people are out with the flu...Not to mention, there are not many calls for this particular product, so I want to make sure I get you the most up to date information on current terms and rates.

With the markets closed on Monday, due to the national holiday, it will be either Monday or Tuesday before I can get back to you.

Bill Parker, Loan Officer
AZ Lic# 09011570
NMLS #223607
CPA--Licensed, no longer practicing

GenCor Mortgage Inc.
15730 N. 83rd Way, Suite 103
Scottsdale, AZ 85260
(O) 480-525-8496, EXT 743; (M) 602-565-3646; (F) 480-436-5226

MISSION STATEMENT: To create an unbelievably enjoyable experience for my clients, while guiding them through the most important financial transactions of their personal lives. My clients know me as their Mortgage Lender for Life. I truly appreciate your referrals.

If you think it's expensive to hire a professional to do the job, wait until you hire an amateur.
Red Adair, Oil well firefighter
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0 votes 1 answer Share Flag
Fri Jan 18, 2013
Alain Picard answered:
I would look through your financing contract that you have with the sellers and see if there is some sort of penalty and for how much for not paying on time.
0 votes 10 answers Share Flag
Fri Jan 18, 2013
Jennie Miller PLLC answered:
I just responded to your previous question about this home.
0 votes 2 answers Share Flag
Tue Jan 29, 2013
Craig Frooninckx answered:
When I take a look at recently sold homes in the area for the past 6 months, they have been selling for around $100 to $150 per sq ft, this one is currently listed at $112 per sq ft so it is priced well for the market, now that remains are the condition of the property and title to add or subtract value. Since this is a large home it seems high. ... more
0 votes 10 answers Share Flag
Sun Jan 20, 2013
Brian Anderson answered:
Asking for less seller concessions, putting down more earnest money, and in the case of bank owned properties- using the bank that owns the property as your lender.
0 votes 13 answers Share Flag
Thu Jan 17, 2013
Doug McVinua answered:
Great question that would be best answered by an attorney that understands Arizona real estate and mortgage. The attorney may want to see the documents to get a complete understanding of your situation.

I would be glad to provide you with a couple of names if it would help you out.
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0 votes 6 answers Share Flag
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