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80206 : Real Estate Advice

  • All29
  • Local Info1
  • Home Buying13
  • Home Selling4
  • Market Conditions2

Activity 843
Tue Jun 11, 2013
Tony & Karen Hinkel answered:
It depends on your mortgage - look it over and see if there's a pre-payment penalty. If not, then you should be fine. As to why there might be one - lenders make money as long as you owe them money, not after you pay them back! ... more
0 votes 8 answers Share Flag
Sat Apr 5, 2014
Kasha Songer answered:
Tue Apr 30, 2013
Julie Reddington answered:
Hello
It is very difficult to give an exact amount. It is certainly true that all houses have a maximum limit, that to go beyond would be very to get your money back. Different people's tastes are different too - you could spend a small fortune on a kitchen to have the next Buyer not like the color.

The typical 'upgrades' buyers like to see are kitchens, bathrooms, appliances, granite, flooring, stair rails.

Whilst inventory is down, the chances are they could find a home that already has some of these 'upgrades', unless you find a fixer.

An agent will be able to guide you on the home, its neighborhoods, and suggestions as to what is needed. I tell my Buyer's to enjoy the house for you, not for your next Buyer. 5-10 years time could be a very different style.
... more
0 votes 16 answers Share Flag
Tue Apr 2, 2013
answered:
Hello. Our company is a Local Mortgage Banker and I might be able to help. My contact info is below.

Chad Bergman, CML
Sr. Mortgage Banker
Pinnacle Mortgage Group, Inc.
Direct 303-996-4899
Cell 303-875-2240
Efax 720-975-1154
www.MyDenverMortgage.com
cbergman@pinnacle-mortgage.com
NMLS #219251 CO LMB100018433
A+ Rating by the Better Business Bureau (BBB)
... more
0 votes 6 answers Share Flag
Fri Sep 27, 2013
answered:
Hi Nick,

We will allow borrowers with no credit scores and those who have a "thin" credit history to qualify for VA financing by manually underwriting the loan and using non-traditional credit references - such as rental history, utilities (gas, electricity, water, land-line telephone, cable TV), non payroll deducted insurance (medical, auto, life, renter), internet or cell phone services. 12 month history is needed and all payments must be made on time.

Dropping the AU accounts could hurt your score, as it may remove those accounts completely from your credit report and reduce the average age of your accounts (which plays a big factor in your credit score calculation)... so I wouldn't try that quite yet. Also, to generate a credit score without AU accounts you need 6 months of credit, so you may even lose your credit scores (become "no credit scores") for a short period of time.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans | 949-273-4161 direct
... more
0 votes 6 answers Share Flag
Sat Mar 23, 2013
Blue Sky Home Group answered:
Yes! It's really hard for lenders but I have one and he is great! You'll have to call or email me. I have closed a number of condos like this. 303.589.4591 jeff@bluesky-home.com ... more
0 votes 12 answers Share Flag
Mon Mar 25, 2013
Brenda Miller answered:
When buying a home with a septic system, it is always important to have the system inspected. If at all possible, find out what company has been servicing the system and then obtain the service records to make sure it has been properly serviced, this is especially important for an older system. ... more
0 votes 10 answers Share Flag
Wed Jan 28, 2015
Stacy Neir answered:
It's simply delicious! Seriously. I was concerned when I had my daughter that I shouldn't ever give her water from the tap but I did a lot of research on line and it says that Denver has some of the cleanest water in the nation. It's no surprise since we live in the Rocky Mountains, which is the source for some of the cleanest and refreshing water in the world! ... more
0 votes 18 answers Share Flag
Tue Nov 19, 2013
Blue Sky Home Group answered:
The home buying process can be long and stressful and right now its war in the market. Good properties are gone the same day they come on the market. So a good agent will know those properties and find you them either before they hit the market or immediately after. Our buyers services are free to the buyers and we get paid from the sellers. So why not use an agent. We get access to homes that you do not and our information is the most accurate. You really need an agent that knows the specific area well. I would be happy to show you why we are very good at our jobs. Good luck, fee free to call, email or check out our site. Free of charge and no pressure. 3035894591 jeff@bluesky-home.com www.bluesky-home.com ... more
0 votes 40 answers Share Flag
Fri Feb 22, 2013
Blue Sky Home Group answered:
That's an interesting question and I think it's different for everyone. Economically speaking I don't think it's smart to buy when interest rates are high and renting may be cheaper. It also may not be a good idea to buy when there is ton of inventory. That shows prices falling. The opposite could be true for a good time to buy. People have to buy though and they need to get into homes so emotion plays into it. You just have to think and get the right advice before you pull the trigger. Good luck hope that helps. Call or email me if you want to chat further. I love these questions. ... more
0 votes 14 answers Share Flag
Sat Feb 23, 2013
Kim Davis answered:
Call me... I will have two listings later this spring coming on the market in GVR. Buying is by far the smartest method in Denver. Rents are astronomical and mortgage payments with the still historical rates are very much in your favor. Let's talk.

