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Home Buying in 75054 : Real Estate Advice

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  • Home Buying2
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Activity 44
Sat Aug 16, 2008
Patrick Dugan answered:
Unfortunately due to over reaction to all of the bad loans that were made in teh past 5-7 years we now have a hard time getting loans for good credit scores as well as troubled. However, with patience and good advice you will be bale to finds a loan, you just have to stay in certain price ranges. ... more
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Fri Aug 8, 2008
Paul B. Perez answered:
Zan, is there a label called "elevation"? If so, that is what you will want to reference to this builder with lackluster records.
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Sat Feb 22, 2014
Alan Wynn answered:
Dear Vivian,

Congratulations on taking the first steps to becoming a homeowner. It is an exciting time to be a Buyer in this market. And there are still mortgage programs for Buyers like yourself that do not want to part with their cash for a large down payment.

FHA programs are most popular right now because these programs do not require a high credit score. The emphasis with FHA is the ratio between income and debt. So if your income is good and your debt is within reason, this might be the best choice for you. Also, there are Down Payment Assistance programs that are available to help as well.

The best advice I can give you is to have a qualified lender take a look at your financial position and then share with you the programs that would be available. Then you can make a decision on what makes the most sense for you.

I have a website that provides a FREE Pre-Approval form that you can fill out online and submit. I will then have one of my trusted Loan Officers review it and contact you with the results. If you are interested, click the link below...

Please feel free to call or email if I can assist you in any way. And thanks for being a Turlia Voice.

Alan Wynn
Like NO ONE Else!
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Wed May 14, 2008
Margaret T. Hatcher answered:

You would have to contact the tax office for that county seat if you do not want to do a title search.

If you are not using a Realtor I certainly hope you are using a Title company . You do not have to buy a title policy to do a title search but I beleive if it is worth buying it is worth insuring your future interest. If you do not have a title policy something or someone can jump out of the woodwork with an interest in the property later. They still can cut you will be insured. You at least need the title search to find out if the chain or title has been transferred correctly. I have run into where people think the proper thing has been done with divorce and the judge granting the property to one party, but unless this is followed up on with proper filings you have a very big cloud.

So please when you are ready to purchase go to a title company.

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