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79924 : Real Estate Advice

  • All14
  • Local Info0
  • Home Buying9
  • Home Selling2
  • Market Conditions0

Activity 201
Sat Aug 25, 2012
Michael Bray answered:
Yes. Call me for details. The program is currently sold out. There are usually a few contracts that fall out which gives you an opening. They will be announcing a new program in the next few days. You want to be positioned to take advantage because we expect the new program to sell out quickly. I can be reached anytime, on my mobile @ (915) 549-1770. ... more
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Thu Aug 30, 2012
Jeanette Lozano answered:
Appraisals can compare the "subject property" against several "comparables" in the neighborhood. Depending on how long the time span between the seller's and buyer's appraisals were done can affect the "value". There are various ways to calculate the value of the property-the most popular being 'cost approach'. So if the seller has an appraisal done and there are 3 comps in the last six months, the resulting value is "____". Then if a buyer comes along to purchase a 6 month old listing and there are now 9 comparables in the last 6 months the value can and will change. It depends on the neighborhood. Some neighborhoods hold value pretty well, they have less 'distressed sales' like foreclosures so the variance will be minimal. Or you can be in a neighborhood that has more distressed sales or new construction close by and the variance in the appraisal prices are greater. Like the expression goes: "Real Estate is local" and can vary neighborhood to neighborhood. Please let me know if I can help you further. ... more
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Thu Aug 2, 2012
Mike Ponting answered:
It will be easier to rent than to buy. When a landlord has your credit checked, they are looking to see if you pay your bills on time. In addition you have to ask yourself if you are living within your income. Too much in credit card debt will bring your credit score down along with not paying your bills on time. ... more
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Wed Dec 12, 2012
The Kothe Team answered:
You will need to meet with a banker. You can go to your local bank to discuss your options. You also might talk to co-workers and family to see if they have a contact for a mortgage broker they would recommend. It is important to start there so you can determine amount you will be approved for. ... more
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Sun Jul 29, 2012
Rick Snow answered:
There really isn't a public data base for that information. An owner is obligated to tell you if there was a violent death or a death related to the condition of the property but that's pretty much it. If you have a question or a concern go ahead and ask the landlord. If for nothing else but your piece of mind. ... more
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Wed Jul 4, 2012
Cynthia Morris answered:
Howdy Bridgette. Without talking to your brother I can say yes or not. But there are tremendous programs and they vary according to income, number of members in the household. These programs make home ownership a reality and give monies towards having more house than they every dreamed.

Cynthia Ann Morris,
CNE, CRS ,CSP,ePRO, GRI, TAHS,Texas Property Tax Arbitrator,Certified Real Estate Instructor
Sales, Property Management and Investing First Time Home Buyer Specialist
Short Sales and Foreclosure WE BUY HOMES
Broker-Owner Serving you and all of El Paso County.
Phone 915 471 4300 Fax 915 855 4609
email Website
I want to be the only REALTOR ® you will ever need
Technology will NEVER replace real estate professionals, but real estate professionals with technology WILL
... more
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Wed Aug 7, 2013
Chris Rojas answered:
America's estates? That is a prime area to live. If your talking about Americas area school boundaries then as well nice area to live. People are always looking to live there. Close to everything. Give me a call lets talk about your goals 443-3598 chris Rojas realtor. ... more
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Wed Apr 18, 2012
Rick Snow answered:
If the property is still available and you are willing to offer more, give it a shot. The other option would be to continue your search for another property. You can view all the listings from our MLS on my website at

Good luck and happy hunting.
... more
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Wed Apr 11, 2012
Anna M Brocco answered:
See links below; also consider a visit to the school(s) of interest and see all firsthand...
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Fri Mar 16, 2012
Tim Moore answered:
It is a good thing, it means the bank has accepted your offered amount and now it is moving forward. You still have some time before they are ready to close but they are now reviewing the offer. Now to see if they come up with any road blocks that need to be dealt with. ... more
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Tue Mar 13, 2012
Dallas Texas answered:
No matter what it will effect your credit ALL parties if the mortgage is not paid on time .