Kim Davis
Broker/Owner
Re/Max of Cherry Creek Inc.
303.218.8373
FindYourSpace@me.com
www.FindingYourSpace.com
... more
0 votes 14 answers Share Flag
Fri Feb 22, 2013
Ryan Fagin answered:
The answer to your question is really contingent on the exact amount you need per month to be satisfied with the investment. Because it is sitting empty, you are taking a significantly larger hit than you would be if it were being rented for a portion below what you owe per month. This significantly large monthly hit, multiplied by the amount of months it has been empty may easily exceed the amount you owe on it. In this situation it would make more sense to consider selling out right. If you could hypothetically rent it, than you need to realize that if the tenant does agree to some lease to purchase option, it carries little to no legal weight. The situation gives the tenant an option to opt out very easily from buying the home.

ryanfagin@kwrealty.com
... more
0 votes 8 answers Share Flag
Thu Aug 1, 2013
Rodolfo Canon answered:
The Price per square foot of a bungalow under 1200 SqFt in Washington Park runs between $259 and $565, depending on the condition. There is wide variation in the price per square foot because it is an old neighborhood that has gone through many phases of remodeling and updating. When you are reading descriptions of the houses online and it says "remodeled", rest assured that can mean any number of things. I have a complete and detailed analysis of Washington Park done. I would be happy to send it to you. Please reply with an email directly to me and I'll send it.

Best,

Rodolfo Canon
... more
0 votes 10 answers Share Flag
Thu Feb 21, 2013
Nancy F Sharpe answered:
You should get legal and accounting advice from those professionals. This is not in the realm of what a Realtor should be advising. Good luck. Nancy F. Sharpe, Sharpe Associates LLC ... more
0 votes 5 answers Share Flag
Tue Feb 19, 2013
Sam Barnes answered:
There are a lot of great opportunities. Have you pin pointed the area you want to be in? Of course there is Downtown Denver, but there are several other locations that might be a great fit like the Highlands area in NW Denver, The art district off of Santa Fe just South of Downtown, Staplemton and others I would recommend exploring where you think your best opportunity lies and moving forward from there. I'm happy to help if interested please contact me directly. ... more
0 votes 7 answers Share Flag
Sat Feb 9, 2013
Nina Kuhl answered:
The first 15 days means that it is eligible for homeowner occupied. Investors (non-homeowner occupied) can bid after this first 15 day period. You can use your own financing but sometimes there are incentives to use a Homepath loan.

Nina Kuhl
Cherry Creek Properties LLC
c: 303-913-5858
... more
0 votes 9 answers Share Flag
Fri Feb 22, 2013
Sean Dougherty answered:
None that I know of. You will just need to work it out using your best guess. Best of luck
0 votes 4 answers Share Flag
Thu May 22, 2014
Patrick Murray answered:
Hi Tim,

You will have to wait 3 years until you can qualify to purchase another home. That is for FHA. Not 100% sure for conventional loan.
0 votes 17 answers Share Flag
Sun Feb 10, 2013
Ethan Besser answered:
Using a qualified real estate professional is your best bet!
0 votes 8 answers Share Flag
Tue Apr 16, 2013
John Juarez answered:
The owner/landlord can ask whatever rent that he wants for his property subject to possible rent control or other specific laws that control rents. Do you have to agree to the amount? Only if you want to live there. ... more
0 votes 6 answers Share Flag
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