Here's another possible option.
1. Get your lender to provide a payoff
2. Take that amount and add the seller side closing costs to it
3. Take that total amount and advertise the home to real estate investor groups in your area (this assumes home would be offered at a below market value price).
4. If the home isn't priced below market, investors won't be interested and you may want to consider owner financing at that point. O.F. would be your last option, not your first.