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Home Buying in 60619 : Real Estate Advice

  • All36
  • Local Info2
  • Home Buying15
  • Home Selling4
  • Market Conditions0

Activity 1,692
Mon Apr 1, 2013
Connie Bernal answered:
You can get the Brighton Park Local Newspaper or call a local Realtor like me who is familiar with the area. You can leave me an email and I could email you some properties for rent. Please let me know your requirements for this apartment including price range.
Thank You,

Connie Bernal
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Tue Jan 15, 2013
Philip Sencer answered:
Thsat is a legal question so do not believe everything you hear on this site. It is not as good as General Warranty Deed, but typical of what REO's give you
0 votes 10 answers Share Flag
Wed Jan 16, 2013
Philip Sencer answered:
If you are not planning to use an agent then it is a bit more difficult to find good comps. Zillow/trulia/ have the ability to search for sold listings, but in a very vague/general way.
However, it is not possible to simply put your offer in 1st and expect to win. These banks understand that it can take a few days to see how popular, or not, a property is, so they wil just sit on the 1st offer for a day or 2 until they see if others might be coming in.
If the list price is too high and your offer is 'reasonable' based on real comps yet more than 10% below what the list price is, the bank will ignore you. Being first does not work like it use to before the Internet came along.
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Mon Jan 14, 2013
Megan Paul answered:
The people I work with at the courthouse are professionals. They view houses, comp the houses, they know down to the penny what they should bid in order to get the required return once they repair them cosmetically. It is a business, so they think like business people. I have watched homebuyers bid on a house that they get attached to and the pros will bid them up just to watch rookies pay too much for a house. It is a serious place. I suggest you go to a few auctions, see how it works. Even your question shows you doubt yourself. That is good. Words like "seems" "I'm okay" "will I get clean title" "concerned" "assume" "seems like there is a lien". My thoughts are you shouldn't buy a piece of property at an auction that you probably haven't had the opportunity to walk through? You haven't had a home inspection? Are you in the trades--can you inspect the home and know what it needs? You say the property is 6 mos arrears in HOAs, what does that tell you? That the former owner wasn't able to pay for maintainance, what else couldn't they afford that affects the home? If you really want ot buy at foreclosure the best thing you can do is start hanging around and find a professional who will help you for a percentage of the sale. It is well worth their expertise. It can be a good thing or a very bad thing. I watched a pro go over to a young couple and tell them to stop bidding on a house. She did it because she is a nice person. They ignored her. The minute they won the bid a contractor walked over with his mechanics lien. The answer to your question is yes it is risky. The people who do it week in and week out will always get the best homes at foreclosure auctions. ... more
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Fri Aug 2, 2013
Ivan Sagel answered:

This varies greatly depending on pricing and neighborhood. Contact me if you want some specific advice.

All the best,

Ivan Sagel
0 votes 6 answers Share Flag
Fri Jan 11, 2013
JIM Michaels answered:
Best to call a great tax accountant
Steve Thompson CPA. Address: 270 W Fullerton Avenue Addison, IL 60101. Phone: (630) 458-1600
0 votes 2 answers Share Flag
Mon Jan 27, 2014
Absolutely - FHA has a limit on the loan amount - not the purchase price
You will just need to put down enough to get the loan amount down to the limit

Sam Sharp
Senior VP of Mortgage Lending
Guaranteed Rate
773 290 0455
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0 votes 12 answers Share Flag
Fri Jan 11, 2013
Riccardo Wardlow answered:
They cannot legally refuse an offer because it is FHA. As far as them trying to persuade you away...... I'm not sure of that being actually illegal. Buyer shouldn't care where the funds come from as long as they come. ... more
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Sun Jan 13, 2013
Riccardo Wardlow answered:
You should really talk to a licensed real estate agent. I can refer you to a good one if you need.

