Although our economy here in the area is doing well as compared to the rest of the States, the lending situation is affecting us now and will continue to do so for quite a while, in my opinion. Basically, there is no money to lend for businesses to grow. Businesses are ready to grow but unless they have the cash they cannot move forward. Even the most educated economists in our country have differing opinions on when this particular situation will change. I will continue to research and post any new develpments in the area.