There is no right or wrong in when you decide to switch buyer's agents. It is a personal preference. As the client, if it is not a right fit, you should switch or at least explore your options. If you would like to discuss your search expectations further, please contact me.
My professional advice is to buy and renovate. Existing homes are at rock bottom right now and the cost to build is much higher than it used to be. Financing is at an all time low. To answer your financing question I would need to know your price range for a home. That would tell me if you need the whole 125k-150k down payment or if you could use some of that for the renovation. Please email me the amount you want to spend at Kathy.Diegel@cbexchange.com
Call or Text 847-707-8907
Coldwell Banker Residential
The Peggy Cobrin Team... more
1 year sounds about right to be able to refi under a different loan product other than FHA in order to drop the PMI. It will depend on how the loan was set up originally when you closed on the home with the current Lender. They typically want the loan to season at least 1 year before change. Talk to a few other Mortgage Brokers or Bank Loan Officers to get their take on it. You will definitly need 80% or more equity in the property.... more
Send me an email to Soldbyfoster@gmail.com OR call my cell at 630.429.4486 with the property address. I will be glad to get some information for you on this property or any others you are interested in. :)... more
I would call the Village directly. I know that I saw a home like that in Hoffman estates and the answer from the Village was as simple as - they had shut off the water to the home and that is why the sticker was across the door. Good Luck to you - and if you need any help, and aren't already working with a Realtor, feel free to contact me directly.
Linda Dressler, Broker, RealtorÂ®
Schaumburg, IL... more
You can sign a quit claim deed but make sure you are not listed as a borrower on the loan. I am dealling with a situation right now where it's a divorce so the wife quit claimed the deed to her husband. Their home is currently listed as a short sale. However they both were served a summons for foreclosure.
Coldwell Banker Residential
The best time to buy is now since the prices are so low and the interest rates are at record lows. We don't know if the rates will stay this low.
There are several townhome complexes in the Fremd district if you would like me to email you all the ones available under 250k in the Fremd district then please email me directly at email@example.com and I will send them to you right now.
The Peggy Cobrin Team
Coldwell Banker... more
1. Contact a mortgage broker complete a loan application determine if you can qualify for the home
2. Submit the sales contract to title company who handles all the closing documents pay of brothers lender AND transfer title in your name.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
In order to avoid PMI (mortgage interest) a minimum of 20% down is needed. If the property is eligible for an FHA loan (government loan) than the minimum down payment requirement is 3.5% currently but you still have to pay the mortgage interest.
I suggest that you contact a mortgage broker or banker to learn more on what types of loans you would qualify for and what the requirements are. They will speak to you at no cost and you are not obligated to use them.
Hope this is helpful.
Prudential Connecticut Realty... more