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76049 : Real Estate Advice

  • All8
  • Local Info1
  • Home Buying2
  • Home Selling1
  • Market Conditions0

Activity 26
Sun Aug 4, 2013
Dewayne Franklin answered:
Hi! luckybadger 911;
This depends on the property? There are properties with & without basements. Some having slab foundations? Some properties with Pier & Beam? A lot of the older properties & some new ones have
cellars/storm shelters?

Trustar Real Estate
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0 votes 5 answers Share Flag
Fri Dec 13, 2013
Leigh York answered:
Hi Lacy.

Rent to own is very hard to come by in Texas. Our legislature changed the rules for it a few years back with the purpose of discouraging it. It is very dangerous for the tenant/buyer. Imagine that you are making payments to the owner but they are not making their payments. You've lost your money. It can be done legally but, by law, requires an attorney to handle the transaction and paperwork.

Seller financing is an option if the seller does not owe on the property.

Have you spoken with a lender? You may be able to qualify for a mortgage loan. If so, it is much less expensive for you than rent-to-own or seller finance.

Good luck!
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Sat Sep 15, 2012
Leigh York answered:
We're in tornado alley. So, yes, it happens. However, no more so than anywhere else and we've not had substantial tornado damanage in years. We've not had any hurricanes, floods, earthquakes or tsunami's so I guess you just have to weigh what's important to you. Granbury is a beautiful and friendly place to live with great schools and lots of family friendly activities. I hope this has helped you. I may not have understood the question. ... more
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Wed Jul 15, 2015
Ellen Lane answered:
I searched all properties in Pecan within your price range and only two came up, one that has "wide doorways" and another that has "hand rails". None specified meeting ADA specifications. If you think you would like to see these or if there is something else I can help you with, please call me at 817-991-1128. Ellen Lane, DFW Home Properties ... more
0 votes 6 answers Share Flag
Sat Jul 7, 2012
Patti Jarman answered:
I am sorry for your bad experience. Usually, the aplication fee is for running a credit and or a backgroung check . You should ask the person that you gave the fee to for a copy of your report so that you might use it when applying for another rental. hope this info is helpful. Patti Jarman Century 21 Shirley Hooks Inc 817-559-1855 ... more
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Mon Jun 10, 2013
Don Groff answered:
As Realtors we are not allowed to steer our clients to different areas or neighborhoods. You can find crime statistics on just about any area online or by contacting the local police dept directly. If you are new to the area you should find a good agent to work with who can give you guidance n the different areas so you can based your decision on your lifestyle and what will be a best fit for you.

Hope this helps.

Don Groff
REALTOR® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157 |
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Wed May 30, 2012
Ken Hackett answered:
Yes, there are companies and individuals that have lease to own programs that would work for you. Also, if you can put some down payment down, it not unusual to find Seller financing which generally does not worry so much about credit score, and more about stability, job history and ability to make the payment. Contact me if you would like to explore these ideas.... Ken. Hackett ... more
0 votes 1 answer Share Flag
Mon Aug 27, 2012
Bruce Lynn answered:
Check with your loan officer to see what type of loan you qualify for.

Some are 0% down
Some might be $100 down
Some might be 3.5% down
Some might be 25% -50% down

It can depend on a lot of things like credit, reserves, income, etc. ... more
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Sun Jan 29, 2012
Kay Bailey answered:
Which lot are you speaking of, please? What location?
0 votes 3 answers Share Flag
Tue Sep 13, 2011
Cameron Novak answered:
A local real estate expert can pull those up for you in about 1 minute.

ActiveRain has a list of active agents and brokers.

Good luck.

Corona Short Sale Agent
Corona, California ... more
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Wed May 30, 2012
Ken Hackett answered:
1 to 2% over bank prime rate.
0 votes 1 answer Share Flag
Mon Jun 13, 2011
Milicent Borre answered:
Hello John,

Once in a while the smell from a water treatment plant is offensive. You might want to check and see you can get your taxes lowered because of your location to the treatment plant. Peppermint oil is a great way to get the smell out of your house either with a disffuser or adding a few drops to a pan of boiling water. I put it in my mop water. Use caution getting the neat (undiluted oil) on your skin as it stings. ... more
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Sun Jul 8, 2012
Dynell Robinson answered:
It looks like there have been 8 sell since Jan. 1st. This, of course, is those sold through a Realtor. The answer to your second question is tougher. It depends on the area, age and condition of the home, and if the homeowner has disputed the appraisal in the past. ... more
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Thu Nov 11, 2010
Leigh York answered:
Unfortunately, they really have no responsibility for closing on time. As a borrower you do have the right to change lenders. That's really the only leverage you have.
0 votes 9 answers Share Flag
Tue Oct 26, 2010
Leigh York answered:
Not all of 76049 is flood zone. If an area is in a FEMA flood zone it is because it lays lower than the area around it and FEMA believes that it could possibly flood within a 100 year time frame. For a homeowner in the flood plain, this means additional insurance to cover flooding. You should share the address with your insurance carrier and ask what the fee is for flood insurance on that property. ... more
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Wed Nov 17, 2010
Dallas Texas answered:
There is no address listed.

Have your buyers agent who represents you provide you all the reasons and answers to your question(s). Unelss a Realtor is on property reviewed area , comp's and etc. no one can render an opinion

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
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0 votes 2 answers Share Flag
Fri Jul 2, 2010
Richard Schulman answered:
You may wish to talk to an agent in your area who can look up MLS rental listings for you. These will show what properties have rented out at, and what they're listed at. You can also get a more vague idea by searching Craigslist and other rental sites (including Trulia's rental section). But for upscale homes, those will often times be handled through an agent/MLS ... more
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Fri Apr 9, 2010
Dan Tabit answered:
Your best bet will be to contact a few local Realtors and discuss your situation with them. For move up buyers this is a great market. While all prices are down, larger nicer homes are relatively more affordable than they were a couple of years ago.
If you need a local referral let me know and I can provide a couple of names to consider. Best of luck.
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Mon Jan 11, 2010
Dan Chase answered:
$32,400 a year. If social security you can multiply by 1.25 I hear)
$40,500 a year credited ( no taxes) income x 3 = safe mortgage. about $121,500 loan.

Now for the problem. 500 fico is so low you will not get a loan (right lenders?)

What you want to do is to talk to a lender or non-profit counseling service. Do not consolidate your loans. That will only drive your score lower. Find out what if anything you can do to increase your score. Take some time, get it up, then you can buy.

You have 2 other options. Both hard to find. rent to own, and lease to own. Find someone who wants to sell so badly (and has the house paid off) that they will sell it to you financing the whole deal them-self.

You may be able to find a hard money lender who would finance you. But their interest rates would eat you alive. You would be a lot better off to work on your fico score to improve it. Then in 1-5 years with good credit buy what you can afford.
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