our best 5/1 libor arm 4.000%
our best 10/ libor arm 4.25%
our best 30 year fixed 4.5%
our best 15 year fixed 4.0%
80% loan to value is required, in addition to 740 credit scores and full documented income for 2 years, in addition to rental schedules from your tax returns which we would need. If there is no rental income then we would order that analysis to be done with the appraisal.
APR's ranging from 4.184-4.875%, will there be fees to get these rates, most likely secondary marketing charges us for certain things when your loan doesnt fit the perfect mold, i then turn around and charge you those fees.
Now this is in a perfect world, which rarely happens.