Sean Cochran
0 votes 2 answers Share Flag
Mon Jan 14, 2013
Angela Andrews-Bailey answered:
The average is going to be a little deceptive; but the range recently has typically been between $2500 to $3500./year. However, if the property was not owner occupied (i.e., it was owned by a developer/investor) the taxes might be double, because the current owner is not getting the benefit of a homeowner's tax exemption. Similarly, those properties with taxes that are on the low end of the range might be benefiting from a different type of tax exemption that will not apply to the buyer/new owner, as would be the case if a senior citizen (or the estate of one) sells a home where the owner had a senior exemption. Each home is going to have different circumstances: exemptions; other interior & exterior property features/improvements that have/have not been reported for valuation; owners who have filed an appeal and requested a reassessment of their property value. ... more
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Sun Jan 13, 2013
Phil Rotondo answered:
Owners should disclose any material facts which affect the subject property; however, if this is a concern, you should hire your own inspector.
0 votes 7 answers Share Flag
Wed Aug 13, 2014
Alison Hillman answered:
Hi there-

Take a look at the real estate market trends:

Hope this helps,
Ali, Community Manager
0 votes 7 answers Share Flag
Mon Sep 30, 2013
Sarah Ziehr answered:
Smart moves program! Credit score 640 minimum, income cap at $90k for a single person and you only need about 3% for closing costs. This is the equivalent to security deposit and first months rent in alot of cases.

Get in touch with me for additional information!

Sarah Z @ Jameson Sotheby's International Realty
312-339-4460 (text friendly)
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0 votes 28 answers Share Flag
Sun Jul 5, 2015
Edith Karoline Jasser answered:
Even renters should work with a trusted Buyers Agent, look here why:

Please use a Buyers Agent
Pleases if you are interested in buying a property, do yourself a huge favor and work with an experienced local Realtor, do not do this on your own!

and here is WHY:

I am wondering why you ask this question here at Trulia, if you are an interested and determined
buyer, you definitely should connect with a local Realtor, a buyers Agent, ie a Realtor who will be on
your side, protecting your interests, finding the right property, arrange showings, answer all your
questions, help you right a good offer, get you also pre-approved for a loan, and negotiate on your behalf the very best sale price and terms and if you commit to one trusted Realtor, he or she will commit 100 % to you and his or her services if you make an offer on a property listed by a Realtor/Brokerage in the multiple listing service will be FREE to you, as Buyers Agents are usually
paid by the seller's side, out of the sellers proceeds at the closing table...ALL THAT IS REQUIRED FROM YOU TO WORK ONLY WITH ONE REALTOR AND TO BE 100 % LOYAL TO YOUR PERSONAL BUYERS AGENT!

Why would you want to do this on your own, when there are so many details to be taken care of the
right way and so many details need to be paid attention to, inspection appraisals, loan commitment, walk thru etc. etc. in order to bring an offer to a fully executed contract and that to successful closing and home purchase.

Give it a second thought and hopefully you will decide to work with a trusted Realtor, who is experienced in your areas of interest. Please commit to only ONE Realtor!! If you need recommendations get back to me I gladly forward you names..

Sincerely yours,
Edith YourRealtor4Life & Chicago and Northern Illinois Expert

Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike....
And always with a SMILE 
Covering for @Properties the city of Chicago, all N and NW suburbs, the fine homes on the
North Shore, and many of the W and SW suburbs, and with her trusted Partner Agents all of
the US and worldwide properties. Edith speaks French, German, some Spanish and other.....
@Properties, ---
Check out my website at htttp://
get to know me better and learn about my experience, expertise, services available and letters of recommendation of former clients..... Also you can sign up on my site to search for properties in my expanded service area. HAVE THE MOST WONDERFUL DAY :)
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Tue Jan 8, 2013
David Hanna answered:
Michael Plating, Inlanta mortgage. more info is needed to really answer this question. Michael is one of the best when it comes to cash out re-financing.
Mike Plating (630) 842-3328 ... more
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Sun Jan 13, 2013
Joe Schiller answered:
you will most likely be in the 150 range for a rehabbed unit-
0 votes 19 answers Share Flag
Sun Jan 6, 2013
Bill J Deligiannis answered:
Contact the Illinois Association of Realtors.
0 votes 14 answers Share Flag
Wed Jan 2, 2013
Lucid Realty Team answered:
Wed Jan 2, 2013
Philip Sencer answered:
Stay in Texas! On paper you can find a lot of 'potential' investments that meet your requirements, but when you do more homework on the financials of the building (for condos), the ability to rent and other intangibles(which you cannot do being out of state).....and most of which R E agents cannot discuss, your options are limited and those properties will sell very fast. You cannot compete being out of state. You need to know more about the city than you do in order to make a good decision. Do not trust what you hear from most folks on this site who want your business. ... more
0 votes 10 answers Share Flag
Wed Jan 2, 2013
Erik Sachs answered:
Cost for a plat of survey should be $400-500 for a standard chicago lot.

Try pricing this company:

Erik Sachs
RpV Realty and Development
Cell 773/368-5515
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