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Home Buying in 78258 : Real Estate Advice

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  • Home Buying10
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Activity 441
Thu Aug 16, 2012
Chris Hutchinson answered:
You need to get with a mortgage broker. They way you are looking at it is knew cart before horse. It is the loan terms that dictate payment and your qualifications that determine how much loan you will get.

What we tell you may change when you try to get the mortgage for that house. Real Estate starts with the financing first truth be told.


Chris Hutchinson
REALTOR
Chris Hutchinson Real Estate
The Michael Group
972.809.0607
www.chrishutchinsonrealestate.com
... more
0 votes 10 answers Share Flag
Tue Aug 14, 2012
Dallas Texas answered:
Your question is not clear ... "do you work wit that program" ... ? Define who ?

FYI with any family credit issues they require lenders approval of at least 625 + credit score , and all other particulars for mortgage approved.

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
972-699-9111
http://www.lynn911.com

Follow me on Facebook
www.facebook.com/lynn911dallas
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0 votes 2 answers Share Flag
Tue Aug 7, 2012
Louann Hawkins answered:
It is possible for an FHA with 5% down if your closer to 600 range. I have a great lender you can speak with that will help you get all the answers you are looking for. Call me and lets see if there is a way to help you. ... more
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Sun Aug 5, 2012
Shelley Hughes-Spradling answered:
Yes this is very possible. You can cal me at 239-246-0277 and I would be happy to work with you.
0 votes 14 answers Share Flag
Wed Aug 1, 2012
Dallas Texas answered:
You need determine if you can obtain financing to build then contact contractors who can work within lender approved amount

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
972-699-9111
http://www.lynn911.com

Follow me on Facebook
www.facebook.com/lynn911dallas
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0 votes 4 answers Share Flag
Wed Aug 1, 2012
Tommy Burris answered:
Contact the title company that closed your loan. Maybe they can help?!?!?!

This is a mistake. Buyer will pay the taxes.



Tom Burris
Mortgage Banker
DallasLoanGuy.com
(214) 763-4629 cell/text/nights/weekends(Really!!)
tomburris@dallasloanguy.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
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0 votes 9 answers Share Flag
Tue Jul 31, 2012
Tim Moore answered:
Step #1 is always the same = speak to a lender to see if you can get a loan and for how much.

Step #2 is to speak to a Realtor and see what is available based on what you found out in step #1. ... more
0 votes 7 answers Share Flag
Tue Jul 31, 2012
Brenda Mullen answered:
Hi Andwalt,

I would probably wait at around 6 months beforehand to start the initial search. A year out is a little premature given that the homes that you find right now, will most likely not be available by the time you get here.

Additionally, depending on what type of loan you are getting for the home, most lenders can qualify you better the closer you get to being here.

Are you military? I only ask, because many of my military clients know they are heading here about this far out.

Anyway, I would be glad to start working with you if you like. Again, though, it's probably a bit early in the game to start a serious home search. Contact me if you like :)! In the meantime, feel free to browse my website for homes :)!

Brenda Mullen
Realtor®, ABR, ePro
RE/MAX Access
210-807-0819
brenda.mullen@sbcglobal.net
... more
0 votes 9 answers Share Flag
Wed Aug 1, 2012
Karen Watson answered:
Nonsense! I get people in homes with 600 credit scores all the time. Make sure you keep your credit above 600 and your good to go! Call me and I can give you more information about getting qualified . Also, when are you moving and where from? I think you will find that the cost of living in San Antonio is low compared to other cities you can get a great home here for much less than other states. I look forward to hearing from you.

Karen Watson, Realtor
Exit I-10 Realty

210-428-1042
... more
0 votes 12 answers Share Flag
Mon Apr 11, 2016
Dallas Texas answered:
Va loan's due have some restrictions Best contact a mortgage broker who can review the entire file determine what you can or can't do .

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
972-699-9111
http://www.lynn911.com

Follow me on Facebook
www.facebook.com/lynn911dallas
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0 votes 13 answers Share Flag
Sat Jul 28, 2012
Dan Balcar answered:
There are nice older neighborhoods and several newer ones to choose from. If you want a "neighborhood" with mature trees and not a sparse "subdivision," look in the area south of Huebner or south of Wurzbach. Newer subdivisions are going to be in the area west of IH10 and north of Huebner. ... more
0 votes 5 answers Share Flag
Sun Jul 29, 2012
Gregory Touchstone answered:
Yes, many builders in the area have such programs. Clients with this situation are usually living in the surrounding areas typically, but you should be able to qualify.

In the contract to buy a new home here, they would put in a caveat (a condition) that you will proceed to purchase a home based on the sale of your home in Round Rock. This usually applies on 'To Be Built" homes and not the ones already begun. Since there is no way to determine exactly when your home will sell, it would not be in the best financial interest for the Builder to hold a specific existing one for you.

I closed on a home last October for my clients from Seattle, who picked out their floor plan and lot and put a deposit down. They had the same stipulation that you are in need of. Construction for their home began once the Builder had a copy of the Executed contract and the "option' period had been passed.

