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Home Buying in 79936 : Real Estate Advice

  • All22
  • Local Info0
  • Home Buying8
  • Home Selling0
  • Market Conditions0

Activity 116
Fri Mar 29, 2013
stephen webber answered:
Good Morning
Google Real Estate Titile Company, call one and ask for customer service. Happy Spring, Stephen
0 votes 3 answers Share Flag
Wed Mar 27, 2013
ellcraig answered:
Sat Apr 6, 2013
Chris Rojas answered:
Thu Mar 21, 2013
Sally Grenier answered:
Who are you contacting? The builder, the listing agent, or USDA?? If you are thinking about buying, you need to find a REALTOR to work for you as a Buyer's Agent. He/she can look into the homes that you're interested in, and assist you in finding a lender who handles USDA programs. ... more
0 votes 8 answers Share Flag
Mon Feb 25, 2013
Ron Thomas answered:
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

There is no FORM printed by anyone; there are just too many variables.
The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!

Good luck and May God bless
... more
0 votes 8 answers Share Flag
Sun Mar 3, 2013
Maria De La Vega answered:
You can go to El Paso Central Appraisal website and it will let you know the information you need.
0 votes 2 answers Share Flag
Fri Feb 15, 2013
christopher park answered:
as long as your contract is valid, the builder cannot have multiple deals on the same property active simultaneously. they CAN have BACK UP offers, but those dont have the chance to become official, unless your deal/contract cannot complete as agreed upon by either party. ... more
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Tue Feb 19, 2013
Rick Snow answered:
Prices are based on supply and demand and what consumers are willing to pay in a given market. What a city has or doesn't have certainly plays a part in the overall market and economy of the city, but if prices are lower in the other cities you mentioned it's because there is excess inventory or fewer buyers which causes people to lower their prices. If you are looking for a good deal try the search link below and good luck in your search. ... more
0 votes 3 answers Share Flag
Mon Jan 21, 2013
Ria Warner answered:
You can view all the homes available through a Realtor (foreclosures included) in El Paso on my website If there is something specific you are looking for I can also do a search for you and send you properties that match your criteria. ... more
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Wed Jan 23, 2013
Chris Rojas answered:
I can talk to the listing agent for you. What were you looking for? Send me an email with the items you want in a home. Bedrooms sqft Etc.. Chrisrojas@sellersbuyers com
0 votes 4 answers Share Flag
Thu Jan 10, 2013
Joann Garcia answered:
For comparables you would contact a realtor. A professional as myself would compare other lots in the area to see what your listing price per square foot would be. You could also get an appraisal on the land, which will give you a more accurate price per square foot. Contact me so I can start getting this information for you.

Your realtor,
Joann Garcia
915-626-6169 call or text me
... more
0 votes 3 answers Share Flag
Wed Jan 9, 2013
Dan Tabit answered:
Landlords each have their own criteria for what they consider is acceptable credit. Some will see a low credit score and reject you out of hand. Others will look at your recent history of renting (get references) and a letter you should prepare explaining your circumstances, why your credit was damaged and what you've done since then to resolve it and give you fair consideration.
If you have a difficult time, consider offering a larger damage deposit or a few months rent up front.
... more
0 votes 5 answers Share Flag
Wed Jan 9, 2013
Jose E Garza answered:
Yes you can, although deed will be under both names,
Also, the proceeds on the selling of your existing home could help both to pay debt and probably increase credit scores.
0 votes 7 answers Share Flag
Wed Dec 19, 2012
Apply with a loan officer that does these loans.
I would bet that Horizon would be good for the USDA loan going forward.

Tom Burris
Mortgage Banker
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration =>
... more
0 votes 3 answers Share Flag
Tue Dec 11, 2012
Ron Thomas answered:
Are you sure you want to do that, for the sake of the yard?
It sounds like you have a great, low mortgage; do you want to increase it?
How's the rest of the house? Do you hate it?
Is it just time to move-on, find something new?

Good luck and may God bless
... more
0 votes 4 answers Share Flag
Mon Jun 24, 2013
Xochitl Valero answered:
Hi Samantha,

We welcome you to El Paso! About your question, I first need to know if you are looking to rent or looking to buy. If you are looking to buy I recommend you start looking for a realtor about three months before your arrival. In my experience it takes about a month of viewing homes to find the right home for you; then after a contract is negotiated on the a house you love, it takes from four to six weeks to get all your financing in order and close and fund on your new house. It is also highly recommended that you try to get a preapproval before you start house hunting; you may go to your bank or ask a realtor like myself to recommend a good mortgage company.

Hope this helps and good luck!
Xochitl Valero
... more
0 votes 5 answers Share Flag
Mon Dec 3, 2012
Jorge Reyes answered:
Hello ; from the parameters you described, the approximate monthly payment would be $1,633.00. Obviously, an important determining factor will be the property taxes in this specific subdivision & Home Insurance.

Feel free to contact me with any other questions.

... more
0 votes 10 answers Share Flag
Thu Feb 14, 2013
Ron Thomas answered:
Can you receive $$ from claims made before you owned the house, NO!
Can you be denied insurance, YES, and Insurance Company can deny you coverage, they have that right. Would it be because of previous claims, YES, it could.
If there was a perpetual problem with pipes bursting, they will want some assurance that the problem has been fixed. Insurance Companies do not like to pay for pre-existing conditions.

Are you trying to get an Insurance Company to pay for up-grading your house?
It doesn't work that way.
... more
0 votes 1 answer Share Flag
Thu Dec 20, 2012
Hi Melissa,

Thank you for your service.

I would love the opportunity to help you with your VA mortgage.

Did you know that even if you used your VA entitlement to buy a home in NY, you may still have enough entitlement left to buy using a VA mortgage in Texas? That's right, you can have 2 VA mortgages out at one time! Another great thing about VA is, let's say you need to retain your home in NY and rent it out, the VA guidelines will allow you to count the rental income to offset the existing mortgage payment making it easier to qualify for your new home.

Please feel free to contact me for more information or help. You can also find info on my VA Mortgage website by clicking the link below.

Take a look at my recommendations here on Trulia from some of past VA clients.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
... more
0 votes 8 answers Share Flag
Wed Aug 10, 2016
Ron Thomas answered:
The best answer would be;
GOOGLE; "mortgage calculator"
you will find many:
Insert different senarios and you can see the results,
Change one variable and see the difference it makes,
have fun.
... more
0 votes 8 answers Share Flag
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