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70892 : Real Estate Advice

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Activity 172
Sat Jan 23, 2010
Larry Clark answered:
MLS shows 1,091 Residential Listings SOLD between 11/01/09 and 12/31/09. The number of active listings on the market is going to fluctuate daily, but somewhere around 4,000 seems like a good number. These numbers are for the Greater Baton Rouge area... ... more
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Tue Jan 5, 2010
Anna M Brocco answered:
You may wish to be more specific with your question and rephrasing it--are you looking for side streets, highways, etc.

Anna
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Tue Jan 5, 2010
Anna M Brocco answered:
What roads are you looking for--you may want to try google maps.

Anna
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Mon Apr 2, 2012
Brenda Temple answered:
I think you can do a convention loan. They do not have a seasoning time, unless it just changed. You should call Beki with Fairway Mortgage at 806-1919 and she can give you the up to date on seasoning requirement and if there is a way to make the loan, she will be your person. ... more
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Wed May 26, 2010
Kaye Thomas answered:
A conventional loan with a bank or mortgage company doesn't have the 90 day waiting period. Neither does VA so either would work for you.
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Thu Feb 18, 2010
Melissa Lightfoot answered:
Absolutely! Please contact me ASAP for a list...

Melissa Lightfoot
www.melissalightfoot.com
225-226-8699
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Fri Nov 13, 2009
Kristina Cusick answered:
Thank you for your interest in our area! In October of 2009 there were 278 detached single family homes sold in East Baton Rouge Parish. I have pulled my data from our local MLS. These numbers do not include home sales that did not involve a Realtor. I hope this helps you. If you have any other questions, feel free to ask. ... more
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Sat Nov 7, 2009
Rhonda Rice answered:
Lenders have really tightened there belts lately. Buyers usually have to have at least a 620 score to qaulify at all right now. The judgement will have to be taken care of. You should call a lender and ask for advice. Do not use a credit help company. sometimes they make you pay on older things which causes it to pop back up on your credit and causes scores to dip down. ... more
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Thu Feb 24, 2011
Melissa Lightfoot answered:
There are currently two for lease now in University View, and nothing came up in Burbank Estates. Being that it is now November you have a very good chance of getting one of those for January. Please e-mail me so that I can have your contact information and I will get you the MLS information on both and we can see what the owner's plans are. Thanks, Melissa melissalightfoot@cox.net ... more
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Tue Nov 3, 2009
Dp2 answered:
I might be able to help you out, but I'd need more details.

Do you intend to buy another house with new financing? What makes you certain that you'll be able to pay off this loan within a year? ... more
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Thu Oct 29, 2009
Luke Allison answered:
I would be happy to try and assist you with a rural housing loan but lates/collections (no matter how small) can be an issue after a bankruptcy. However, I find it a bit unreasonable that you were denied financing with 2 small collections. What you need to try and find out is - did your lender deny you or did rural housing? You see, every rural housing file has to be approved by USDA - even if the lender has no problem with it. USDA can say no. If USDA said no to the file then it is possible that you are going to have your issues with them, not your lender.

If you have any questions, you are welcome to contact me.
Luke Allison
Bank of America Home Loans
828-777-8828
luke.allison@bankofamerica.com
... more
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Fri Mar 29, 2013
Joan Braunschweiger answered:
Mon Oct 19, 2009
Tiphanie Clark answered:
They can certainly buy it for you. Are they mortgaging it or paying cash? They can buy it for you and have you on the title either way. If this is your first home, you should qualify for the $8000 tax credit if you close before Nov. 30th. They won't have a tax ramification for purchasing. If they mortgage it, they can get a deduction for their taxes. Tax "ramifications" occur from capital gains when you sell. Your agent should be able to help you with all of it. If you don't have an agent helping you, or if you'd like more information, I'll be happy to help you free of charge. You can email me at tiphanie@elite-realty-group.com or call me at 225-278-5155. Good luck! ... more
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Thu Sep 10, 2009
Dp2 answered:
You could do a lease-option with the buyer, and make the lease period long enough for the buyer to secure the financing (even though you mentioned s/he already have a pre-auth). That way the buyer can move in sooner, you'll legally be able to collect rent, and the buyer can exercise the option to purchase when his/her lender is ready to close. ... more
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Wed Aug 12, 2009
Tiphanie Clark answered:
No problem. I'll keep an eye on it and let you know the status. If you shoot your email address to me at tiphanie@elite-realty-group.com, I can email you with updates.
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Fri Jul 24, 2009
Kim Eisen answered:
Normally they will not allow you to get funds back at closing, so 'no' in general. Yet, some options to check out with your loan officer is if you could raise the sale price and ask seller to pay closing costs (if they're not paying them already) thereby freeing up some funds for you. Or, see if they'll allow escrows for some things to be done after closing. Your loan officer should be able to give you some ideas and of course it's dependent on what 'type' of loan your going for as well. ... more
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Thu Feb 18, 2010
David Engle answered:
I don't personally know the area, but I would bet it is pretty nice with it being close to the very nice established Shenandoah subdivision. Plus it is by Woodlawn Middle School.
0 votes 1 answer Share Flag
Fri Aug 6, 2010
Robin Johnson answered:
Yes, there is one available for $1400 mo. Please call me at 225-276-4425. Paulette Hebert, Coldwell Banker
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Fri Aug 6, 2010
Dana Schuster answered:
If you could let me know what you are specifically looking fo..rental..purchase--i can probably get you some info---I am familiar with this neighborhood
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Tue May 19, 2009
Larry Clark answered:
The number I have for them is 1-866-207-9078 ext. 1071
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