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
972-699-9111 ... more
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Mon Mar 12, 2012
Cynthia Morris answered:
Howdy Shaunfetzer
What a question and since you did not give an address let me share a little bit about El Paso. Basically there is the Northeast Side, The West Side and the Eastside. Major transportation is I-10, US 54, and Loop 375 of which all intersect the post one way or another. Ft Bliss and Biggs is a huge latest of everything post and has many gates. So where you live and which gate you use will determine the time to get to work. Overall you can get almost anywhere in El Paso in 25 minutes and many rentals in El Paso ar 6 to 8 minutes from the gate. So did I answer you question or can I be of further assistance. I would appreciate a thumbs up for this answer if it helped you. Welcome to El Paso and thank you very much for serving our Country! ... more
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Fri Mar 9, 2012
Anna Cosgrove answered:
The first answer is correct, we cannot predict the future and there is no guarantee that properties will appreciate in the next 5 years, although the market trends are looking that way. What I can say as an investor in real estate is that you make money when you buy not when you sell. Interest rates are at an all time low, and prices are low. Buying right now will give you the best chances to ride appreciation over the next 10yrs. While I can't specify any certain areas that will have the most appreciation, areas that have appeal and that are located close to schools, parks, shopping etc, things people need on a daily basis will appreciate in value over time. Please contact me if you would like to talk about this further. Thank you ... more
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Thu Jun 7, 2012
Angela Ochoa answered:
Having an agent who listens is the best part of a good real estate agent. Your agent needs to understand a clear picture of what style of home you are looking for as well as the lifestyle you want to live in that community. These are a few questions I ask my clients when they are searching for a home:

Where do you work?
Are your children used to a "Summer's Off" School or a "Year-Round" School?
Is it more important to be close to your work or something else for living?
Do you mind commuting to get to work and how much time is acceptable for communting?
Do you have any hobbies or special interests that you want to be close to with your new home?
What do you like to do on the weekends or with your spare time?
How close do you want your new home to be to that activity?
Do you need any special rooms or areas in the home for your family? (Ex: Large Backyard, Pool, Walk to a park, etc.)

Addtionally, I ask my clients to describe their ideal home to me. I ask them to include all of the pieces of the home they would like to fit in the house. Then I ask them which of those items are neccessary and which items are optional. This gives me a good idea of the style of home to start looking for for my clients.

I am not only finding you a new home to live in, but I am also finding a new community that would be suit your lifestyle and interests. The perfect house is not perfect if it miles away from what you love to do, unless you are willing to drive. And in the end, you are going to live there, not me, so you need to be happy to 'Hang Your Hat' in that new home.

You also want an agent who is completely versed handling problems that may come up with purchasing a home. Most of the time if there is a problem with the real estate transaction, your agent takes care of it before the client even knows it's there. Having an experienced and professional agent can make a huge difference with handling problems, should they come up. Your agent's ability to help remedy issues can make the difference between a wonderful home purchase and a stressful home purchase.

Thank you,
Angela Ochoa
... more
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Tue Mar 6, 2012
Trulia asked:
What are some things to be aware of? What are some tips when negotiating a lease?
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Mon Mar 5, 2012
Cynthia Morris answered:
Howdy San Francisco
Short Sales are awesome but require patience. I am a certified Short Sale Professional and even teach short sales. A short sale basically is a sale of a property for less than is owed. Shorting the mortgage company. The bank actually saves with short sales as they do not have to pay all the foreclsoures costs so it is frequently a better deal than and out and out foreclosure. The process from the offer differs from offers in that it is a process and the bank has stringent guidelines in accepting the offer, so it can be a 60 day or so closing. I am finding the banks are more responsive these days, and the biggest opportunity is collecting and uploading all the document. Banks are also more responsive to offers msiSo if you find this answer helpful check the most highest rated please ... more
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Mon Mar 5, 2012
Ramon Jaimes answered:
Make sure to have a realtor representing you, if you call the agent
On a house you like, most likely this agent will represent the seller also. Make sure you have an agent to represent your interest and only your interest not the interest of the seller ... more
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Wed Nov 28, 2012
Luca answered:
I forgot.....we have asbestos shingle.....that has fallen off the house and into our driveway! We calculated it'll take about 25-30,000 to fix her up. (without any major structural issues) ... more
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Sat Mar 3, 2012
Michael Bray answered:
Depends on your financing - VA & FHA restrict what a Buyer may pay. Otherwise you can negotiate anything you want with the Seller. Seller may not see the wisdom of helping you with your costs - you need an experienced negotiator on your side. Contact me for more specific answers.

Michael Bray
(915) 549-1770
... more
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