Where there is a will... There is a way.
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0 votes 2 answers Share Flag
Fri Jul 20, 2012
Darrell D. Drouillard answered:
Debra,

It has to do with the age of the subdivision. Canyon Crossing is just one of those areas where most of the subdivision was built during the height of the housing market (2006-2009). This means most people that bought in this area paid top dollar for their homes, since most homes capped out between that time.

People that wanted to move later could not because the value of their homes in 2011 to present was less than they paid and usually less than they owed. Couple this with the shift in the economy over the last few years and the subdivision was just built at the wrong time for anyone that wanted/needed to move or anyone that had their employment affected by the economy. Many homes were lost to foreclosure in this subdivision and even several of the active listings currently on the market now are short sales.


Darrell D. Drouillard
Home Team of America
16719 Huebner Rd., Bldg 4
San Antonio, Texas 78248
210-373-6160
210-881-6760 (Fax)

www.dddrealtor.com

'Serving all Your Real Estate Needs'
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0 votes 2 answers Share Flag
Sat Oct 19, 2013
Carol Woodward/Darline Hoffman answered:
You only have to show its paid.off to lender, who's your lender?
0 votes 5 answers Share Flag
Sat Jul 28, 2012
Darrell D. Drouillard answered:
Denise,

There are no 4 bedroom rentals in Castle Hills and only 1 three bedroom rental. Here ia a link to the 3 bedroom in Castle Hills:

http://saborw.connectmls.com/listings.jsp?dcid=C500CA9D45A40887E040020A33012DD3 ... more
0 votes 3 answers Share Flag
Sun Jul 22, 2012
Jason Campbell answered:
This must be going around!!! I have had 2 clients that attempted to build homes with a builder I shall not name right now... but I want to oh so bad!!!

In both cases... we grabbed the money, and went out and found a better deal with another builder on an inventory home... I am used to negotiating pretty hard with builders, so long story short, both situations turned out for the best...

Now... the builder's contracts allow for them to get out of a contract on their end in a lot of ways... I would review that builder's contract to see what it says...

If you are not able to give them the time they need to complete the construction, or the builder is unable to finish the home at this time... You really are better off taking every cent of your cash back, and going out and buying a builder inventory home and beating that builder to death on price... You will always get a better deal on an inventory home than you will get on a new build... no exceptions... :)

I can and will help you get a MUCH better deal than you can get on your own, and I'll explain why if you call or e-mail... If that is an option...

If not.. all you can really do is get on the horn with the sales manager, and seeing what you can work out...

Jason C Campbell
Option One Real Estate
210-389-5266
.
www.SAHomeExpert.com
... more
0 votes 5 answers Share Flag
Sat Jul 14, 2012
Darrell D. Drouillard answered:
Which home are you referring to? You did not include a link.
0 votes 7 answers Share Flag
Sun Jul 8, 2012
maegan olguin answered:
Sabrina,

If you would like some help negotiating, I'm more than happy to help. I'd need a little more info, but from what you said I don't see why you couldn't ask for a different price.

Email me do I can get a better idea for you. Look forward to talking to you!

Maegan Olguin
JBGoodwin Realtors

Maegan-olguin@jbgoodwin.com
... more
0 votes 15 answers Share Flag
Tue Jul 3, 2012
Jason Campbell answered:
I would start reserching what is out there at your price range and area now... just to give you an idea of what is out there and where you might want to focus your search.

Obviously, any homes you look at now will be long gone by next year... but its not bad info to have...

I would get pretty serious about 60 days before you get here... homes during the summer tend to sell like hotcakes in San Antonio...

You will want to get your loan pre-approved before you actually start looking, so that if one of them really grabs you, you will be ready to pull the trigger.

You can do a homesearch and get automatic updates by going here:

www.ViewTopSanAntonioHomes.com

I can also send you homes that will fit what you are looking for, so you can start getting a feel for it.. I just need to know what you are looking for...

E-mail, call, or text when ready :)

Jason C Campbell
Jason@SAHomeExpert.com
210-389-5266
.
www.SAHomeExpert.com
... more
0 votes 7 answers Share Flag
Sat Oct 12, 2013
Bruce Lynn answered:
You wil want to look back at your documents to check. It is outlined in your mortgage agreement and deed of trust. There are some notice times that need to be followed. I believe they need to give you about 40 days before foreclosure and probably 10 days after that or so if they have to evict.

What I normally see is about a year, but sometimes it happens faster.

CALL the mortgage company NOW. Don't wait. You need to get a game plan together. The faster you act and act in a positive way the better it typically is for you. Don't wait for them to react.

I'm sorry to hear about your circumstances, but perhaps there are some things you can do.
Can you rent your house and move to a cheaper place?
Can you rent a bedroom or two for extra income?
Can you sell your home to a relative?
Can you sell your home and rent someplace cheaper?
How fast can you get back to work?
Is your wife able to work yet?


You need to be in emergency mode figuring out how you can catch up or liquidate the home and asking the mortgage company also for advise or alternatives.
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