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79924 : Real Estate Advice

  • All14
  • Local Info0
  • Home Buying9
  • Home Selling2
  • Market Conditions0

Activity 201
Tue Dec 11, 2012
Ron Thomas answered:
Are you sure you want to do that, for the sake of the yard?
It sounds like you have a great, low mortgage; do you want to increase it?
How's the rest of the house? Do you hate it?
Is it just time to move-on, find something new?

Good luck and may God bless
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0 votes 4 answers Share Flag
Mon Jun 24, 2013
Xochitl Valero answered:
Hi Samantha,

We welcome you to El Paso! About your question, I first need to know if you are looking to rent or looking to buy. If you are looking to buy I recommend you start looking for a realtor about three months before your arrival. In my experience it takes about a month of viewing homes to find the right home for you; then after a contract is negotiated on the a house you love, it takes from four to six weeks to get all your financing in order and close and fund on your new house. It is also highly recommended that you try to get a preapproval before you start house hunting; you may go to your bank or ask a realtor like myself to recommend a good mortgage company.

Hope this helps and good luck!
Xochitl Valero
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0 votes 5 answers Share Flag
Thu Dec 6, 2012
Rick Snow answered:
Signage is key. There are probably just as many people out and about on Saturday as Sunday. Make sure you put signs out that can be followed from any route. Keep the sign ordinace in mind that prohibits signs in the medians and places restrictions on the type of sign and the hours it is out.

Best of luck to you.

Rick Snow
First Choice Realty
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0 votes 5 answers Share Flag
Mon Dec 3, 2012
Jorge Reyes answered:
Hello ; from the parameters you described, the approximate monthly payment would be $1,633.00. Obviously, an important determining factor will be the property taxes in this specific subdivision & Home Insurance.

Feel free to contact me with any other questions.

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0 votes 10 answers Share Flag
Thu Feb 14, 2013
Ron Thomas answered:
Can you receive $$ from claims made before you owned the house, NO!
Can you be denied insurance, YES, and Insurance Company can deny you coverage, they have that right. Would it be because of previous claims, YES, it could.
If there was a perpetual problem with pipes bursting, they will want some assurance that the problem has been fixed. Insurance Companies do not like to pay for pre-existing conditions.

Are you trying to get an Insurance Company to pay for up-grading your house?
It doesn't work that way.
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0 votes 1 answer Share Flag
Thu Dec 20, 2012
Hi Melissa,

Thank you for your service.

I would love the opportunity to help you with your VA mortgage.

Did you know that even if you used your VA entitlement to buy a home in NY, you may still have enough entitlement left to buy using a VA mortgage in Texas? That's right, you can have 2 VA mortgages out at one time! Another great thing about VA is, let's say you need to retain your home in NY and rent it out, the VA guidelines will allow you to count the rental income to offset the existing mortgage payment making it easier to qualify for your new home.

Please feel free to contact me for more information or help. You can also find info on my VA Mortgage website by clicking the link below.

Take a look at my recommendations here on Trulia from some of past VA clients.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
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0 votes 8 answers Share Flag
Wed Aug 10, 2016
Ron Thomas answered:
The best answer would be;
GOOGLE; "mortgage calculator"
you will find many:
Insert different senarios and you can see the results,
Change one variable and see the difference it makes,
have fun.
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0 votes 8 answers Share Flag
Sun Mar 3, 2013
SH answered:
Ivan, I work with this lender she is awesome to work with and will always answer any questions that your clients my have. Her name is Evelyn Bonilla 469.939.3913
0 votes 6 answers Share Flag
Thu Dec 10, 2015
Debra Truelove answered:
Good Evening,

I've been working with USDA loans for many years and this is the first that I've heard about the program ending. I would recommend that you check with your lender and also check the included link below for any information of programs ending in your area.

Feel free to contact me if you need any further information or have questions regarding locating a great lender in your area.


Debra L. Truelove
Team Truelove Inc., President
253-678-2225 cell
253-565-7939 fax

"Giving Clients TRUE Professionalism & Service They LOVE!"

Coldwell Banker Bain
3560 Bridgeport Way West
Suite 2-C
University Place, WA 98466
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0 votes 7 answers Share Flag
Mon Nov 12, 2012
Maria Hernandez answered:
My name is Maria Hernandez and I can refer someone in El Paso.. Please feel free t contact me at 214-335-8593. Thank you
0 votes 3 answers Share Flag
Thu Nov 29, 2012
Cynthia Morris answered:
Howdy and Good Morning Cordova
Absolutely and assuredly there are programs for first time home buyers, FREE credit fix and so many can sing of the easy results. So email me or give me a call and lets get you started and see what you need to do. You have taken the biggest step, the first to being a home owner.

Cynthia Ann Morris,
CNE, CRS ,CSP,ePRO, GRI, TAHS,Texas Property Tax Arbitrator,Certified Real Estate Instructor
Sales, Property Management and Investing First Time Home Buyer Specialist
Short Sales and Foreclosure WE BUY HOMES
Broker-Owner Serving you and all of El Paso County.
Phone 915 471 4300 Fax 915 855 4609
email Website
I want to be the only REALTOR ® you will ever need
Technology will NEVER replace real estate professionals, but real estate professionals with technology WILL
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0 votes 7 answers Share Flag
Mon Nov 12, 2012
Chris Rojas answered:
Hi give me a call I help out with credit and I'm a realtor 443-3598 :) chris rojas
0 votes 3 answers Share Flag
Wed Oct 24, 2012
Rick Snow answered:
many agents don't work with renters because there's no money in it. What are you looking for?
0 votes 3 answers Share Flag
Sat Oct 20, 2012
Michael Bray answered:
We have 3 similar programs, each with slightly different criteria and benefits. I'll be glad to discuss them with you to see if any of these will fit.

Email me at or call me at (915) 549-1770.

Michael Bray
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0 votes 1 answer Share Flag
Tue Oct 16, 2012
ninikiss_31 asked:
This question was asked from this property:
0 votes 0 Answers Share Flag
Thu Nov 1, 2012
Joann Garcia answered:
I would love to answer your question. Can you please provide me with the rental address.
0 votes 3 answers Share Flag
Fri Oct 12, 2012
Edith Karoline Jasser answered:
Oh my, here is my advice, Please connect with a Realtor in El Paso who knows the rental market.
He or she will be able to find you a rental in your price range with 2 beds and 2 baths, or may be
2 beds and 1 1/2 baths, but do not do this on your own, you need a local Realtor to assist you...
Also remember that not all rentals are alike, some no pets, some include everything in the rent, and
some very little..... and there are always association rules, sometimes move in and move out fees....

Work with an experienced rental agent..... One so he or she can be committed to YOU....

Sincerely yours,
Edith YourRealtor4Life & Chicago and Northern Illinois Expert

Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike....
And always with a SMILE 
Covering for @Properties the city of Chicago, all N and NW suburbs, the fine homes on the
North Shore, and many of the W and SW suburbs, and with her trusted Partner Agents all of
the US and worldwide properties. Edith speaks French, German, some Spanish and other.....
@Properties, 30 Green Bay Rd, Winnetka, Illinois 60093 ---- or Check out my website at htttp://
get to know me better and learn about my experience, expertise, services available and letters of recommendation of former clients..... Also you can sign up on my site to search for properties in my expanded service area. HAVE THE MOST WONDERFUL DAY :)
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0 votes 4 answers Share Flag
Fri Sep 14, 2012
Ron Thomas answered:
A Swamp Cooler is a Poor-Man's Air Conditioner:
If you drive around and see a big louvered box sitting on people's roof; that's a Swamp Cooler.
I uses a mist of water to cool the air that is being blown into the house.
It is better than nothing.
It was installed in a lot of houses in the 60's and there are still a lot of them, because people cannot afford to replace them with A/C units. (All the ducting would have to be re-done too.

With the new, energy efficient A/C units, the difference is probably very little, but the results are world's-apart.
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0 votes 3 answers Share Flag
Thu Oct 18, 2012
Guy Gimenez answered:
No way to know for's all just speculation. One reason may be because she has another offer in hand that where she can get both sides of the transaction, but that offer is slightly lower than your offer. If you lower your offer, the listing agent can the make the dual sided transaction her backup offer and bump you completely out the deal.

This is very suspicious behavior. In the past when I'm purchasing a property for my personal portfolio and something is looking this strange, I've just contacted the seller directly to get it ironed out. I've often found the seller was completely in the dark about their agent's behavior.
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0 votes 11 answers Share Flag
Thu Sep 13, 2012
I suggest you contact your insurance agent for a quote.
Barbara Coker
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas
0 votes 2 answers Share Flag
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